Best Cash Loans Apps

236+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

If you already know FairMoney, this is the deeper bench. 236+ cash loans apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Cash Loans Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoOct 2026
2EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (460K)NoNoOct 2026
3Beem: Cash Advance & BankingBeem: Cash Advance & BankingFree4.2★ (33K)NoNoOct 2026
4Сash Advance by ASHСash Advance by ASHFree—NoNoOct 2026
5FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (158K)NoNoOct 2026
6Cashably: Cash Advance, CreditCashably: Cash Advance, CreditFree4.6★ (21K)NoYesOct 2026
7Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (32K)NoNoOct 2026
8SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoOct 2026

Top Picks for Cash Loans

4.6😐(14K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
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This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
  • 🔒 Restricted access to account/funds
EarnIn: Beyond Cash Advance#2

EarnIn: Beyond Cash Advance by Activehours Inc.

Get Paid Fast, Early Payday
Strong Contender
💰 Finance
4.8😊(460K ratings)
Free
#50in Finance
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Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

What We Love

  • 🚀 Saves time and money
  • 👍 Helpful for single moms and those living paycheck-to-paycheck
  • 💡 Allows choosing tip amount
  • 🚀 Fast cash advances
  • 👍 Transparent and ethical service
  • 💡 Automated savings feature

Room to Improve

  • 🐛 Bank connection issues
  • 🐛 Inconsistent withdrawal limits
  • 🐛 Unexpected early withdrawals causing overdraft fees
  • 🐛 Unresponsive customer support
  • 🐛 Deactivation of accounts without explanation
Beem: Cash Advance & Banking#3

Beem: Cash Advance & Banking by Line Financial, Pbc

Bank, Budget & Build Credit
Worth Considering
💰 Finance
4.2😐(33K ratings)
Free
Beem: Cash Advance & Banking screenshot 1
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This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

What We Love

  • 🚀 Quick cash advances
  • 💳 Convenient instant cash withdrawals
  • 🔒 Secure app with identity verification
  • 💰 Helpful in emergency situations
  • 📊 Budgeting and financial management tools
  • 🤝 Responsive and helpful customer support

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • ⏰ Long wait times for approval and increased limits
  • 💰 Subscription fees and withdrawal fees
  • 🤔 Unclear eligibility criteria and waitlists
  • 🔍 Difficulty linking bank accounts and deactivating accounts
  • ❌ Unreliable instant cash feature

More Cash Loans apps to explore

FAQ about Cash Loans

What are the best cash loans apps for iPhone?
FairMoney: Save, Spend, Credit tops our cash loans apps ranking as of October 2026, with a 4.6-star average from 14K App Store ratings, and it's free to download.
Yes — 20 of the top cash loans apps we rank are free to download, including FairMoney: Save, Spend, Credit and EarnIn: Beyond Cash Advance.
FairMoney: Save, Spend, Credit has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 236+ cash loans apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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