SpectraCU Mobile Banking User Reviews

Customer Experience

Positive experience81.0% of reviews
Neutral3.6% of reviews
Negative experience15.5% of reviews

~ Based on 84 written reviews from the US App Store.

What users say

Is SpectraCU Mobile Banking Safe?

SpectraCU Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for SpectraCU Mobile Banking is 89/100.

This assessment is based on 435 user ratings, with an App Store average of 4.5/5.

Safety Analysis

87.8% of ratings point to a safe experience
3.5% of ratings suggest some concerns
8.8% of ratings point to a risky experience

~ Based on 434 App Store ratings for SpectraCU Mobile Banking.

Is SpectraCU Mobile Banking Legit?

SpectraCU Mobile Banking appears legitimate, with a few gaps. AppsHunter Legitimacy Score for SpectraCU Mobile Banking is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Not flashy but it works

It lacks the polish of some newer fintech apps but it reliably does what it needs to do, give me access to my accounts. Very happy with the app and Spectra Credit Union overall.

Great app

Great app user friendly fast and accurate

Overall Experience

I love Spectra.

Still Needs Work

The app constantly freezes or has errors often. Not good. Especially for a financial app.

SPECTRA APP

I am pleased with the ease offered in making various banking transactions via the app🌸. Thank you.

NRLFCU

Terrible app Doesn’t work

Banking at your fingertips

This does everything I’d expect from a full service banking app including remote deposits. Very intuitive & user friendly works very well consistently. Definitely useful & appreciated.

NRLFCU App

Love it!!!

Krizzo225

Love it!

Great Bank

Great Bank, Great App, Excelente Personal at their facility’s… couldn’t relay in another bank such greater than this one.

MyCU

Been with NRL now Spectra for many years and they have been a trusted depository of our daily finances. No issues ever. Hope they keep trucking.

Always there when I need them!

This is a great institution, so I will finally make this credit union my primary banking institution.

Very convenient real-time account access.

Very convenient real-time account access.

Love it

Just love this app does everything I need

Great Bank

Great Bank, Great App, Excelente Personal at their facility’s… couldn’t relay in another bank such greater than this one.

Terrible interface

This app is terrible. Easily locks out of the account and have to get a live representative to unlock. Poor.

Nice app

It’s easy and handy to have the app, so I can track my finances easily

Spectrum is great

The transfer from NRL to Spectrum was seamless.

Stylish and User Friendly

No complaints

Banking at your fingertips

This does everything I’d expect from a full service banking app including remote deposits. Very intuitive & user friendly works very well consistently. Definitely useful & appreciated.