Best Owwed alternatives: apps like Owwed

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated November 2026

Looking for something like Owwed? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Owwed

Handy Money Tracker#1

Handy Money Tracker by Volodymyr Ivanyshyn

Feature-rich finance tracking
Editor's Choice
💰 Finance
5.0(1 ratings)
Free
Handy Money Tracker screenshot 1
Handy Money Tracker screenshot 2
Handy Money Tracker screenshot 3
Handy Money Tracker screenshot 4
Handy Money Tracker screenshot 5
Handy Money Tracker screenshot 6

Easily track your income, expenses, and investments with this intuitive personal finance app. Add transactions quickly, analyze your spending with flexible reports, and manage money across different currencies. Your financial data stays private on your device with automatic backups.

Debtless#3

Debtless by Logan Moore

Private debt payoff planner
Worth Considering
💰 Finance
5.0(6 ratings)
FreeIn-App Purchases
Debtless screenshot 1
Debtless screenshot 2
Debtless screenshot 3
Debtless screenshot 4
Debtless screenshot 5

This app helps you track and plan your debt payoff. It offers features like unlimited debt tracking, payment logging, and strategy comparison. All features are free with no ads or subscriptions, prioritizing user privacy by keeping data on-device.

More apps like Owwed

4
Wavvy Wallet
Wavvy Wallet
Wavvy Wallet
AI-powered expense tracking
Free
💰 Finance
(0)
5
Daftaari — Debt Ledger
Daftaari — Debt Ledger
Daftaari — Debt Ledger
Your shop’s debt ledger
Free

This app digitizes your business's paper debt notebook, offering a clear ledger for each customer with detailed debt and payment tracking. It facilitates easy communication with customers via WhatsApp for receipts and reminders, and provides insightful business reports.

Digital customer ledgerOffline debt and payment trackingWhatsApp receipt and reminder integration
💰 Finance
(4)
free with in-app purchases
6
Cloud9 Money
Cloud9 Money
Cloud9 Money
Your everything money app.
Free

A digital banking app designed for Africa's youth to manage local and global finances. It offers tools for smarter banking, better spending, and financial elevation for freelancers, creators, students, and travelers.

Send and receive moneyManage local and global fundsTools for financial elevation
💰 Finance
(2)
free
7
Debtyy – Debt Tracker & IOU
Debtyy – Debt Tracker & IOU
Debtyy – Debt Tracker & IOU
Who owes me? Loans to friends
Free

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Track interpersonal debtsRecord partial paymentsSet custom reminders
💰 Finance
(2)
freemium
8
MessXpense - meals & expenses
MessXpense - meals & expenses
MessXpense - meals & expenses
Meals & expenses with roommate
Free

Easily track shared meals and household expenses for roommates or shared living spaces. Calculate costs per meal, split bills, and manage who owes what. Access your data from anywhere, even offline.

Track daily meals and calculate per-meal costSplit and share expenses among group participantsAccess data via website or mobile app
💰 Finance
(1)
free with in-app purchases
9
OweMate: IOU & Who Owes Me
OweMate: IOU & Who Owes Me
OweMate: IOU & Who Owes Me
Track Debts & Remind Friends
Free

Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.

Track IOUs and shared expensesAI-powered payment remindersSupport for 70+ currencies
💰 Finance
(4)
free with in-app purchases
10
Who Owes Me - OweList
Who Owes Me - OweList
Who Owes Me - OweList
Track Who Owes You
Free

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

Track money owed and borrowedRecord partial repaymentsMonitor individual balances
💰 Finance
(4)
free with in-app purchases