Best Paid alternatives: apps like Paid - Debt Tracker

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated October 2026

Paid is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Paid

SpendZen: Bills & Budget#1

SpendZen: Bills & Budget by Michele Nocchi

Subscription & expense tracker
Editor's Choice
💰 Finance
5.0(6 ratings)
FreeIn-App Purchases
SpendZen: Bills & Budget screenshot 1
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Master your budget and track expenses effortlessly with this intuitive finance tracker. It helps you visualize spending, manage bills, and save money with a clean interface, suitable for both beginners and finance enthusiasts.

Optivault - AI Finance Advisor#2

Optivault - AI Finance Advisor by Douaa Eljebari

AI Personal Finance Advisor
Strong Contender
💰 Finance
3.9(15 ratings)
FreeIn-App Purchases
Optivault - AI Finance Advisor screenshot 1
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This app uses AI to help you manage your finances. It offers personalized budgeting, expense tracking, savings goals, and investment management. Securely connect your bank accounts for automated insights and advice to grow your wealth.

Fen: Finance Tracker#3

Fen: Finance Tracker by Odd Omens

Expenses, Revenue, Wallets
Worth Considering
💰 Finance
4.8(5 ratings)
Free
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An intelligent money manager that helps you understand your spending habits. Organize income and expenses with custom wallets, track subscriptions, and visualize financial goals. Keep your financial data private and secure with local storage and iCloud sync.

More apps like Paid

4
eXpend: Make Budgeting a Habit
eXpend: Make Budgeting a Habit
eXpend: Make Budgeting a Habit
Expense & Money Manager
Free

Manage personal finances effortlessly with this all-in-one expense tracker and budget planner. Journal spending habits, analyze reports, and set budgets to achieve financial goals. Data stays on-device for ultimate privacy.

Quick expense recordingCustomizable templatesRecurring transaction scheduling
💰 Finance
(13)
free
5
PaidOff: Debt Tracker
PaidOff: Debt Tracker
PaidOff: Debt Tracker
Smart debt tracking & insights
Free

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

Account ManagementComplete Debt ProfileFull Customization
💰 Finance
(8)
ad-supported
6
Chipp: Split Bills & Expenses
Chipp: Split Bills & Expenses
Chipp: Split Bills & Expenses
Scan receipts & settle up IOUs
Free

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Tap-to-split interfaceFind friends nearbyCreate shared expense groups
💰 Finance
(18)
free
7
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Snowball Calculator & Tracker
Free

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards
💰 Finance
(49)
freemium
8
簡錢 Symoney® - Personal Finance
簡錢 Symoney® - Personal Finance
簡錢 Symoney® - Personal Finance
Less complexity, more clarity
Free

This app offers a streamlined approach to personal finance management, focusing on efficient expense tracking and clear financial insights. It provides tools for quick logging, multi-currency support, and visual breakdowns of spending habits. Advanced features are available through a subscription for enhanced categorization and automation.

Fast expense loggingReal-time exchange ratesCharts and insights
💰 Finance
(26)
freemium
9
Debt Tracker - Debts
Debt Tracker - Debts
Debt Tracker - Debts
Easy to use debt tracker
Free

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Manage debts and receivablesSeparate by currencyDebt payoff planner
💰 Finance
(105)
free with in-app purchases
10
Debt Tracker: Who Owes Me?
Debt Tracker: Who Owes Me?
Debt Tracker: Who Owes Me?
IOU Manager: Money Owed & Lent
Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)
💰 Finance
(67)
free with in-app purchases