The Credit Thing

The Credit Thing

A free virtual payment card

18 ratings
4 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • April 7, 2020
  • May 9, 2023

Features

The Credit Thing screenshot #1 for iPhone
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About

This app offers a free virtual payment card for everyday use, allowing contactless payments and online spending. It provides real-time spending alerts and human customer service for UK residents over 18. Experience innovation and transparency in managing your finances.

Virtual payment card
Contactless payments with Apple Pay
Online spending with card details
Real-time spending alerts
Human customer service
No foreign transaction fees
Show original description

What's New in The Credit Thing

2.23.1

May 9, 2023

Minor bug fixes and improvements.

User reviews

Well designed app, god product

I like the simplicity of the app. It’s clear then to pay the CC bill, phenomenal customer support

Response from developer

Hi! Thank you for your feedback. We are happy that you have such positive experience with The Credit Thing. Thank you for being our customer.

I have absolutely no idea how to see my card number

I tried everything… everything…
Some numbers of my card number are stared out and the secret three digits too and there is NO obvious and non-obvious way of making it show the digits so I can pay what I need to pay online… I dmed support to ask something that should be trivial.

Response from developer

Hi. Due to internal security reasons of our payment provider, some features are not working unless you are connected to a UK communications network. This includes the ability to view your CVV code.

Absolutely useless

Don’t even waist your time. Useless app and useless customer support

Response from developer

Hi Navizat! Sorry you had such an experience with our product. Could you please tell us more about the difficulties you were facing? You can always contact us at support@thecreditthing.com or via chat icon in the app. We are always ready to help and explain everything!

Looks very promising

App is very fresh and clean!

Response from developer

Hi there, thanks for the great review!

FAQ

What is The Credit Thing?

The Credit Thing provides a free virtual payment card that can be added to Apple Pay for contactless payments and used online. It aims to offer an innovative, convenient, and transparent financial experience.

Is The Credit Thing free to use?

Yes, The Credit Thing is free to use with your own money, and the app states there are no hidden fees. You can also use your card abroad without additional fees.

Who can open an account with The Credit Thing?

To open an account, you must be over 18 years old and a UK resident. It's designed for anyone looking for a new financial experience, including those new to the UK.

How secure is The Credit Thing?

The Credit Thing is a trading name of Koto Card Limited, which is authorised and regulated by the Financial Conduct Authority. You can view your card details in-app for online spending and receive real-time alerts.

Does The Credit Thing have ads?

The provided data does not indicate the presence of advertisements within The Credit Thing app.

How do I get help with The Credit Thing?

You can contact customer service through chat within the app if you have questions or encounter problems during the application process. The app emphasizes human customer service.

What devices does The Credit Thing support?

The Credit Thing is supported on iPhone and iPod devices. You will need to enable notifications in the mobile app to receive spending alerts.

How often is The Credit Thing updated?

The latest version of The Credit Thing, 2.23.1, was released on May 9, 2023. This indicates regular updates to the application.