Finance Lobby vs SmartComps

Commercial real estate financing runs on too many tabs, spreadsheets, and follow-ups. Finance Lobby puts the whole thing on one screen — sourcing, underwriting, lender outreach, deal packaging, and close — with AI handling the work that used to eat a full day. It starts with an offering memorandum. Drop one in and Finance Lobby reads it cover to cover, pulling the address, asset type, units, square footage, rent roll, T-12, and asking price, then building out a full worksheet with smart defaults for the asset class. DSCR, LTV, cap rate, debt yield, cash-on-cash, and exit metrics all calculate live. Multifamily, retail, office, industrial, mixed use, self storage — it handles them. Need to test a scenario? Just say it. Type "raise vacancy to 7% and run a 65% LTV scenario" and the income, expenses, sources and uses, and exit analysis all recalculate in seconds. No formulas to wire up, no spreadsheet to break. When the numbers are right, one click turns the deal into a lender-ready PDF — cover page, an executive summary written for you, a market overview pulled from comp data, the full financials, and the sponsor profile. A day of assembly, gone. Then there's the part most platforms miss: the lenders. Every lender you've worked with becomes a profile — their preferences, the quotes they've given, how fast they respond, what they actually fund. When a deal is ready, Finance Lobby points you to the ones most likely to say yes. And because deals rarely wait for you to be at your desk, it all works from your phone. Underwrite, send to lenders, post a deal over WhatsApp, review quotes — between meetings, not after them. Where the next era of CRE finance begins.

SmartComps is a home-buyer due diligence app. Search an address, review nearby sold comparables, and see the full cost of buying before you write an offer. COMPS & PROPERTY RESEARCH • Look up a property and ranked comparable sales with similarity scores • Property details, photos, and a shareable PDF report • Neighborhood context: schools, commute, crime, flood and fire risk, and market heat • Sale alerts for areas you are watching COST & PLANNING TOOLS • Mortgage, affordability, rent vs. buy, closing costs, and refinance • Estimated bills, insurance, and rental estimates • Offer scenarios, comp analytics, buyer readiness, and a decision journal • Agent questions and a buying checklist • Apple Watch companion for property, comps, and calculators on your wrist The full app is free to use and supported by ads. SMARTCOMPS PRO (OPTIONAL) SmartComps Pro is an auto-renewable subscription that removes banner and interstitial ads. Choose monthly or annual. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews unless you cancel at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Restore purchases from the SmartComps Pro screen. SmartComps is for informational purposes only and is not financial, legal, or real estate advice. Always verify data independently. Privacy Policy: https://www.angrytechz.com/p/smart-comps-privacy-policy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/