SBI Card: Manage Credit Card

SBI Card: Manage Credit Card

Apply Online, Shop, Pay in EMI

244 ratings
45 reviews
Free

Details

  • Released
  • Updated
  • July 29, 2020
  • July 2, 2026
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About

Manage your credit card account on the go with this app. It offers secure access to your account, allowing you to pay bills, track spending and rewards, and access over 100 servicing features. You can also apply for new cards and convert transactions to EMIs.

Pay credit card bills
Track spending and rewards
Convert transactions to EMI
View and download statements
Manage card PIN and block requests
Set transaction limits
Apply for new credit cards
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What's New in SBI Card

7.5.9

July 2, 2026

• Log in using new, simplified interface for quick access to key features & offers • Experience faster, secure payments with Face / Touch ID authentication • Stay protected with our new security enhancements and bug fixes

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User reviews

Critical Flaw: Due Amount does not update after payment!

The app is generally smooth, but there is a major design flaw that traps customers into paying interest. When I make a partial payment, the "Total Amount Due" does not update to show the remaining balance. It keeps showing the original full amount.
Because of this, I have to manually calculate what is left. Recently, I paid 98.7% of my bill but miscalculated the tiny remaining balance because the app didn't show the updated figure. As a result, I was hit with huge finance charges for a small error.
Suggestion: Please update the system to show a "Remaining Due" or "Balance to Pay" field immediately after a payment is made. Until then, many users will fall into this trap.
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Response from developer

Hi, we refer to your communication and will look into this on urgent basis. Kindly share the brief summary of the issue on the following link: https://bit.ly/3P4BpHr with reference number 862350. Alternatively, you may also message us the details on our official Facebook page: https://www.facebook.com/sbicard/.

Excellent Card Service

Great Benefits

Response from developer

Hi , We really appreciate your positive feedback and are happy to have been of assistance. Thank you for your continued patronage!

Not able to login into the application because of SIM based authentication

I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number.

The SMS is successfully delivered to the India number, but the verification process in the app does not get completed, and I am unable to log in. This makes it very difficult to access my credit card account from outside India.

I request the SBI Card team to please provide a solution or an alternative way to complete SMS verification from the US (such as OTP, email verification, or international login support). This would be very helpful for NRI customers.

Kindly look into this issue and improve the app experience for users accessing it from abroad.
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Response from developer

Hi, kindly share the brief summary of the issue on the following link: https://bit.ly/3P4BpHr with reference number (810480). Alternatively, you may also message us the details on our official Facebook page: https://www.facebook.com/sbicard/. We will look into it at the earliest.

Confused and Useless Company

I applied for an sbi card last month, it is still not delivered.
When contacted customer service they are telling me that i refused to accept the delivery of card meanwhile no one ever contacted me. They have already generated a bill for a card which i have never received and activated. Even if i want to pay a bill i need the card numbers which i dont have. After few days a delivery person called me from a wrong address and i said that is not my address and he took it back again! I have given my address multiple times via email as well so that they can deliver it to correct address which is same as KYC. Now the team is asking me to update the address from this app without even having a single piece of card’s information. How do i even sign up without anything? How do i update address without signup? How do pay bill without card details? Why should i even pay without receiving and activating the card?
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Need improvements

Filter the customer and provide service accordingly, I have been using the card since 9 years, I lost card and requested new one still not received the card and asking me confirm in I’ve option so I called customer care and informed block and issue new one that’s it. Again calling and asking questions like fraud call. Same way hdfc c card issued in 2 days and am using it l. Also I got confirmation stating I will get call after charging 7 rupees for customer service call. Still not received. So check and do due diligence and improve service.
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Response from developer

Hi Mattyshiv, we refer to your communication and will look into this on an urgent basis. Please write to us at customercare@sbicard.com with a brief summary of the issue. We will resolve the issue at the earliest.

FAQ

What can I do with the SBI Card mobile app?

The app allows you to manage your SBI credit card account on the go. You can pay your card bills, track your spending and rewards, view and download your monthly statements, convert transactions to EMIs, and manage your card details like PIN and block requests. It also facilitates applying for new credit cards and managing transaction limits.

How do I register or sign up for the app?

You can register or sign up for the app using your SBI Credit Card details. The process involves a few simple steps and requires mobile number verification for secure login. You can then log in using a password, MPIN, or biometric details.

Is the app free to use?

Yes, the SBI Card mobile app is free to download and use. There are no charges associated with managing your credit card account through the app. The app does not display ads or offer in-app purchases.

What are the key features for managing my credit card?

Key management features include viewing and downloading credit card statements, making bill payments via various options like UPI and internet banking, converting transactions to flexible EMIs, and tracking your card usage with the Spend Analyzer. You can also view card details, reset your PIN, and raise requests for blocking or reissuing your card.

Can I apply for a new SBI credit card through this app?

Yes, you can explore a wide range of SBI Credit Cards available based on your needs and apply for them directly through the app. The app provides information on benefits and can offer instant approval for new card applications.