Best Loan App

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated November 2026

Every iPhone needs a few good loan app. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Loan App (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayMe - Personal loan appPayMe - Personal loan appFree3.6★ (38)NoNoNov 2026
2Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (938K)NoNoNov 2026
3FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (15K)NoNoNov 2026
4Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (475K)NoNoNov 2026
5Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (288K)NoNoNov 2026
6FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (162K)NoNoNov 2026
7Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (589K)NoNoNov 2026
8Apacm Loan AppApacm Loan AppFree—NoNoMay 2026

Top Picks for Loan App

PayMe - Personal loan app#1

PayMe - Personal loan app by Huey Tech Private Limited

Instant personal loan app
Editor's Choice
💰 Finance
3.6(38 ratings)
Free
PayMe - Personal loan app screenshot 1
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PayMe - Personal loan app screenshot 3
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This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

Dave: Credit, Cash & Money App#2

Dave: Credit, Cash & Money App by Dave, Inc

Get Paid Early, No Hidden Fees
Strong Contender
💰 Finance
4.8😐(938K ratings)
Free
#25in Finance
Dave: Credit, Cash & Money App screenshot 1
Dave: Credit, Cash & Money App screenshot 2
Dave: Credit, Cash & Money App screenshot 3
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Dave: Credit, Cash & Money App screenshot 5
Dave: Credit, Cash & Money App screenshot 6

Access up to $500 before your next paycheck with no interest or credit checks. This service offers a convenient way to get cash when you need it most, with a small monthly membership fee for full access to its financial tools.

What We Love

  • 🚀 Quick and easy to use
  • 💰 Helpful for financial emergencies
  • 👍 Convenient and user-friendly
  • 🌳 Donates to charity with tips
  • ⚖️ No interest or fees (besides optional tip)

Room to Improve

  • 🤔 Inconsistent advance limits
  • 🕰️ Slow to update payment information
  • 🤑 Tricky to avoid extra fees
  • 🔒 Concerns about security and identity verification
  • 🤯 Frustrating customer support experiences
FairMoney: Save, Spend, Credit#3
4.6😐(15K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
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FairMoney: Save, Spend, Credit screenshot 5
FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
  • 🔒 Restricted access to account/funds

More Loan App apps to explore

FAQ about Loan App

What is the best loan app for iPhone?
PayMe - Personal loan app tops our loan app ranking as of November 2026, with a 3.6-star average from 38 App Store ratings, and it's free to download.
Yes — 20 of the top loan app we rank are free to download, including PayMe - Personal loan app and Dave: Credit, Cash & Money App.
PayMe - Personal loan app has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 248+ loan app on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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