Rafiq: Islamic Finance OS
Zakat, Halal Stocks, Spending
About
Manage your finances according to Islamic values with this AI-powered personal finance app. It simplifies Zakat, Khums, and Halal stock screening, offering personalized guidance across all major schools of jurisprudence.
What's New in Rafiq
1.5.1
April 17, 2026
Streamlined Onboarding
Subscription plans
Rafiq - Premium
Access to account linking & AI Islamic finance guidance
In-App Purchases
$9.99
Rafiq - Premium
Access to account linking & AI Islamic finance guidance
FAQ
How does Rafiq calculate Zakat and Khums?
Rafiq calculates Zakat and Khums across all five schools of jurisprudence, including modern assets like cryptocurrency and real estate. It provides clear explanations for each calculation, adapting to your specific situation and madhab.
Can Rafiq screen stocks for Shariah compliance?
Yes, Rafiq screens any stock for Shariah compliance using AAOIFI standards. It offers a detailed breakdown of debt ratios, interest income, business activity, a compliance score, and purification guidance with real-time data.
What schools of thought does Rafiq support?
Rafiq supports all five major schools of thought: Hanafi, Shafi'i, Maliki, Hanbali, and Ja'fari, including full Khums support for the Ja'fari community.
How secure is my financial data with Rafiq?
Rafiq uses bank-level security through Plaid for account connections and encrypts your financial data. The app states it never sells user data.
Does Rafiq have ads?
No, Rafiq does not have advertisements. It is a free application focused on providing financial tools without ad interruptions.
What devices is Rafiq available on?
Rafiq is available on iPhone and iPad devices.
How often is Rafiq updated?
The latest version of Rafiq is 1.5.1, which was last updated on April 17, 2026. Updates typically include new features and improvements.
What is the age rating for Rafiq?
Rafiq has an age rating of 17+, indicating it is intended for mature users due to the complexity of financial management and Islamic jurisprudence.