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The Summit FCU

The Summit FCU

by The Summit Federal Credit Union

5.4K ratings
81 reviews
💰 Finance
🔍 Reference
Free

Details

Released
November 7, 2011
Updated
July 24, 2026

Features

Developer

The Summit Federal Credit Union
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The Summit FCU screenshot #1 for iPhone
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The Summit FCU screenshot #6 for iPhone
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Reviews summary↘︎
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🔄6+ apps
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About

Manage your finances conveniently from anywhere with this mobile banking application. Check balances, view transactions, transfer funds, and pay bills on the go. It also offers branch and ATM locators and optional SMS alerts for enhanced account management.

✓Check account balances
✓View recent transactions
✓Transfer funds
✓Pay bills
✓Find branches and ATMs
✓SMS mobile banking alerts
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What users say about The Summit FCU

Reviews of The Summit FCU are mostly negative: the Finance app is rated 4.8/5 from 5.4K App Store ratings. What users like most: ease of use, convenient mobile banking. Top complaints: recurring app issues and bugs, mobile check deposit not working. Summarized from real user reviews.

Positive things

  • 👍Ease of use
  • 🚀Convenient mobile banking
  • 💡Helpful features like mobile check deposit
  • 🔒Secure app
  • 💡Useful for managing finances on the go

Negative things

  • 🐛Recurring app issues and bugs
  • 🐛Mobile check deposit not working
  • 🐛Unreliable account balance updates
  • 🐛Frequent app crashes and freezes
  • 🐛Difficulty unlocking/locking debit cards
See all reviews

What's New in The Summit FCU

2026.4.2.1

July 24, 2026

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

User reviews

Most RecentHighest RatedLowest Rated

Outstanding Credit Union

I have been a customer of Summit FCU for many years. They are top notch in my view. Staff are kind, courteous, and professional, always willing to answer questions and assist with banking needs. Highly recommend!
janetamyjanetamy

Fix now

awful design, quick balance broke and unlocking your card is a game of chance because it never works
DaimaoEXDaimaoEX

Great app

Very happy
CalvinRocCalvinRoc

Very good customer service

From in person visits to the app, always responsive and just works.
Lakeshore44Lakeshore44

App glitches

Whenever I go to unlock my card it doesn’t unlock. Sometimes it takes about 20-40 mins of me trying to unlock my debit card before it actually toggles over to unlock which happens to me almost everyday.
toocrazybabytoocrazybaby
See 76 more reviews

Developer apps

The Summit Cards
The Summit Cards

by The Summit FCU NY

💰 Finance

(10)

Free
See developer apps

User experience

🐞

Reported Bugs

5 issues

Check deposit feature broken after iOS updates

Bug

Quick balance not working with new iOS

Bug

App freezing and not loading properly

Bug

Debit card locking/unlocking issues

Bug

Inconsistent account balance display

Bug
✨

Requested Features

5 requests

Add credit report section

Feature

Improve mapping and branch locator

Feature

Provide easy access to account numbers

Feature

Add more transfer and payment options

Feature

Enhance app aesthetics and user interface

Feature

FAQ

What can I do with the Summit FCU mobile banking app?

The app allows you to check your account balances, view recent transactions, transfer funds between accounts, pay bills, and locate Summit FCU branches and ATMs. You can also enroll in SMS mobile banking for alerts.

Is the Summit FCU mobile banking app free to use?

Yes, the Summit Mobile Banking service is free to use for Summit FCU account holders. However, your mobile phone service provider may charge for text messages, data, and web access, so it's advisable to check your plan details.

What are the requirements to use this app?

To use the Summit FCU mobile banking app, you must have a Summit FCU account and sign up for free Summit Online Access. Your mobile phone service plan may also affect data and text message charges.

Can I get alerts with this app?

Yes, you can enroll in SMS mobile banking to receive alerts about your accounts. This is an optional feature that can help you stay informed about your finances.

Where can I find branches and ATMs?

The app includes a feature to help you find the nearest Summit FCU branches and ATMs. This is useful for when you need to conduct in-person banking or withdraw cash.