Archived App (Last seen on 26 Jun 2025)
This is an archived listing of the app previously available on the App Store.
This app facilitates easy money transfers and provides access to credit. It allows users to send and receive funds quickly, manage a digital wallet, and build their credit score. It aims to ensure users never run out of funds and achieve financial freedom.
Summarized from real user reviews of Swift. Based on 1.5K reviews and a 4.5/5 average, it highlights the 2 positives and 7 negatives reviewers mention most about this Finance app.
5.3
June 24, 2025
Bug fixes and improvements
2 issues
Never sends OTP
Can't create wallet
2 requests
Allow easy access to loans
Provide affordable ready cash
Swift-Money is a digital wallet that allows for easy and fast money transfers, provides access to credit, and helps users build their credit score. Its goal is to ensure users have funds when they need them and achieve financial freedom.
You can access credit ranging from N5,000 to N10M. There is zero-interest if you pay back within the first 30 days. After 30 days, a daily interest rate of 0.15% applies. You can also get up to 20% extra on your deposit by providing it as security.
Sending money to other Swift-Money users is free. Sending money to users on other banks incurs a fee of N20. If you are sending money from your credit wallet to other banks, there is a 20% charge.
To get started, download Swift-Money, fill in your details and sign up, then log in with your phone number. Once logged in, you can begin using its financial services.
You can receive money quickly from other Swift-Money and other bank users. Additionally, you can get up to N200 when you add or receive N5,000 and above in your Swift-Money Wallet.
