Best apps like Penta – Business Banking App

14+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated July 2026

Looking for something like Penta? We've analyzed 14+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Penta

Joompay#1

Joompay by Joompay Europe

Cashback and more!
Editor's Choice
💰 Finance
4.4(7 ratings)
FreeAds
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This app offers a streamlined banking experience with a free virtual debit card for secure online shopping and SEPA Instant Credit Transfers. It also provides a physical card option, special shopping offers with cashback, and real-time account activity notifications for enhanced security.

Bitwala Bitcoin & Ether Wallet#2

Bitwala Bitcoin & Ether Wallet by Bitwala GmbH

Live on crypto
Strong Contender
💰 Finance
4.3😐(51 ratings)
Free
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Manage your cryptocurrency and finances seamlessly. Send, receive, and trade Bitcoin and Ether, and spend your crypto with a Visa debit card. Enjoy European compliance and secure self-custody options.

What We Love

  • 🚀 Fast and efficient
  • 👍 User-friendly and intuitive
  • 🔒 Secure wallet and banking
  • 💰 Earn interest on crypto

Room to Improve

  • 🐛 Account freezing/blocking issues
  • ⏰ Slow customer support response
  • 💰 High trading fees
Gekkard: Prepaid Card & Wallet#3

Gekkard: Prepaid Card & Wallet by Papaya Ltd

Online banking alternative
Worth Considering
💰 Finance
3.0(4 ratings)
Free
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Manage your money with a European IBAN account and a payment card. Access digital investment opportunities, including cryptocurrency exchange and interest-bearing accounts, all within a single app.

More apps like Penta

4
GigZter – Business Banking
GigZter – Business Banking
GigZter – Business Banking
Banking, Invoicing & Payments
Free

Manage your business finances with tools for payments, invoicing, and customer management. Receive real-time alerts and access funds via a linked Visa card. Get started quickly and bank on the go.

Card payment processingInvoice creation via text/emailCustomer and gig management
💰 Finance
(36)
free
5
Finom • Business Account
Finom • Business Account
Finom • Business Account
Konto für Unternehmer:innen
Free

Manage your business finances in one place. Open a banking account, connect existing ones, and handle invoices and payments. Features include sub-accounts, team management, and transaction reconciliation.

Open banking account in 5 minutesConnect and manage multiple bank accountsSEPA and Direct Debit payments
💰 Finance
(47)
ad-supported
6
Kontist by Shine
Kontist by Shine
Kontist by Shine
Business Banking
Free

This app provides a free online business account with integrated accounting and expense management tools for SMEs and freelancers. It offers features like a German IBAN, Visa card, real-time transfers, and automatic tax calculation. Secure banking is ensured through a partnership with a BaFin-regulated institution.

Free online business accountIntegrated accountingExpense management
💰 Finance
(20)
free with in-app purchases
7
Tomorrow: Mobile Banking
Tomorrow: Mobile Banking
Tomorrow: Mobile Banking
App fürs nachhaltige Girokonto
Free

Open a sustainable digital bank account in minutes. Manage your finances with features like spending summaries, sub-accounts, and real-time transfers. Your money supports eco-friendly projects and climate initiatives.

Sustainable investingMonthly spending summariesSub-accounts for organization
💰 Finance
(109)
freemium
8
Qonto: Plus qu’un compte pro
Qonto: Plus qu’un compte pro
Qonto: Plus qu’un compte pro
Gérez votre business en ligne
Free

Manage your business finances with an all-in-one online account. Streamline invoicing, bookkeeping, and spend management with tools designed for SMEs and freelancers. Enjoy flexible payment options and integrated financing.

Online business accountPayment cardsTransfers
💰 Finance
(350)
subscription
9
Aion - Business Banking
Aion - Business Banking
Aion - Business Banking
All-in-one financial platform
Free

This modern finance platform simplifies business operations by offering online banking, intelligent financial software, and capital solutions. Manage your accounts, process transactions, and access funding all within a single, secure digital environment.

Digital business bankingIntelligent financial softwareAutomated workflows
💰 Finance
(16)
free
10
Guava - Black Business Banking
Guava - Black Business Banking
Guava - Black Business Banking
by Guava Lending Inc
Free

A digital banking and networking platform for Black entrepreneurs. It offers business checking accounts, financial tools, and a community to help close the wealth gap. Manage your business finances easily and access a network of peers and experts.

Business checking accountsFinancial toolsNetworking platform
💰 Finance
(7)
free