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Southern Bank Personal

Southern Bank Personal

by Southern Bank and Trust

3.9K ratings
89 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • July 27, 2020
  • July 13, 2026

Features

Developer

Southern Bank and Trust
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About

Manage your finances on the go with this mobile banking app. Features include enhanced debit card controls, secure money transfers via Zelle®, budgeting tools, and account management.

✓Debit card controls (on/off, transaction limits)
✓Send and receive money with Zelle®
✓Budgeting and financial goal setting
✓Check deposit and money transfers
✓Bill pay and account alerts
✓Branch and ATM locator
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What users say

Summarized from real user reviews of Southern Bank Personal. Based on 3.9K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and efficient
  • 🔒Secure with good security features
  • 👍User-friendly app
  • 💡Convenient features like mobile deposit

Negative things

  • 🐛Login issues and app crashes
  • 🔍Navigation and UI not intuitive
  • 🔄Frequent app updates make it worse
  • 💻Old app was better than the new version
See all reviews
+1

What's New in Southern Bank Personal

6.0.0.17825

July 13, 2026

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

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User reviews

Most RecentHighest RatedLowest Rated

Password

Hi I would prefer if password would prefill as with another bank app I use. Thank you
Banker bookwormBanker bookworm

SB personal

5 stars.
RiRightRiRight

Bank Here

Loveeeee this bank . Wouldnt trade them for the world
prettiispprettiisp

good app

Old app was better. New app is not worth the time. Login with Face ID don’t work most of the time. (UPDATE) app is working much better now.
FHobbsFHobbs

Great service

The staff at every Southern Bank that I have been to have been extremely kind and helpful. I have no regrets in moving my accounts from one of the National chains to this customer focused bank!
Grape24UNCGrape24UNC
See 84 more reviews

Developer apps

Southern Bank BusinessPro
Southern Bank BusinessPro

by Southern Bancshares N.C., INC.

💰 Finance

(432)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Face ID/biometric login not working consistently

Bug

App frequently logs users out

Bug

Transferring funds to external accounts is limited

Bug

Delayed processing of deposits and transactions

Bug
✨

Requested Features

4 requests

Allow checking credit card transactions

Feature

Improve mobile deposit functionality

Feature

Add password check before submission

Feature

Provide more transaction history visibility

Feature

FAQ

What can I do with the Southern Bank Personal app?

The app allows you to manage your Southern Bank accounts, control your debit card, send money with Zelle®, pay bills, deposit checks, and track your spending. It also includes personal finance tools to help with budgeting and setting financial goals.

How do I get started with the Southern Bank Personal app?

Before launching the app, you need to have a personal online banking profile set up at the Southern Bank website. This ensures your data syncs correctly and your accounts are up to date within the mobile app.

Is the Southern Bank Personal app free to use?

Yes, the app is free to download and use for Southern Bank customers. There are no in-app purchases or advertisements mentioned in the description.

What are the key features for managing my debit card?

You can turn your debit card on or off directly from the app. Additionally, you can set controls for transactions based on geography, purchase amount, and transaction types to enhance security and manage spending.

How can I send money using this app?

The app integrates with Zelle®, a widely accepted direct payment network. This allows you to send money quickly, safely, and easily to almost anyone directly from your bank account in minutes.