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FairMoney: Loan App In Nigeria

FairMoney: Loan App In Nigeria

Instant Loan App For Fast Cash

14K ratings
426 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 27, 2023
  • June 19, 2026

Features

Developer

FAIRMONEY MICROFINANCE BANK LIMITED
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FairMoney: Loan App In Nigeria screenshot #1 for iPhone
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FairMoney: Loan App In Nigeria screenshot #6 for iPhone
FairMoney: Loan App In Nigeria screenshot #7 for iPhone
FairMoney: Loan App In Nigeria screenshot #8 for iPhone
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About

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

✓Instant cash loans up to NGN 3,000,000
✓Flexible repayment plans (30-180 days)
✓Savings with up to 30% interest
✓FairMoney ATM card for payments
✓Zero hidden charges on transactions
✓Advanced security features
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What users say

Summarized from real user reviews of FairMoney. Based on 14K reviews and a 4.6/5 average, it highlights the 3 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and easy loan process
  • 👍Reliable and trustworthy
  • 💯Smooth and seamless experience

Negative things

  • 💰High interest rates
  • 🔍Inconsistent loan offers
  • 📞Aggressive repayment reminders
  • 🔒Restricted access to account/funds
See all reviews

What's New in FairMoney

1.130.0

June 19, 2026

Welcome to FairMoney 1.130.0! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey!

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User reviews

Most RecentHighest RatedLowest Rated

I’m enjoying it but low limit

It’s enjoyable
Kennyblackyy42Kennyblackyy42

Over charging interest

I love these app and it’s working very well for me as a backup money lending app, but the interest is too much 23% interest is very much
Hypeman BussyHypeman Bussy

SAYS UPDATE APP BUT IT IS UP TO DATE

Very fast and good to use , I love it , paid
My loan before due date and they gave me more higher limit .
Certified user💯Certified user💯

Loan

I love everything about fair money loan app
Adun sweetAdun sweet

Bad Reputation App

FairMoney is not a fair at all the interest is increasingly high and they give so much procedure just to take a loan, They are totally a waste of time.
derek mobderek mob
See 421 more reviews

Developer apps

FairMoney Business
FairMoney Business

Digital & Financial services

💰 Finance

(15)

Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues on iOS devices

Bug

Failed transactions and payment problems

Bug

Verification and account upgrade failures

Bug
✨

Requested Features

4 requests

Reduce interest rates

Feature

Improve loan offer consistency

Feature

Provide more flexible repayment options

Feature

Allow access to account on any device

Feature

FAQ

What is FairMoney?

FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users.

How can I get a loan from FairMoney?

To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork.

What are the repayment terms for loans?

FairMoney offers flexible loan repayment plans ranging from 30 to 180 days. This allows users to choose a tenure that best suits their financial situation, whether they need a small personal loan or a larger business loan.

Does FairMoney offer savings options?

Yes, FairMoney provides savings features like FairSave and FairLock, which offer competitive interest rates of up to 30% on deposits. This allows users to earn more on their savings compared to traditional banking institutions.

Is FairMoney available on iOS?

Yes, the FairMoney loan app is available for download from the Apple App Store. Users can access all its features, including loan applications, savings, and transaction management, on their iOS devices.