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The Summit FCU

The Summit FCU

by The Summit FCU NY

5.1K ratings
77 reviews
With Ads
💰 Finance
🔍 Reference
Free
With Ads

Details

  • Released
  • Updated
  • November 7, 2011
  • February 9, 2026

Developer

The Summit FCU NY
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The Summit FCU screenshot #1 for iPhone
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The Summit FCU screenshot #9 for iPhone
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About

Manage your finances conveniently from anywhere with this mobile banking application. Check balances, view transactions, transfer funds, and pay bills on the go. It also offers branch and ATM locators and optional SMS alerts for enhanced account management.

✓Check account balances
✓View recent transactions
✓Transfer funds
✓Pay bills
✓Find branches and ATMs
✓SMS mobile banking alerts
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What users say

Summarized from real user reviews of The Summit FCU. Based on 5.1K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Ease of use
  • 🚀Convenient mobile banking
  • 💡Helpful features like mobile check deposit
  • 🔒Secure app
  • 💡Useful for managing finances on the go

Negative things

  • 🐛Recurring app issues and bugs
  • 🐛Mobile check deposit not working
  • 🐛Unreliable account balance updates
  • 🐛Frequent app crashes and freezes
  • 🐛Difficulty unlocking/locking debit cards
See all reviews

What's New in The Summit FCU

2025.10.01.5

February 9, 2026

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

User reviews

Most RecentHighest RatedLowest Rated

App glitches

Whenever I go to unlock my card it doesn’t unlock. Sometimes it takes about 20-40 mins of me trying to unlock my debit card before it actually toggles over to unlock which happens to me almost everyday.
toocrazybabytoocrazybaby

SFC App

Love it.
BobjackbartBobjackbart

Access

Would love to have the fingerprint option for signing in
teamjordan11teamjordan11

Forms issue

I had issues twice now where I filled out a form on this app, got an email confirmation that I filled out the form and then they claim they never got it. The email even had a link to view the from I filled out and get a copy. I don’t understand how they never get it then.
pugsincpugsinc

Old way was much better

I cannot find checks that have been cashed or bills that have been paid.
Before, right on the first page, was a list of all transactions and it was so easy
I DO NOT like the new form at all
auntshielarosamariaauntshielarosamaria
See 72 more reviews

Developer apps

The Summit Cards
The Summit Cards

by The Summit FCU NY

💰 Finance

(10)

Free
See developer apps

User experience

🐞

Reported Bugs

5 issues

Check deposit feature broken after iOS updates

Bug

Quick balance not working with new iOS

Bug

App freezing and not loading properly

Bug

Debit card locking/unlocking issues

Bug

Inconsistent account balance display

Bug
✨

Requested Features

5 requests

Add credit report section

Feature

Improve mapping and branch locator

Feature

Provide easy access to account numbers

Feature

Add more transfer and payment options

Feature

Enhance app aesthetics and user interface

Feature

FAQ

What can I do with the Summit FCU mobile banking app?

The app allows you to check your account balances, view recent transactions, transfer funds between accounts, pay bills, and locate Summit FCU branches and ATMs. You can also enroll in SMS mobile banking for alerts.

Is the Summit FCU mobile banking app free to use?

Yes, the Summit Mobile Banking service is free to use for Summit FCU account holders. However, your mobile phone service provider may charge for text messages, data, and web access, so it's advisable to check your plan details.

What are the requirements to use this app?

To use the Summit FCU mobile banking app, you must have a Summit FCU account and sign up for free Summit Online Access. Your mobile phone service plan may also affect data and text message charges.

Can I get alerts with this app?

Yes, you can enroll in SMS mobile banking to receive alerts about your accounts. This is an optional feature that can help you stay informed about your finances.

Where can I find branches and ATMs?

The app includes a feature to help you find the nearest Summit FCU branches and ATMs. This is useful for when you need to conduct in-person banking or withdraw cash.