Best apps like Sổ Hụi 4.0

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated September 2026

Looking for something like Sổ Hụi 4.0? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Sổ Hụi 4.0

MyVIB#1

MyVIB by VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK

My money, my way
Editor's Choice
💰 Finance
3.5😞(188 ratings)
Free
MyVIB screenshot 1
MyVIB screenshot 2
MyVIB screenshot 3
MyVIB screenshot 4
MyVIB screenshot 5

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

What We Love

  • 👍 User-friendly interface and easy to use
  • 🚀 Fast transaction processing
  • 🎨 Clean and attractive design
  • 💳 Comprehensive banking features
  • 📱 All-in-one banking app
  • 🔒 Good security features

Room to Improve

  • 🐛 Frequent app crashes and errors
  • 😤 Intrusive pop-up advertisements
  • ⏱️ Slow performance and lag issues
  • 📞 Poor customer support quality
  • 💰 Unexpected fees and charges
  • 🔐 OTP authentication problems
  • ❌ Missing search functionality
  • 🌐 No English language support
  • 📊 Transaction history not updating
  • ⚠️ Account access issues after updates
4.5😞(551 ratings)
Free
CAKE - Digital Bankin‪g screenshot 1
CAKE - Digital Bankin‪g screenshot 2
CAKE - Digital Bankin‪g screenshot 3
CAKE - Digital Bankin‪g screenshot 4
CAKE - Digital Bankin‪g screenshot 5
CAKE - Digital Bankin‪g screenshot 6

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

What We Love

  • 🚀 Fast loan disbursement
  • 👍 Easy and quick registration
  • 👍 Good for emergencies
  • 👍 High interest rates for savings
  • 👍 Free interbank transfers
  • 👍 Convenient app interface

Room to Improve

  • ⚠️ High fees and charges
  • ⚠️ Deceptive practices
  • ⚠️ Poor customer service
  • ⚠️ Difficult verification process
  • ⚠️ App crashes and freezes
  • ⚠️ Unclear information and terms
  • ⚠️ Issues with card management
  • ⚠️ Unresponsive support
  • ⚠️ Account suspension without reason
  • ⚠️ Aggressive debt collection tactics
  • ⚠️ Unsolicited charges
  • ⚠️ Inconsistent promotional offers
  • ⚠️ Difficult to change phone number
  • ⚠️ Unpleasant staff attitude
  • ⚠️ Unintuitive UI updates
VCB Digibank#3

VCB Digibank by Vietcombank JSC

Worth Considering
💰 Finance
3.3😞(902 ratings)
Free
VCB Digibank screenshot 1
VCB Digibank screenshot 2
VCB Digibank screenshot 3
VCB Digibank screenshot 4
VCB Digibank screenshot 5
VCB Digibank screenshot 6

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

What We Love

  • 🚀 Fast money transfer
  • 👍 Useful and cutting edge app
  • 🔒 Secure app
  • 👍 Intuitive and user-friendly interface
  • 👍 Comprehensive banking and financial services

Room to Improve

  • 🐛 Frequent crashes and errors
  • 🐛 Unstable and unreliable
  • 🐛 Forced updates and poor change management
  • 🐛 Difficult to use and navigate
  • 🐛 Lack of English support
  • 🐛 Restrictive policies for foreigners

More apps like Sổ Hụi 4.0

4
Agribank Plus
Agribank Plus
Agribank Plus
by VNPAY
Free

This smart digital banking app offers a modern, user-friendly interface for managing all your personal finances. It simplifies payments, shopping, and entertainment with a wide range of convenient features, accessible anytime, anywhere.

Fast, free, 24/7 money transfersOnline savings accountsBill payments (utilities, tuition, etc.)
💰 Finance
(427)
free
5
Viettel Money
Viettel Money
Viettel Money
by Viettel Telecom
Free

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

QR code paymentsBill payments (electricity, water, phone)Money transfers (phone number, interbank)
💰 Finance
(5.9K)
free
6
BIDV SmartBanking
BIDV SmartBanking
BIDV SmartBanking
by BIDV
Free

This digital banking app offers a personalized and seamless experience with an AI assistant for product recommendations and 24/7 chatbot support. It features automated investing, smart financial management tools, and a wide range of integrated lifestyle services, all secured with advanced authentication.

AI assistant for personalized recommendations24/7 chatbot supportAutomated investing for idle cash
💰 Finance
(685)
free
7
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
by M-SERVICE JSC
Free

This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.

Convenient bill paymentsDiverse financial servicesExpense tracking and control
💰 Finance
(4.1K)
free with in-app purchases
8
SACOMBANK PAY
SACOMBANK PAY
SACOMBANK PAY
by SAIGON THUONG TIN COMMERCIAL JOINT STOCK BANK
Free

Manage your finances with a modern, secure, and convenient app. Enjoy free transactions, easy bill payments, and quick access to banking services like savings and loans. Update your personal information securely and redeem loyalty points for rewards.

Free 24/7 transactionsBiometric and Smart OTP securityQR code and Apple Pay integration
💰 Finance
(291)
free with in-app purchases
9
VPBank NEO
VPBank NEO
VPBank NEO
by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Free

This comprehensive digital banking platform offers a seamless and secure mobile experience. It integrates all banking services, provides thousands of utilities, and allows for quick online loan applications. Enjoy free money transfers and bill payments, along with investment and shopping features.

eKYC identity verification in 5 secondsFree money transfersFree bill payments
💰 Finance
(3.7K)
free
10
ACB ONE
ACB ONE
ACB ONE
For individual customers
Free

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

100% online account setupFree fund transfers and account managementVideo call account upgrades with facial recognition
💰 Finance
(160)
free with in-app purchases