Best apps like Sem: Budgeting

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated September 2026

Sem is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Sem

BudgetBrain#1

BudgetBrain by Colin Palombo

Monthly Expense/Income Tracker
Editor's Choice
💰 Finance
5.0(3 ratings)
Free
BudgetBrain screenshot 1
BudgetBrain screenshot 2
BudgetBrain screenshot 3
BudgetBrain screenshot 4
BudgetBrain screenshot 5
BudgetBrain screenshot 6

This app helps you manage your money by tracking expenses and income, offering personalized financial advice, and providing clear monthly overviews. It uses smart reminders and data visualization to help you achieve your financial goals.

Home Budget Plan#3

Home Budget Plan by MoneyBudgie

Manage Your Money Better
Worth Considering
💰 Finance
4.7(9 ratings)
FreeAdsIn-App Purchases
Home Budget Plan screenshot 1
Home Budget Plan screenshot 2
Home Budget Plan screenshot 3

Track monthly household expenses and analyze spending patterns to identify areas for potential savings. This app helps you plan your budget and gain control over your finances by visualizing where your income goes. Customize spending categories to fit your personal circumstances.

More apps like Sem

4
Dollarbird - Budget Calendar
Dollarbird - Budget Calendar
Dollarbird - Budget Calendar
Track Expenses, Bill Planner
Free

This app offers a smart, calendar-based approach to managing personal finances. It helps users track expenses, forecast future balances with AI, and collaborate on money matters with others. The intuitive interface makes financial planning accessible and straightforward.

Calendar-based transaction trackingAutomatic balance forecastingAI-powered categorization
💰 Finance
(3.5K)
free with in-app purchases
5
Monthly Bill Planner
Monthly Bill Planner
Monthly Bill Planner
Organize income and expenses
Free

Manage your monthly income and expenses with this app. Track bills, set pay periods, and visualize your financial situation with custom groupings and graphs. Supports multiple currencies and languages.

Track income and billsCustom pay periodsMark bills as paid
💰 Finance
(23)
free with in-app purchases
6
Benson AI: Stock Trading
Benson AI: Stock Trading
Benson AI: Stock Trading
Personalized Investing
Free

This app simplifies investing and personal finance management with AI-driven insights. It offers tools to track portfolio performance, understand financial allocation, and make informed decisions about buying, selling, and trading stocks.

AI-driven stock insightsReal-time portfolio trackingFinance overview and allocation clarity
💰 Finance
(1.5K)
free with in-app purchases
7
IdentityForce
IdentityForce
IdentityForce
by IdentityForce, Inc
Free

This app provides active members with anywhere access to identity theft protection. It offers advanced fraud monitoring, credit report tracking, and identity restoration services, all secured with two-factor authentication and Touch ID. Stay protected from fraud on the go with timely alerts and secure access.

Advanced Fraud Monitoring3-Bureau Credit Report MonitoringIdentity Restoration Experts
💰 Finance
(492)
free
8
SpendMon - Expense Tracker
SpendMon - Expense Tracker
SpendMon - Expense Tracker
Expense Tracker, No Payment
Free

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

Spending logHousehold account bookSort by date and expenditure
💰 Finance
(250)
free with in-app purchases
9
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases
10
Servbank Mortgage
Servbank Mortgage
Servbank Mortgage
by Servbank
Free

Manage your mortgage accounts securely and conveniently. View account details, track payments, and set up auto-pay. Receive customizable notifications and access or upload important documents.

View accounts and paymentsManage auto-payMake payments
💰 Finance
(8.1K)
free