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FairMoney: Save, Spend, Credit

FairMoney: Save, Spend, Credit

Instant Loan App For Fast Cash

14K ratings
442 reviews
#207 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • November 27, 2023
  • August 25, 2026

Features

Background Location Access

Developer

FAIRMONEY MICROFINANCE BANK LIMITED
✨Promote your app ✨
FairMoney: Save, Spend, Credit screenshot #1 for iPhone
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FairMoney: Save, Spend, Credit screenshot #8 for iPhone
📉no. 207
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⭐442
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About

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

✓Instant cash loans up to NGN 3,000,000
✓Flexible repayment plans (30-180 days)
✓Savings with up to 30% interest
✓FairMoney ATM card for payments
✓Zero hidden charges on transactions
✓Advanced security features
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What users say

Summarized from real user reviews of FairMoney. Based on 14K reviews and a 4.6/5 average, it highlights the 3 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and easy loan process
  • 👍Reliable and trustworthy
  • 💯Smooth and seamless experience

Negative things

  • 💰High interest rates
  • 🔍Inconsistent loan offers
  • 📞Aggressive repayment reminders
  • 🔒Restricted access to account/funds
See all reviews

What's New in FairMoney

1.139.1

August 25, 2026

Welcome to FairMoney 1.139.1! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey!

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Charts

Top Free

📉 207-12

Finance

This app dropped -12 positions in Finance chart.

Last updated on September 16, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Poor unstable network

You guys have one of the worst network as an online banking app sometimes you will want to make urgent transactions on your app it won’t open always network not available we’re working on it. I’m even scared to leave my money on this app at this point
omowayomoway

Thanks

But please increase my loan limit please
Ayomide slimAyomide slim

Mr D

FairMoney is a life saver
Pleasant DiamondPleasant Diamond

After God it’s FairMoney

Super excellent and reliable at its PEAK!
Capt. OceanCapt. Ocean

Complete fraud

Someone has been using my email address for an account for over two years. I keep bringing it up to their fraud and Help email and ‎WhatsApp and they refuse to do anything about it.

Added: I’ve been emailing you guys for over two years. You have my email address and still nothing happens.
mdar60645mdar60645
See 437 more reviews

Developer apps

FairMoney Business
FairMoney Business

Digital & Financial services

💰 Finance

(15)

Free
With Ads
Fair Sales
Fair Sales

by FAIRMONEY MICROFINANCE BANK LIMITED

💼 Business
Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues on iOS devices

Bug

Failed transactions and payment problems

Bug

Verification and account upgrade failures

Bug
✨

Requested Features

4 requests

Reduce interest rates

Feature

Improve loan offer consistency

Feature

Provide more flexible repayment options

Feature

Allow access to account on any device

Feature

FAQ

What is FairMoney?

FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users.

How can I get a loan from FairMoney?

To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork.

What are the repayment terms for loans?

FairMoney offers flexible loan repayment plans ranging from 30 to 180 days. This allows users to choose a tenure that best suits their financial situation, whether they need a small personal loan or a larger business loan.

Does FairMoney offer savings options?

Yes, FairMoney provides savings features like FairSave and FairLock, which offer competitive interest rates of up to 30% on deposits. This allows users to earn more on their savings compared to traditional banking institutions.

Is FairMoney available on iOS?

Yes, the FairMoney loan app is available for download from the Apple App Store. Users can access all its features, including loan applications, savings, and transaction management, on their iOS devices.