Best apps like SpeedCash: Transfer & Ewallet

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated September 2026

Whether you want more options like SpeedCash or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to SpeedCash

Flip: Transfer & Cashback#2

Flip: Transfer & Cashback by FLIPTECH LENTERA INSPIRASI PERTIWI, PT

Transfer, Cashback, Remittance
Strong Contender
💰 Finance
4.8😞(252 ratings)
Free
Flip: Transfer & Cashback screenshot 1
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Flip: Transfer & Cashback screenshot 6

Send money domestically and internationally for free or at low cost. Save on e-wallet top-ups, phone credit, and bills. Get cashback on online shopping and stay connected abroad with affordable eSIMs.

What We Love

  • 💰 Saves money on transfers
  • 🚀 Fast transaction processing
  • 🌍 Facilitates international transfers
  • 🔒 Secure and trustworthy
  • 💸 Low transaction fees
  • 👍 Easy to use
  • ✅ Smooth interbank transfers

Room to Improve

  • ⏳ Long transaction delays
  • 🤖 Unhelpful AI customer service
  • 💸 Increasing admin fees
  • 🚫 Refunds are difficult/rejected
  • ⚠️ Money stuck/held
  • ❌ Poor customer service
  • 📱 App crashes/errors
  • 🚫 Inconsistent service
  • 👎 Unprofessional staff
  • 🚫 Issues with international number formats
  • 🔄 Subscription cancellation issues
  • 💸 Top-up issues
  • 👴 Outdated app support
  • 🚫 Account blocking/freezing
  • ❓ Unclear refund policies
  • 📉 Decreased service quality over time
  • 🚫 Issues with coupon expiry
  • 🚫 Privacy concerns (full legal name on transfers)
LinkAja / LinkAja Syariah#3

LinkAja / LinkAja Syariah by PT. FINTEK KARYA NUSANTARA

All Transcations #SemuaBeres
Worth Considering
💰 Finance
3.2😞(209 ratings)
Free
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This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

What We Love

  • 🚀 Fast and convenient transactions under 1 minute
  • 💳 Wide range of payment options (pulsa, data, bills, tickets)
  • 💰 Attractive cashback and promotional offers
  • 👍 User-friendly interface and easy to use
  • 🏪 Supports multiple services (e-toll, KRL, PLN, Pertamina, etc.)
  • 📱 Convenient alternative to visiting physical locations

Room to Improve

  • 🐛 Frequent crashes and force closures
  • ❌ Failed transactions with balance deducted
  • 🔐 Difficult payment method addition and KTP requirements
  • 📞 Poor customer support and slow response times
  • ⚠️ Compatibility issues with iOS versions
  • 🚫 Limited to local Indonesian mobile numbers and Bank Indonesia cards
  • 💸 Inconsistent pricing compared to competitors
  • 🔄 Frequent logout issues
  • ⏳ Slow loading and unresponsive features
  • 🎯 Misleading promotions that disappear after funding

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4
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
by PT. Amartha Mikro Fintek
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Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

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Superbank: Savings & Loans
Superbank: Savings & Loans
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This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

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6
ASTRAPAY
ASTRAPAY
ASTRAPAY
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This digital payment solution simplifies daily transactions for bills, transportation, and daily needs. It offers convenient QRIS payments, bill settlements for various services, and easy top-ups. Earn rewards and transfer funds seamlessly.

QRIS paymentsBill and service paymentsTransportation payments
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AsetKu - Digital Lending
AsetKu - Digital Lending
AsetKu - Digital Lending
Licensed and supervised by OJK
Free

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Collateral-free loansFlexible loan amounts (Rp 150,000 - Rp 15,000,000)Repayment terms (91-365 days)
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Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
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This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

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blu by BCA Digital
blu by BCA Digital
blu by BCA Digital
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OCTO by CIMB Niaga
OCTO by CIMB Niaga
OCTO by CIMB Niaga
by Bank CIMB Niaga Tbk
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This app offers a comprehensive digital banking experience with an upgraded interface and innovative features. Manage all your accounts, perform transactions, apply for new products, and access lifestyle services. Enjoy a seamless and convenient way to handle your finances.

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