Best apps like SMONEY - planning and costing

10+ similar apps compared and reviewed

4.8 avg rating
10 free apps
Updated August 2026

Whether you want more options like SMONEY or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to SMONEY

monobank — digital mobile bank#1

monobank — digital mobile bank by UNIVERSAL BANK, PRAT

Add card to wallet & pay, easy
Editor's Choice
💰 Finance
4.9😊(17K ratings)
Free
monobank — digital mobile bank screenshot 1
monobank — digital mobile bank screenshot 2
monobank — digital mobile bank screenshot 3
monobank — digital mobile bank screenshot 4
monobank — digital mobile bank screenshot 5
monobank — digital mobile bank screenshot 6

This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.

What We Love

  • 💙 Excellent service
  • ⚡ Fast and efficient
  • 🤝 Great support
  • 🎨 Sleek design

Room to Improve

  • 🚫 Lack of English support
  • 🤖 Unhelpful chatbot
  • 🔒 Overly restrictive policies
CryptoRank Tracker & Portfolio#2

CryptoRank Tracker & Portfolio by Algona Business Ltd.

Airdrop, IDO & Token Unlock
Strong Contender
💰 Finance
4.8😊(644 ratings)
FreeAds
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This app provides real-time market data and advanced analytics for over 32,000 cryptocurrencies. It helps users discover promising projects, track fundraising activity, manage portfolios securely, and stay informed about industry trends and token unlocks.

What We Love

  • 👍 Great app for crypto tracking
  • 🚀 Efficient and fast performance
  • 💡 Useful analytics and portfolio tools
  • 🤩 Better than industry standards like CoinMarketCap

Room to Improve

  • 🐛 Occasional crashes and login issues
  • 🔌 High battery consumption on some devices
  • 🚫 Lack of exchange integration for portfolio tracking
Fortune City: Expense Tracker#3

Fortune City: Expense Tracker by SPARKFUL INC.

Fun Budget & Spending Manager
Worth Considering
💰 Finance
4.5😊(5K ratings)
FreeAdsIn-App Purchases
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This app transforms personal finance management into a fun city-building game. Track income and expenses, categorize transactions, and watch your virtual city grow and flourish as you build good financial habits. Analyze your spending with charts and customize your city with unique buildings and citizens.

What We Love

  • 🎨 Cute and fun design
  • 👍 Helpful for tracking expenses
  • 🎮 Gamifies budgeting
  • 🚀 Easy to use

Room to Improve

  • 🤑 Encourages spending to progress
  • 🔒 Limited features in free version
  • 🐛 Glitchy and laggy with many buildings

More apps like SMONEY

4
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
5
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases
6
monobudget — personal finance
monobudget — personal finance
monobudget — personal finance
for monobank
Free

Effortlessly manage your personal finances with automatic transaction syncing from your bank accounts. Set budgets, track spending across categories, and monitor all your assets in one place without manual data entry.

Automatic bank transaction syncingBudget setting and monitoringFamily sharing for household spending
💰 Finance
(8)
free with in-app purchases
7
My Financial Tracker
My Financial Tracker
My Financial Tracker
Simple income tracker
Free

Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.

Expense & Income TrackingVisual Reports & InsightsExpense Reduction Tools
💰 Finance
(22)
freemium
8
Privat24 – mobile bank
Privat24 – mobile bank
Privat24 – mobile bank
Payments.Cashback.Loan.Deposit
Free

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

Online payments and money transfersLoan and deposit managementCashback and loyalty programs
💰 Finance
(8.6K)
free
9
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
10
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Fast Global Money Transfers
Free

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

Global money transfersLow fees and transparent pricingReal-time exchange rates
💰 Finance
(30K)
free with in-app purchases