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Redwood Credit Union

Redwood Credit Union

Bank on your schedule anywhere

59K ratings
314 reviews
💼 Business
💰 Finance
Free

Details

Released
April 30, 2023
Updated
September 23, 2026

Features

Developer

Redwood Credit Union
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Redwood Credit Union screenshot #1 for iPhone
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Redwood Credit Union screenshot #10 for iPhone
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About

Manage your finances, apply for loans, and make payments on the go. This app offers secure access to your accounts, simplified bill pay, and robust card management features for everyday banking needs.

✓Apply for loans and credit cards
✓Secure account access with Face ID/Touch ID
✓Send money with RCUpay
✓Schedule transfers and payments
✓Free Bill Pay service
✓Card management and security controls
✓Mobile check deposit with autocapture
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What users say about Redwood Credit Union

Reviews of Redwood Credit Union are mixed: the Finance app is rated 4.9/5 from 59K App Store ratings. What users like most: easy online banking, convenient features. Top complaints: inconsistent bill pay functionality, confusing navigation and UI changes. Summarized from real user reviews.

Positive things

  • 🚀Easy online banking
  • 👍Convenient features
  • 🚀Fast and easy vehicle loans
  • 👍Reliable and organized app
  • 🚀Simplified user interface
  • 👍Helpful account summary
  • 🚀Seamless account linking

Negative things

  • 🐛Inconsistent bill pay functionality
  • 🔍Confusing navigation and UI changes
  • 🐛Unreliable mobile deposit
  • 🔍Lack of customization options
  • 🐛Frequent app loading issues
  • 🔍Smaller font and less readable
  • 🐛Broken or missing features
See all reviews

What's New in Redwood Credit Union

1.6.2

September 23, 2026

Minor enhancements

User reviews

Most RecentHighest RatedLowest Rated

My Experience With Redwood FCU

I have been a member of Redwood FCU for 15 plus years and even though I no longer live in California, I am still an active member and RCU is still my choice for my banking needs.
7R75 year old rider

Complete dog feces!

This couldn’t be true that this app is so highly rated unless these reviews are from before the redesign. That app was fine, the latest version is garbage!
LLankyLincoln

Favorite of Mine

I like working with Credit Unions wherever I live. RCU has an easy to use online account access. I still like going into the Sonoma Branch because of the great staff there.
SSage845brush

Terrific service

Your app works really well and it’s easy to navigate. If I need to call for help, I get on the phone with somebody right away. I really enjoyed my Redwood Credit union experience.
Ddel🐽🐽🐽

Best banking app

The best banking app
BBankingAppDude
See 309 more reviews

Developer apps

RedwoodCU
RedwoodCU

by Redwood Credit Union

💰 Finance

(181)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Repeated password reset issues

Bug

Inability to download app on devices

Bug

Freezing during mobile deposit

Bug

Inconsistent account linking between devices

Bug
✨

Requested Features

6 requests

Dark mode option

Feature

Improved bill pay scheduling

Feature

Easier check deposit process

Feature

More customizable landing screen

Feature

Clearer transaction details

Feature

Restore quick account balance view

Feature

FAQ

What can I do with the Redwood Credit Union app?

The app allows you to manage your accounts, apply for loans and credit cards, send money to friends and family, schedule payments, and control your debit and credit cards. You can also view transaction history, set up alerts, and contact customer support securely.

Is the Redwood Credit Union app free to use?

Yes, the app is free to download and use. While the app itself is free, standard carrier data rates may apply for internet access. There are no additional fees for using the core banking features within the application.

How do I access my accounts securely?

You can register your account within the app to use digital banking services. The app offers fast and secure login options including Face ID® and Touch ID®. If you forget your username or password, you can retrieve them directly through the app.

Can I make payments and transfers with this app?

Yes, the app simplifies payments and transfers. You can use RCUpay to send money to friends and family, schedule one-time or recurring transfers, and make payments to your accounts at other financial institutions. It also includes a free Bill Pay service.

What card services are available through the app?

The app provides comprehensive card services, including adding cards to Apple Pay®, viewing and redeeming rewards points, freezing cards for security, reporting lost or stolen cards, and setting transaction alerts and limits. You can also set or update your PIN and activate new cards.