NYCM Insurance vs NBT Bank

Imagine if peace of mind started with a download. Manage your policy anytime, anywhere with the NYCM Insurance Mobile App. Make and schedule payments, get helpful reminders, report and track claims, access your claims history, and store digital ID cards, all at your fingertips. Key Features: DIGITAL CLAIMS With the NYCM Insurance Mobile App, you can easily manage your claims on the go. Report and track home or auto claims, find in-network repair shops, and stay updated on payment status, all in one convenient place. PAYMENT INFORMATION Manage your policy payments in one location. Make a payment, store payment information, view your payment history, review billing statements, and more. NOTIFICATIONS Get alerts to your mobile device of upcoming due dates and payment reminders. STORE VEHICLE ID CARDS Quickly access your ID cards within your mobile app. VIEW AND STORE POLICY DOCUMENTS Conveniently locate important policy documents on your device. MANAGE PAPERLESS PREFERENCES NYCM INSURANCE EMAIL AND PHONE CONTACTS Easily accessible contact information at your fingertips.

NBT Bank Focused on What Matters. Our Mobile Banking app provides you with the convenience of managing your personal or business finances anytime, anywhere from your iOS device.  GETTING STARTED Enrolling in Mobile Banking is easy! Simply download the app and click the “Register” icon on the main screen. If you are a business customer, please visit your local branch for more information or to enroll.   FEATURES • View account balances • View recent transactions • Transfer funds between your NBT accounts and accounts held at other financial institutions• Pay bills • Add, Edit, Delete Bill Pay Payees • View and modify future scheduled Bill Payments • View recently processed Bill Payments • Send and receive money to friends, family, and others with just their email address or phone number • Deposit a check with Mobile Deposit • Locate ATMs or Bank Offices by city, state, zip code or use of your device’s Geo-Locator • Open an account • Make a loan payment • Setup more than 20 real-time account alerts • View up to 7 years’ worth of check and deposit images • Enroll in biometric authentication to sign in quickly and easily. • Enroll in Fast Balances to see current balances without logging in. • Contact our Call Center for Customer Service assistance by phone or e-mail Business Only Features Business Only Features • Initiate and approve ACH & Wire transactions • Access Positive Pay / ACH Reporting ABOUT  NBT Bank is an independent community bank based in Norwich, N.Y. We offer personal banking, business banking and wealth management services across locations in seven states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. More information about NBT is available online at www.nbtbank.com. Member FDIC.   CONTACT For assistance, please contact 1.800.NBT.BANK (1.800.628.2265) or customerservice@nbtbank.com.   SECURITY When it comes to protecting your personal or business finances you can never be too careful. For tips and additional information on how to use Mobile Banking safely and securely, visit: https://www.nbtbank.com/Personal/Customer-Support/Fraud-Information-Center  Access to your personal or business accounts is available through use of this single Mobile Banking. NBT Bank Mobile Banking is FREE to all NBT customers. Mobile Carrier standard data and message fees may apply.  Use of the Mobile Banking app and any of its features demonstrates understanding and consent of the NBT Online and Mobile Banking Terms and Conditions. Member FDIC