OFBank Mobile Banking User Reviews

OFBank Mobile Banking
OFBank Mobile Banking
Land Bank of the Philippines

Customer Experience

Positive experience15.8% of reviews
Neutral13.7% of reviews
Negative experience70.5% of reviews

~ Based on 139 written reviews from the US App Store.

Is OFBank Mobile Banking Safe?

OFBank Mobile Banking has mixed safety signals based on user ratings. AppsHunter Safety Score for OFBank Mobile Banking is 59/100.

This assessment is based on 31 user ratings, with an App Store average of 2.6/5.

Safety Analysis

45.2% of ratings point to a safe experience
3.2% of ratings suggest some concerns
51.6% of ratings point to a risky experience

~ Based on 31 App Store ratings for OFBank Mobile Banking.

Is OFBank Mobile Banking Legit?

OFBank Mobile Banking appears legitimate, with a few gaps. AppsHunter Legitimacy Score for OFBank Mobile Banking is 73/100.

Based on 73 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Error

Hindi ko maview yung aking account palaging “dormant” nkalagay.
Anu to??? Palagi na lng ah.. Last month gnun din. Then pag nagemail nmn error. Paki-aus nmn Oh!!!

No Option for Forgotten Username

I cannot access my account because I forgot my username. I thought I have a screenshot. Totally my fault. Don’t know what to do now.

As of Jan2026

The app is garbage! My wife and I tried to do the 1st step of creating an account and it kicks us out with a session timeout message every single time, don't waste your time! Go get the BDO or BPI apps instead!

Response from developer

Hi! We're sorry for the inconvenience. There may have been an intermittent network connection, but at this time, ATM and digital banking services are available. You may try performing your transaction again. Please make sure that only one connection (Wi-Fi or Mobile Data) is active at a time. Thank you.

OTP

There’s always a problem receiving an otp.

Fix it

If there were an option to give a negative star rating, I would give it. Every time I transfer money to another account using this app, it crashes. I have to log in again and again and again. Because of this, I need to hurry when entering the account number, instead of being able to double-check it. If I try to check whether the account number is correct, the app crashes and I have to log in all over again.

IT team, please fix this issue.
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Easily the worst banking app

This app won’t even let you open an account with the bank. I get kicked out and it tells me that my internet is slow (it’s not) or I haven’t signed in for awhile. It’s like you have people who want to give them money and put money in the country but I guess they’re not interested.

Response from developer

Hi! We're sorry for the inconvenience. There may have been an intermittent network connection, but at this time, ATM and digital banking services are available. You may try performing your transaction again. Please make sure that only one connection (Wi-Fi or Mobile Data) is active at a time. Thank you.

Otp problem

Why I can’t receive otp when I open my mobile app? Fix this please

Email address cannot be found

Hnd qna ma open wla n old no. Q hnd q ma retrieve sa new phone dahil sa old no. Wla din sa aps pag palit ng new no. Awit
Wla nadin mapag emailan hnd n nag exists ung email n nasa aps kya hnd n makapag send ng problema

I was charged 50.98 sar by apple bill for downloading this app

Why do I have to pay 50.98 saudi riyals for downloading this app? I was automatically charged after downloading it.

I cant update

I can’t update to latest version of the app…its just not downloading…

App crashes

Ofbank app always close and give message that i am not using the app even if i log in many times.please fix asap.

OTP

It won’t send otp to my overseas number making it very inconvenient to pay online

Cant recieve OTP code

Why i cant recieve OTP code thru text message?

The app is rarely accessible!

My account became dormant because I was unable to log in to the app!

Poor system

Sa katagalan hindi ko na nagugustuhan system ng apps na to kasi hindi ko na sya nagagamit agad-agad.bigla nlang mag auto-sign out. Nkakainis na.So i decided to switch to other bank.

Important

My employer just sent me my salary in my ofwbank account . Why it’s showing now NOT AVAILABLE BALANCE

Response from developer

Hi! We're sorry for the inconvenience. There may have been an intermittent network connection, but at this time, ATM and digital banking services are available. You may try performing your transaction again. Please make sure that only one connection (Wi-Fi or Mobile Data) is active at a time. Thank you.

IT WORKS!

The only reason I'm not giving this a 5-star is it doesn't have the capability to allow the user to update the phone number associated with the account. It's somewhat a hassle. The function buttons are less but it allows you to do basic transactions such as fund transfers to banks. I have not tried with Gcash, etc. Receives funds I sent myself from my USD bank quick (via WorldRemit), was also able to send funds to another accounts free of charge! I loved that part! Please keep that! it is helpful! I hope you add the adding/updating of info on the accounts for additional ease of use for users.
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Response from developer

Hi! Thanks for taking the time to rate the App. We will keep working to provide a great user experience. Stay safe!

Horrible

Unable to access account options like fund transfer bill payments and card details the worst of all digital banks

Slow processing of remittance

Weekend processing of remittance to this bank is very slow. I have used BPI and UB before and they usually take about 12 hours until my remittance is available in my account even on weekends. It was only because LBP opened a branch with an ATM in my hometown when I decided to open an OFB account but I am somewhat feeling disappointed with their service to OFWs.
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OTP

Please check your email and help your customer about the otp. Last month pa ako gustong mag transfer ng fund pero hindi talaga ako nakakatangap ng otp.