Best Palmpay Loan Apps

124+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated July 2026

Looking for free palmpay loan apps? 20 of our 124+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Palmpay Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoJul 2026
2Loan Mobile AppLoan Mobile AppFreeNoNoMay 2026
3Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoJul 2026
4Messenger Plus for WhatsAppMessenger Plus for WhatsAppFree3.7★ (137)NoYesJul 2026
5Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (133K)NoNoJul 2026
6Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoJul 2026
7Wabi - Number for WA BusinessWabi - Number for WA BusinessFree4.2★ (4.1K)YesYesJul 2026
8Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (29K)NoNoJul 2026

Top Picks for Palmpay Loan

FairMoney: Loan App In Nigeria#1

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Editor's Choice
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
Kredi – Loan, Savings & Bills#3

Kredi – Loan, Savings & Bills by KREDI MONEY MICROFINANCE BANK LIMITED

Save, pay bills, & get loan
Worth Considering
💰 Finance
3.0😐(120 ratings)
Free
Kredi – Loan, Savings & Bills screenshot 1
Kredi – Loan, Savings & Bills screenshot 2
Kredi – Loan, Savings & Bills screenshot 3
Kredi – Loan, Savings & Bills screenshot 4
Kredi – Loan, Savings & Bills screenshot 5

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

What We Love

  • 🚀 Fast and reliable services
  • 👍 User-friendly interface
  • 💡 Easy to use
  • ✅ Nice banking platform

Room to Improve

  • ❌ Invalid account errors
  • 📉 Loan eligibility issues
  • 🚫 No customer care response

More Palmpay Loan apps to explore

4
Messenger Plus for WhatsApp
Messenger Plus for WhatsApp
Messenger Plus for WhatsApp
Multi Accounts and AI Power
Free

Enhance your messaging experience by managing multiple accounts and syncing chats across devices. Convert voice messages to text, customize your chats with stickers and wallpapers, and express yourself with creative status updates and emoticons.

Manage multiple messaging accountsSync messages across devicesVoice message to text converter
🌐 Social Networking
(137)
subscription
5
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
6
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
7
Wabi - Number for WA Business
Wabi - Number for WA Business
Wabi - Number for WA Business
Virtual Number for WhatsApp
Free

Obtain a dedicated virtual phone number that is guaranteed to work with WhatsApp Business. Easily set up a separate business profile and communicate with customers without needing a new SIM card or device. Numbers are available from over 60 countries.

WhatsApp Business compatible numbersNumbers from 60+ countriesNo SIM card or extra device needed
💼 Business
(4.1K)
subscription
8
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
9
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(31)
free with in-app purchases
10
GB Version 2025
GB Version 2025
GB Version 2025
Dual WhatsApp Account Manage
Free

Manage multiple messaging accounts on one device or clone accounts to another. Features include direct messaging, video splitting for stories, and message reminders. Also offers a text repeater for sending multiple messages.

Dual WhatsApp account managementDirect chat without saving contactsVideo splitter for stories
🌐 Social Networking
(434)
free with in-app purchases
11
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
12
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
💰 Finance
(177)
free with in-app purchases
13
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
14
zukì – Loan app by SB Finance
zukì – Loan app by SB Finance
zukì – Loan app by SB Finance
by SB Finance Company, Inc.
Free

This finance app offers a convenient way to manage loan applications and accounts. Users can receive funds directly to their bank accounts and track payment due dates. It provides various loan products for different needs, including options for vehicles and personal cash loans.

Loan application controlDirect fund disbursementPayment dashboard
💰 Finance
(4)
free
15
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(337)
free
16
Max Loan
Max Loan
Max Loan
by Malay Patel
Free

Manage all your loans, including home, car, and personal loans, in one place. View loan details, check installments, and access amortization tables. Edit loan information and perform other management tasks.

Track all loan typesView loan detailsCheck installment payments
💰 Finance
(1)
free
17
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
18
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
19
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
20
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases

FAQ about Palmpay Loan

What are the best palmpay loan apps for iPhone?
FairMoney: Loan App In Nigeria tops our palmpay loan apps ranking as of July 2026, with a 4.6-star average from 14K App Store ratings, and it's free to download.
Yes — 20 of the top palmpay loan apps we rank are free to download, including FairMoney: Loan App In Nigeria and Loan Mobile App.
FairMoney: Loan App In Nigeria has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 124+ palmpay loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users.
To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork.