P&N Bank

Name: P&N Bank
Rating: 4.59999 (5 reviews)
Author: Police & Nurses Limited

by Police & Nurses Limited

5 ratings

329 reviews

💰 Finance

Free

Details

Released
Updated
Version
Compatibility
Age Rating
Monetization
Size
Devices
Data updated
Languages

Features

Developer

Police & Nurses Limited

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❓5 answered

FAQ↘︎

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About

Manage all your banking needs on the go with this intuitive mobile application. Make instant payments, transfer funds, pay bills, and control your cards. Access your accounts, set up alerts, and find branches easily.

✓Instant Osko and PayID payments

✓Overseas and BPAY bill payments

✓Account balance and transaction history

✓Card activation, locking, and replacement

✓Biometric login (fingerprint/face recognition)

✓Secure messaging with the bank

✓Digital statement management

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What users say

Summarized from real user reviews of P&N Bank. Based on 5 reviews and a 4.6/5 average, it highlights the 12 positives and 10 negatives reviewers mention most about this Finance app.

Positive things

👍Easy to use and navigate
🔒Strong security features
⚡Fast and responsive performance
💳Comprehensive banking functions
🎨Clean and intuitive interface design
📱Accessible across multiple devices
🔄Instant transfers between accounts
👴User-friendly for elderly users
🌟Excellent customer support
🎯Simplicity without unnecessary features
🔐Card control and blocking features
📊Clear transaction visibility

Negative things

🌍App doesn't work outside Australia
🔔Broken notification system
⏱️Slow app performance
🔄Requires app restart to refresh data
📍Location detection blocks access
🐛Frequent crashes and glitches
❌Missing advanced features
🔐Geo-blocking limitations
⚠️Unknown error messages
🚫Limited home loan information display

See all reviews

What's New in P&N Bank

7.12

May 5, 2026

Enhancements to PayTo Bug fixes

User reviews

Most Recent Highest Rated Lowest Rated

App

Very user friendly

SoxxyCat

9 days ago

Excellent

Easy use, clear and accessible

RachInOzland

9 days ago

Easiest bank App going

After being with many banks and many Apps, I can honestly say this is the best. Ease of use and navigation, all my info is where I need it and support too. 5 Stars P&N, awesome app.

Evo9653

11 days ago

Has Basic banking functions

This app is fine for checking balances and making payments. It could be improved with functions such as adding notes, tags or categories to transactions. (I have tried Frollo but it gets vendor names wrong too often, let alone categories.)

RuthBradley

15 days ago

Fab

Simple , great tool to get around , all the information is available on the app

Fabulous sage

no / -ADS

no / noIn-App Purchase

free / freePrice

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Developer apps

BCU Bank

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(1)

Free

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User experience

🐞

Reported Bugs

10 issues

Notification system broken for extended period

Bug

Payment due notifications repeating despite payment made

Bug

✨

Requested Features

13 requests

Virtual card functionality

Feature

Spending categorization and analytics

Feature

FAQ

What can I do with the P&N Bank mobile app?

The app allows you to manage all your banking needs on the go. You can make instant payments using Osko or PayID, transfer money domestically and overseas, pay bills with BPAY, and manage scheduled payments. It also provides access to everyday banking features like checking balances, opening new accounts, and using the Pay&Save feature.

How do I manage my cards through the app?

The app offers comprehensive card management features. You can view important card information, activate new cards, lock or cancel existing ones, and report cards as lost or stolen to receive a digital replacement instantly. You can also change your card PIN and view credit card repayment details.

Is the P&N Bank app free to use?

Yes, the P&N Bank mobile app is free to download and use. While the app itself is free, standard mobile data usage charges from your service provider may apply when using the app.

What devices is the P&N Bank app compatible with?

The app is designed for mobile devices. It supports features like PIN login, and on supported devices, you can also use fingerprint or facial recognition for easy and secure access. Specific operating system requirements are typically found in the app store listing.

Can I use the app for international transactions?

Yes, the app facilitates international money transfers, allowing you to send funds overseas directly from your mobile device. You can also inform the bank of your travel plans overseas through the app's services section.