1. Home
  2. 💰 Finance
  3. P&N Bank
P&N Bank

P&N Bank

by Police & Nurses Limited

6 ratings
348 reviews
💰 Finance
Free

Details

Released
December 11, 2014
Updated
October 8, 2026

Features

Developer

Police & Nurses Limited
✨Promote your app ✨
P&N Bank screenshot #1 for iPhone
P&N Bank screenshot #2 for iPhone
P&N Bank screenshot #3 for iPhone
P&N Bank screenshot #4 for iPhone
P&N Bank screenshot #5 for iPhone
P&N Bank screenshot #6 for iPhone
P&N Bank screenshot #7 for iPhone
P&N Bank screenshot #8 for iPhone
iphone
ipad
watch
📌Ready
Reviews summary↘︎
⭐348
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 2 months
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage all your banking needs on the go with this intuitive mobile application. Make instant payments, transfer funds, pay bills, and control your cards. Access your accounts, set up alerts, and find branches easily.

✓Instant Osko and PayID payments
✓Overseas and BPAY bill payments
✓Account balance and transaction history
✓Card activation, locking, and replacement
✓Biometric login (fingerprint/face recognition)
✓Secure messaging with the bank
✓Digital statement management
Show original description

What users say about P&N Bank

Reviews of P&N Bank are mostly positive: the Finance app is rated 4.7/5 from 6 App Store ratings. What users like most: easy to use and navigate, strong security features. Top complaints: app doesn't work outside Australia, broken notification system. Summarized from real user reviews.

Positive things

  • 👍Easy to use and navigate
  • 🔒Strong security features
  • ⚡Fast and responsive performance
  • 💳Comprehensive banking functions
  • 🎨Clean and intuitive interface design
  • 📱Accessible across multiple devices
  • 🔄Instant transfers between accounts
  • 👴User-friendly for elderly users
  • 🌟Excellent customer support
  • 🎯Simplicity without unnecessary features
  • 🔐Card control and blocking features
  • 📊Clear transaction visibility

Negative things

  • 🌍App doesn't work outside Australia
  • 🔔Broken notification system
  • ⏱️Slow app performance
  • 🔄Requires app restart to refresh data
  • 📍Location detection blocks access
  • 🐛Frequent crashes and glitches
  • ❌Missing advanced features
  • 🔐Geo-blocking limitations
  • ⚠️Unknown error messages
  • 🚫Limited home loan information display
See all reviews

What's New in P&N Bank

7.13

October 8, 2026

Introducing: * Osko service improvements * Enhancements to Apple Pay * New Banking with Heart Wallpapers

More

User reviews

Most RecentHighest RatedLowest Rated

Convenience

The App is convenient to use, makes finances easy to manage while mobile and overseas. Using the App is even more convenient than on our PC online as we are able to see all our group accounts…. Personal, superannuation and Family Trust.
MMarkTam2007

Rate the app

See stars for rating
SGSu11 the Gr34t

Fab

Simple , great tool to get around , all the information is available on the app
FSFabulous sage

P&N Bull Creek, Perth, WA

Lovely staff at the Bull Creek Store. Shelly (Michelle)was most helpful and a delight. My visit both helpful and fun. Gave me lots of good advice. Helped solve my problem and explained everything to me.
Ggfandbg

My experience

This app is easy to use plus I have complete control over my finances. Unlike the Commonwealth Bank
ALAimal lover
See 343 more reviews

Developer apps

BCU Bank
BCU Bank

by Police & Nurses Limited

💰 Finance

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

10 issues

Notification system broken for extended period

Bug

Payment due notifications repeating despite payment made

Bug

App feedback function not working

Bug

Unknown error occurring when logging in overseas

Bug

App incompatible with latest iOS versions

Bug

Functions hidden in menus not easily discoverable

Bug

Login errors and registration failures

Bug

Crashes after recent updates

Bug

Notification access showing count but no content

Bug

Inconsistent performance when overseas

Bug
✨

Requested Features

13 requests

Virtual card functionality

Feature

Spending categorization and analytics

Feature

Bill predictions and budgeting tools

Feature

Savings spaces feature

Feature

Faster transfer at checkout

Feature

Drag-and-drop account selection

Feature

In-app notifications for transactions

Feature

Account reordering on dashboard

Feature

More detailed home loan forecasting

Feature

Widget for balance viewing

Feature

Dark mode option

Feature

PayTo agreement functionality

Feature

Open banking/CDR integration

Feature

FAQ

What can I do with the P&N Bank mobile app?

The app allows you to manage all your banking needs on the go. You can make instant payments using Osko or PayID, transfer money domestically and overseas, pay bills with BPAY, and manage scheduled payments. It also provides access to everyday banking features like checking balances, opening new accounts, and using the Pay&Save feature.

How do I manage my cards through the app?

The app offers comprehensive card management features. You can view important card information, activate new cards, lock or cancel existing ones, and report cards as lost or stolen to receive a digital replacement instantly. You can also change your card PIN and view credit card repayment details.

Is the P&N Bank app free to use?

Yes, the P&N Bank mobile app is free to download and use. While the app itself is free, standard mobile data usage charges from your service provider may apply when using the app.

What devices is the P&N Bank app compatible with?

The app is designed for mobile devices. It supports features like PIN login, and on supported devices, you can also use fingerprint or facial recognition for easy and secure access. Specific operating system requirements are typically found in the app store listing.

Can I use the app for international transactions?

Yes, the app facilitates international money transfers, allowing you to send funds overseas directly from your mobile device. You can also inform the bank of your travel plans overseas through the app's services section.