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River: Buy Bitcoin

River: Buy Bitcoin

Invest with confidence

9K ratings
324 reviews
💰 Finance
Free

Details

Released
January 19, 2021
Updated
October 29, 2026

Features

Developer

River Financial Inc.
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About

Easily buy Bitcoin in minutes on a secure, regulated platform. Earn interest on your cash, paid in Bitcoin, and manage your portfolio with real-time insights. Send and receive Bitcoin seamlessly, even via text message.

✓Buy Bitcoin easily
✓Earn interest on cash (paid in Bitcoin)
✓Zero-fee recurring buys
✓Portfolio performance tracking
✓Send and receive Bitcoin
✓Bitcoin gifting via text message
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What users say about River

Reviews of River are mixed: the Finance app is rated 4.9/5 from 9K App Store ratings. What users like most: easy and simple to use, secure platform. Top complaints: lengthy ID verification process, accounts being closed without explanation. Summarized from real user reviews.

Positive things

  • 🚀Easy and simple to use
  • 🔒Secure platform
  • 💡Bitcoin-only focus
  • 👍User-friendly interface
  • 🚀Smooth and seamless experience
  • 👍Excellent customer service
  • 💡Automatic withdrawals to cold storage
  • 🚀Competitive pricing and low fees

Negative things

  • 🐛Lengthy ID verification process
  • 🐛Accounts being closed without explanation
  • 🐛Delayed fund transfers and withdrawals
  • 🐛Poor communication from the company
  • 🐛Unreliable and inconsistent service
See all reviews
+3

What's New in River

7.462.0

October 29, 2026

River is the easiest and most trusted platform to invest in bitcoin with features such as zero-fee recurring buys and Bitcoin Interest on Cash.

User reviews

Most RecentHighest RatedLowest Rated

Best bitcoin bank

Best app to buy bitcoin and hold fiat which they pay 3.5% in btc. They also have proof of reserves.
PGPC gear

Do not use

What a letdown. I used this service for years to transfer Bitcoin to my cold wallet and make online purchases without any issues. Then, out of nowhere, my account was suspended after transferring around $2,000 worth of funds. They demanded an excessive amount of personal information, which I provided in full, yet they still suspended my account and held my money. After years of being a customer, this is how they treat you. Absolutely unacceptable. I would not recommend this service to anyone.
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JJLAIII

Best way to buy Bitcoin!

Best way to buy Bitcoin!
CMChoong Man

River Financial Onboarding Team

The River onboarding team is phenomenal, patient and very kind. We have thoroughly benefited from the tenacity of two Client Services team members (Grant and Jack). Our initial contact with Ben Epling (Relationship Mgr.) was key to our confidence in River. And a special shout out to Rebecca for her assistance.
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BBCPLSXSP

Best Bitcoin exchange hands down

Proof of reserves(!!), interest in cash paid directly in Bitcoin, I do all my banking including bill pay, no casino-vibes… if youre serious about saving in Bitcoin this is the place to do it.
$$Mr1971$
See 319 more reviews

User experience

🐞

Reported Bugs

3 issues

Verification failures with no clear reason

Bug

Accounts being closed without notice

Bug

Delayed fund transfers and withdrawals

Bug
✨

Requested Features

3 requests

Improved tax lot tracking

Feature

Plaid integration for budgeting apps

Feature

Option to set custom mining fees

Feature

FAQ

How secure is River for buying Bitcoin?

River is a US-based, regulated financial institution focused on security. All assets are held in full reserve with multi-sig cold storage, and you can verify this using their Proof of Reserves. USD funds are FDIC-insured up to $250,000 through Lead Bank.

What are the fees for using River?

River offers zero-fee recurring buys for dollar-cost averaging to maximize Bitcoin holdings. There are no monthly fees for earning interest on cash. Specific fees may apply for other transactions, and users should review the Terms of Service for details.

Can I earn interest on my cash with River?

Yes, River allows you to earn interest on your cash, paid in Bitcoin. There is no lockup period for this feature. Interest rates are subject to change, and payouts can be received in either Bitcoin or USD.

How can I send Bitcoin with River?

You can seamlessly send and receive Bitcoin through the Lightning Network or on-chain. River Link offers an easy way to send Bitcoin via text message, ideal for gifting or splitting bills.

What devices does River support?

River is available on iPhone and iPad devices. The app is designed for mobile use, allowing users to manage their Bitcoin investments on the go.

How often is River updated?

The latest version of River is 7.462.0, last updated on October 29, 2026. Regular updates ensure the platform remains secure, functional, and includes new features for users.

What is the user sentiment for River?

User reviews indicate a mixed overall sentiment. Pros frequently mentioned include its ease of use, secure platform, and excellent customer service. However, cons often cite a lengthy ID verification process and occasional issues with account closures or delayed transfers.

Is River suitable for beginners in cryptocurrency?

Yes, River is designed with an easy-to-use platform, making it suitable for beginners. Features like simple Bitcoin buying and recurring buys help users get started with investing.