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Summit Credit Union

Summit Credit Union

Easily manage your money.

41K ratings
170 reviews
💰 Finance
Free

Details

Released
April 10, 2014
Updated
April 22, 2025

Features

Developer

Summit Credit Union
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Reviews summary↘︎
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About

Manage your finances with tools for wealth building and financial security. View all accounts, transfer money, pay bills, and deposit checks. Set goals, monitor spending, and secure your accounts with advanced features.

✓Consolidated account view
✓Money transfers
✓Bill pay
✓Mobile check deposit
✓Goal setting and tracking
✓Card security controls
✓Fraud monitoring
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What users say about Summit Credit Union

Reviews of Summit Credit Union are mixed: the Finance app is rated 4.8/5 from 41K App Store ratings. What users like most: easy to use app, convenient mobile deposit feature. Top complaints: frequent app crashes and freezes, automatic logout after short inactivity. Summarized from real user reviews.

Positive things

  • 👍Easy to use app
  • 🚀Convenient mobile deposit feature
  • 💡Integrated financial planning tools
  • 🔒Secure banking experience
  • 👍Excellent customer service

Negative things

  • 🐛Frequent app crashes and freezes
  • 🕰️Automatic logout after short inactivity
  • 🔍Lack of customization options
  • 🔀Difficulty navigating between accounts
  • 💰Unexpected fees and charges
See all reviews

What's New in Summit Credit Union

5.0.3

April 22, 2025

Well…the whole app! LOTS of easy new features in this upgrade from the former Summit mobile app. But it’s still all about making your finances stress-free, and your financial future more secure. Check out the new tools and many of your familiar favorites, too.

More

User reviews

Most RecentHighest RatedLowest Rated

Updated app, now refuses to load

I was required to update the app last month, now all I get is a loading icon. Cannot access at all
WWifeMomma97

Stopped Working

The app used to work well, but within the last two weeks all it does is show the loading icon. I am not able to access the log in page from the app or any web browser on my device.
BBurgege

Worked well for a while, but recently will not load

Used the app for years with no troubles at all. In the past week, the app now refuses to load at all. I've tried everything short of factory resetting my phone, and I'm still having no luck.
Ssontersmctingle

Terrible app requirement

Terrible makes you pay 6 dollars to download the app
AArmarionb

Best Banking App, PERIOD.

I’ve used countless apps to manage money. SCU Banking app is by far the most intuitive app to date.
LLakeCountryCarl
See 165 more reviews

Developer apps

SCU Consumer
SCU Consumer

by Summit Credit Union

💰 Finance

(5)

Free
SCU Business
SCU Business

by Summit Credit Union

💰 Finance
Free
Oodles by Summit
Oodles by Summit

by Summit Credit Union

💰 Finance

(4)

Free
SCU Credit Card Controls
SCU Credit Card Controls

by Summit Credit Union

💰 Finance

(70)

Free
SCU Debit Card Controls
SCU Debit Card Controls

Summit Credit Union

💰 Finance

(115)

Free
See developer apps

User experience

🐞

Reported Bugs

5 issues

Login issues and account access problems

Bug

Inconsistent mobile deposit acceptance

Bug

Syncing errors between app and website

Bug

Slow app performance and loading times

Bug

Unreliable push notifications

Bug
✨

Requested Features

5 requests

Ability to customize account order and names

Feature

Improved mobile check deposit functionality

Feature

Integration with external financial services

Feature

Longer inactivity timeout before logout

Feature

More detailed transaction history and statements

Feature

FAQ

What does the Summit Credit Union app do?

The app helps you manage your entire financial picture, aiming to improve your financial life and reduce stress. It offers tools for viewing all your accounts, transferring money, paying bills, depositing checks, setting financial goals, and enhancing account security.

What are the key features of the app?

Key features include a consolidated view of all Summit accounts and transactions, the ability to transfer money between accounts, integrated bill pay, mobile check deposit, goal setting and progress tracking, spending limit controls, and robust security features like card controls, fraud monitoring, and biometric login.

Is the Summit Credit Union app free to use?

Yes, the app is described as free and full of tools to manage your finances. There is no mention of subscription fees or in-app purchases for core functionalities.

What kind of security features does the app offer?

The app provides advanced security features to protect your accounts. This includes managing security and balance alerts, the ability to turn debit and credit cards on/off, automatic fraud monitoring, multi-factor authentication for logins, and biometric login options like face and fingerprint ID on supported devices.

How can I find a Summit Credit Union branch or ATM?

The app includes a feature to help you find the closest Summit branch or surcharge-free ATM. This ensures you can easily access physical banking services when needed.