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Best Sem alternatives: apps like Sem: Budgeting

10+ similar apps compared and reviewed

5.0 avg rating
10 free apps
Updated November 2026
Sem: Budgeting
Sem: Budgeting
Mark Mendoza
📊 Productivity
💰 Finance

Sem is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Sem

Conscious: Better Spending#1

Conscious: Better Spending by Steven Lo Cen

Editor's Choice
💰 Finance
5.0(1 ratings)
Free
Conscious: Better Spending screenshot 1
Conscious: Better Spending screenshot 2
Conscious: Better Spending screenshot 3
Conscious: Better Spending screenshot 4

This app helps you track your spending by making you acknowledge each purchase. Log expenses quickly, set daily budgets, and view your financial standing with clear insights. It offers a focused experience to understand your spending habits and manage recurring costs.

More apps like Sem

4
Cubby Budgeting App
Cubby Budgeting App
Cubby Budgeting App
by Joe Hernandez Loredo
Free

This app helps you track your spending, manage savings, and organize financial goals with a friendly interface. It breaks down expenses by category and allows you to set up savings buckets for specific targets. Build good money habits with visual progress tracking and a fun, encouraging experience.

Spending overview by categorySavings goal trackingSubscription management
💰 Finance
(3)
free with in-app purchases
Compare with Sem
5
Skint: Daily Budget
Skint: Daily Budget
Skint: Daily Budget
by Kasian Obukhov
Free
💰 Finance
(0)
Compare with Sem
6
MoneyLog – Track Spending
MoneyLog – Track Spending
MoneyLog – Track Spending
by 雪峰 王
Free
💰 Finance
(0)
Compare with Sem
7
BudlyApp
BudlyApp
BudlyApp
Smart Expense & Budget Tracker
Free

Effortlessly track your expenses and manage your budget with this intuitive finance app. Log spending in seconds, ask questions about your financial habits, and visualize your money's flow with clear charts and custom categories. Ideal for those seeking financial control without the complexity.

Monthly budget trackingCustomizable spending categoriesTrip-specific budgets
💰 Finance
(0)
freemium
Compare with Sem
8
Budget planner-Expense tracker
Budget planner-Expense tracker
Budget planner-Expense tracker
Track Spending & Save Smart
Free

Manage your daily expenses, plan budgets, and achieve financial goals with this comprehensive tool. Track spending, set budgets, and receive bill reminders to stay organized and in control of your money.

Smart expense trackingBudget planningInsightful reports
💰 Finance
(1)
free with in-app purchases
Compare with Sem
9
Zelvo: Budget Planner
Zelvo: Budget Planner
Zelvo: Budget Planner
Expense tracker, Money Manager
Free

This app helps you manage your money by creating budgets, tracking expenses, and setting financial goals. It offers visual progress tracking and a subscription manager to help you stay disciplined and achieve financial freedom.

Custom budget plannerEasy expense trackingVisual progress charts
💰 Finance
(2)
freemium
Compare with Sem
10
DebtDrop: Debt Payoff Planner
DebtDrop: Debt Payoff Planner
DebtDrop: Debt Payoff Planner
See Your Debt-Free Date
Free

This app provides a personalized, step-by-step plan to eliminate your debts efficiently. It offers two proven payoff methods and visualizes your progress, helping you save money and understand the true cost of your debt.

Personalized payoff planAvalanche and Snowball methodsMonthly payment guidance
💰 Finance
(3)
free with in-app purchases
Compare with Sem
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