Scotia Insurance Reviews: Is It Legit?

Scotia Insurance
Scotia Insurance
Intact Financial Corporation

Customer Experience

Positive experience32.4% of reviews
Neutral9.8% of reviews
Negative experience57.8% of reviews

~ Based on 102 written reviews from the US App Store.

What users say about Scotia Insurance

Is Scotia Insurance Safe?

Scotia Insurance appears safe based on user ratings. AppsHunter Safety Score for Scotia Insurance is 86/100.

This assessment is based on 48 user ratings, with an App Store average of 4.6/5.

Safety Analysis

91.7% of ratings point to a safe experience
0.0% of ratings suggest some concerns
8.3% of ratings point to a risky experience

~ Based on 48 App Store ratings for Scotia Insurance.

Is Scotia Insurance Legit?

Scotia Insurance appears to be a legitimate app. AppsHunter Legitimacy Score for Scotia Insurance is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Great app

Very informative and helpful

System

I am paying the insurance buy restricted me to authorized decision without my wife. Unfair insurance, expensive and not reliable.

Biased to hurt customers and help BNS

This app is wildly inconsistent. It will say you sped when you didn’t. You can drive 6 hours and if you have to break hard as you’re pulling into your driveway the app says your ENTIRE trip was “not smooth.” It will constantly say you didn’t break smooth even if you drive perfectly. Drive 100 perfect trips, have two hard breaks and your stats fall off a mount and good luck recovering. You can have all your stats above 95 per cent and the app will say your next rate “could increase due to driving habits”

By far, the most biased, inconsistent, and straight up incorrect use of data that is underscored by the pitiful savings you get by allowing the app to track you. Absolutely terrible.
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Great option for driving feedback

I actually enjoy using this app. I did not think I was gonna use it, but it was actually really helpful when I purchased a new vehicle.

😡

No matter how carefully I drive, the Scotiabank insurance app always shows my smoothness score at zero. In my opinion, this app is a total fraud. It feels like they've set it up this way so they can keep our insurance rates high. It isn't perfect
—even with careful driving, the app should reflect at least some smoothness in acceleration and braking, but it constantly stays at zero.😡😡😡
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On palm

It’s amazing and easy to use

Good one

Thanks

Exceptional Service

I had a fantastic experience with Scotia Insurance. The customer service team was excellent, providing clear and timely information throughout the entire process of getting my policies. They truly listened to my needs and offered flexible pricing that fit my budget perfectly. I highly recommend them for their professionalism and efficiency!
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New update sucks

Now it won’t work unless I purchase a fancier phone. I guess I won’t be using this app anymore

Cut me off on insurance

Cut me off on insurance because I didn’t fill out a survey in time so they canceled me

The Apps are great

The apps are great but attitude without consideration will lose customers.

Support

I can’t email you guys and don’t want to stay on hold but your app keeps timing out and I can’t even reset the password

It's a great program

If only it were modified, because the traffic congestion always causes brake pressure issues. And he deducts a star from my score, of course, because I have to stop a lot during rush hour.

Insufficient information

Although my policies are linked. The app only shows one policy

Premiums are high!!!

1. I am writing to express my disappointment with my current premium rates. Despite being a loyal customer for two years with a clean driving record—free of any points or citations—my rates remain unjustifiably high. A lot of other companies have best deals .. give it a try!
2. Furthermore, my recent experience with customer service was highly frustrating; rather than assisting me in correcting a minor error, the interaction only added to my dissatisfaction."
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Misleading

Not user friendly. Supposedly able to view digital insurance card but unable to do so.

Very convenient app

I would say the overall experience and design of the app makes it very easy to use.

Issues
Background location services kills the phone battery. A dedicated device should be a future solution instead of an app that consumes the device battery even when not using your vehicle.

Constant login requirement

The app terminates login session after couple hours. Remember me does not work. So almost every time you want to open the app you need to enter your credentials. This drives me crazy

Very convenient app

I would say the overall experience and design of the app makes it very easy to use.

Application peu fiable

On a souvent de la difficulté à corriger le trajets erronés.