
SmartComps
Home Purchase Due Diligence
Archived App (Last seen on 24 Jul 2026)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
This app helps prospective homeowners understand the total cost of buying a property. It offers tools for mortgage calculations, affordability checks, rent vs. buy comparisons, and expense estimations, providing a clear financial overview.
What's New in SmartComps
10
June 24, 2026
What’s New in This Version Watch App Included! Mortgage Calculator Major Upgrade The Mortgage Calculator has been completely enhanced with new tools that give you the full financial picture before you make an offer. Down Payment Amount ($) slider is now linked directly to the Down Payment (%) slider. Moving either one updates both instantly. Example: at 20 percent on a 396000 dollar home the calculator shows 79200 dollars as the down payment. No more manual math needed. Extra Monthly Payment lets users enter additional principal payments and instantly see interest savings over the life of the loan and how many years are removed from the payoff timeline. Savings and time reduction are clearly highlighted. Loan Summary Card now shows total interest paid over the life of the loan, total cost of the loan including principal and interest, payoff date month and year, loan to value ratio, and PMI removal timing once 20 percent equity is reached. Smarter down payment display shows a live sentence below the sliders such as a 20 percent down payment on a 396000 dollar home is 79200 dollars and updates instantly with every change. Everything SmartComps Offers Search and Comparables lets users search any property address and instantly view comp data, AI analysis, estimated value, and a ranked list of similar sold properties. Users can export a full PDF report and share it through email AirDrop or Messages. Financial Tools include mortgage calculator with taxes insurance PMI payoff date LTV and extra payment savings, affordability calculator for max price based on income and debts, rent versus buy breakeven analysis, closing cost estimator by state, refinance calculator with savings breakdown, and estimated monthly bills based on square footage and location. Property Intelligence includes comparison of up to four properties side by side, insurance estimates based on state averages, rental income estimates with gross rent multiplier, and recently viewed property history. Neighborhood and Risk tools include crime map with severity filtering school ratings via GreatSchools flood and fire risk data commute and lifestyle travel times market heat score based on comp activity registered offender data from Megan Law records nearby properties local census demographics and favorite ZIP code tracking. Nearby shows points of interest including grocery stores schools pharmacies and hospitals with distance from the property on a satellite map. Insights provides AI powered market context and recommendations updated after each comp search. Sale Alerts allow users to receive notifications when homes sell near a tracked property and view alert history inside the app. SmartComps is provided for informational purposes only. Always consult a licensed real estate professional before making property related decisions.
MoreSubscription plans
Pro Annual
Unlocks premium features (Annual Plan)
Developer apps
FAQ
What are the main features of SmartComps?
SmartComps offers mortgage payment calculations, affordability checks, rent vs. buy comparisons, closing cost estimations, and monthly expense breakdowns. It aims to provide a clear financial picture for home buyers.
Is SmartComps free to use?
SmartComps offers free basic home buying calculators and cost estimation tools. Advanced features like detailed financial planning and additional comparison tools require a premium subscription.
What are the subscription options for SmartComps?
SmartComps offers a Pro Monthly subscription for $9.99 and a Pro Annual subscription for $79.99. These plans unlock advanced features for comprehensive financial planning.
What devices does SmartComps support?
SmartComps is available on iPhone, iPad, iPod, and Apple Watch, allowing users to manage their home buying finances across multiple Apple devices.
How secure is SmartComps for financial data?
While specific security measures are not detailed, the app is designed for financial calculations. Users should always exercise caution when entering sensitive financial information into any application.
Does SmartComps have ads?
Yes, SmartComps contains advertisements. This is typical for free versions of apps that offer premium features through subscription.
How often is SmartComps updated?
The latest version of SmartComps is 10, and it was last updated on June 24, 2026. This indicates a relatively recent update cycle.
What is the age rating for SmartComps?
SmartComps has an age rating of 4+, making it suitable for a wide range of users interested in home finance.




