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Payoff Genius - Debt Planner

Payoff Genius - Debt Planner

Debt Snowball & Avalanche Plan

5 ratings
2 reviews
With Ads
💰 Finance

Archived App (Last seen on 13 Jun 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • March 6, 2025
  • April 7, 2026

Features

Developer

Payoff Genius, LLC.
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About

This app helps you track all your debts in one place and creates a data-driven plan to pay them off faster and with less interest. It offers smart recommendations, automatic updates, and flexible payoff strategies like debt snowball and avalanche.

✓Intelligent debt payoff planning
✓Automatic debt tracking
✓Debt snowball and avalanche strategies
✓Smart interest-saving recommendations
✓Interactive payoff calculators
✓Educational content
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What's New in Payoff Genius

6.8

April 7, 2026

Minor enhancements to your debt payoff experience.

Subscription plans

Payoff Genius Pro

Monthly access to Payoff Genius Pro

$9.991 Month
How to cancel Payoff Genius subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Finally got organized

Payoff Genius was super easy to use. I put in my info and for the first time saw all of my debts in one place. The videos are short and give you the basics of setting up a plan. I’m only a few months in but I’m already making great progress!
PSUFAN!!!!!!PSUFAN!!!!!!

Stupidest app in the world

I accidentally deleted one of the debt accounts and now I have to manually add it. Do not use this app. Switching to something else.
Cowbandit03Cowbandit03

Response from developer

Thank you for taking the time to leave us your feedback. We deeply apologize that you had issues with restoring a deleted account. Based on your feedback, we are making the undelete button more visible in version 4.1 of our app. From the debts screen just click “add account” and your previously deleted accounts will be there. If you have any other issues or feedback, please reach out to support@payoffgenius.com. We’re always happy to help.

Developer apps

enough. financial wellness
enough. financial wellness

Mindful spending, debt manager

💰 Finance

(3)

Free
In-App Purchases
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FAQ

How does Payoff Genius help users pay off debt faster?

Payoff Genius provides smart recommendations and data-driven plans to optimize your payment strategy, helping you pay less interest and accelerate your debt payoff. Users can choose between debt snowball and debt avalanche methods.

What types of debts can be tracked in Payoff Genius?

The app allows for effortless tracking of various debts, including credit cards, loans, and other financial obligations. Debts are pulled in and updated automatically for convenience.

Does Payoff Genius offer different payoff strategies?

Yes, Payoff Genius offers flexible payoff plans. Users can choose between the debt snowball strategy, which focuses on paying off smallest debts first, or the debt avalanche strategy, which prioritizes debts with the highest interest rates.

Is Payoff Genius a financial advisor?

No, Payoff Genius is a debt payoff planner and not a financial advisor or lender. Its tools are designed to help users manage and optimize their debt payoff strategy effectively.

What are the subscription options for Payoff Genius?

Payoff Genius offers a Pro subscription at $9.99 per month or $89.99 per year. This likely unlocks advanced features or removes limitations present in the free version.

Does Payoff Genius have ads?

Yes, Payoff Genius contains advertisements. This is common for free applications that offer in-app purchases to support their development.

On which devices can I use Payoff Genius?

Payoff Genius is available on iPhone and iPad devices. It is designed to be compatible with Apple's mobile ecosystem.

How often is Payoff Genius updated?

The latest version of Payoff Genius is 6.7.1, and it was last updated on February 21, 2026. This indicates a relatively active development cycle.