Best Loan App

244+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good loan app. We benchmark 244+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Loan App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6โ˜… (14K)NoNoSep 2026
2PayMe - Personal loan appPayMe - Personal loan appFree3.5โ˜… (33)NoNoSep 2026
3Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeโ€”YesNoSep 2026
4Borrow & Cash Advance AppBorrow & Cash Advance AppFreeโ€”YesNoSep 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (560K)NoNoSep 2026
6Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (43K)NoNoSep 2026
7Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8โ˜… (258K)YesNoSep 2026
8eLendlyeLendlyFree2.2โ˜… (49)NoNoSep 2026

Top Picks for Loan App

4.6๐Ÿ˜(14K ratings)
Free
FairMoney: Save, Spend, Credit screenshot 1
FairMoney: Save, Spend, Credit screenshot 2
FairMoney: Save, Spend, Credit screenshot 3
FairMoney: Save, Spend, Credit screenshot 4
FairMoney: Save, Spend, Credit screenshot 5
FairMoney: Save, Spend, Credit screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • ๐Ÿš€ Fast and easy loan process
  • ๐Ÿ‘ Reliable and trustworthy
  • ๐Ÿ’ฏ Smooth and seamless experience

Room to Improve

  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ” Inconsistent loan offers
  • ๐Ÿ“ž Aggressive repayment reminders
  • ๐Ÿ”’ Restricted access to account/funds

More Loan App apps to explore

FAQ about Loan App

What is the best loan app for iPhone?
FairMoney: Save, Spend, Credit tops our loan app ranking as of September 2026, with a 4.6-star average from 14K App Store ratings, and it's free to download.
Yes โ€” 20 of the top loan app we rank are free to download, including FairMoney: Save, Spend, Credit and PayMe - Personal loan app.
FairMoney: Save, Spend, Credit has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 244+ loan app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users.
To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork.

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