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UW Credit Union

UW Credit Union

by UW Credit Union

6.5K ratings
214 reviews
💰 Finance
Free

Details

Released
October 8, 2013
Updated
November 4, 2026

Features

Developer

UW Credit Union
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UW Credit Union screenshot #8 for iPhone
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Reviews summary↘︎
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About

Manage your finances on the go with this secure banking app. View accounts, pay bills, deposit checks, control cards, and track spending. Offers real-time alerts and credit score monitoring.

✓Quick account balance view
✓Card lock/unlock and control
✓Mobile check deposit
✓Zelle® payments and transfers
✓Bill pay and wire transfers
✓Credit score monitoring
✓Spending tracking and budgeting
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What users say about UW Credit Union

Reviews of UW Credit Union are mixed: the Finance app is rated 4.7/5 from 6.5K App Store ratings. What users like most: excellent mobile banking experience, easy to use and intuitive app. Top complaints: frequent app crashes and freezes, slow loading times and performance issues. Summarized from real user reviews.

Positive things

  • 🚀Excellent mobile banking experience
  • 👍Easy to use and intuitive app
  • 🔒Secure and reliable
  • 💳Convenient features like mobile deposit and Zelle
  • 📊Helpful budgeting and account management tools

Negative things

  • 🐛Frequent app crashes and freezes
  • ⏱️Slow loading times and performance issues
  • 🔍Difficulty finding certain features or settings
  • 🔒Login and authentication problems
  • 📤Mobile deposit not working consistently
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+1

What's New in UW Credit Union

6.0.125

November 4, 2026

We made more improvements to keep our app running smoothly. Thanks for banking with UW Credit Union!

User reviews

Most RecentHighest RatedLowest Rated

Open account

Easy
CCCassie Chery

Slowest login of all time

App constantly times out and doesn’t work at all. Or it takes forever to authenticate any login be it passkey, biometric, or plain old password. This app has been bad for years, and now it’s even worse than bad. I’ve shared this feedback with UWCU more than once and the app sadly continues to worsen. Can’t even check my bank account balance or do any online banking when the app doesn’t even work so much of the time. Might be time to switch banks all together.
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Zzillownope4445533

Newest update-awful

This latest update has been so awful I’m considering switching to another credit union. I cannot login without it taking 20 minutes because the app times out. I deleted the app and the problem continues.
HHeitzmanjohn

Buggy mess

Horrible connectivity, times out, slow loading times, multiple different phones and different connections same issue. App is poorly optimized
Ccforkash

Logins blocked after update

Downloaded and installed latest update, was presented with PIN login screen. Entered PIN, authentication failed, multiple times. Tried logging in with user/pass combo instead - same result, except now I’m completely locked out of my accounts. No 24/7 customer service means you’re SOL till morning. Ridiculous.
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Sshelterinplace
See 209 more reviews

User experience

🐞

Reported Bugs

4 issues

App crashes on launch

Bug

Inability to log in or access accounts

Bug

Mobile deposit feature not functioning

Bug

Sync issues between devices

Bug
✨

Requested Features

4 requests

Dark mode option

Feature

Customizable transaction history and reporting

Feature

Improved widget and account visibility

Feature

Better integration with other financial apps

Feature

FAQ

What is UW Credit Union?

UW Credit Union is a mobile banking application that allows users to manage their accounts, make payments, deposit checks, and track their finances securely from their mobile devices. It offers features like card control, credit score monitoring, and budgeting tools.

Is UW Credit Union secure?

Yes, UW Credit Union prioritizes security with features like two-factor authentication, real-time notifications, and the ability to lock and unlock debit and credit cards instantly. It is federally insured by NCUA.

Can I deposit checks with UW Credit Union?

Yes, the app allows for instant check deposits simply by taking a photo with your device. This is a convenient feature for managing your funds without visiting a branch.

Does UW Credit Union support Zelle®?

Yes, UW Credit Union integrates with Zelle® to allow users to send and receive money with friends and family. This facilitates quick and easy peer-to-peer payments.

How can I track my spending with UW Credit Union?

The app provides smart money management tools, including the ability to see your credit score updated daily, set financial goals, monitor spending, and review spending reports. You can also create custom categories and labels for transactions.

What devices does UW Credit Union support?

UW Credit Union is available on both iPhone and iPad devices, offering a seamless experience across Apple's mobile platforms. The app is designed for easy navigation on these devices.

How often is UW Credit Union updated?

The latest version of UW Credit Union is 6.0.125, and it was last updated on November 4, 2026. While this indicates a recent update, users have reported issues with frequent app crashes and freezes, suggesting potential stability concerns.

What do users like and dislike about UW Credit Union?

User reviews highlight pros such as an excellent mobile banking experience, ease of use, security, and convenient features like mobile deposit and Zelle®. However, cons include frequent app crashes, slow loading times, and occasional difficulties with login and mobile deposit consistency.