Kroo Bank - Mobile Banking

Kroo Bank - Mobile Banking

Where your money works for you

106 ratings
179 reviews
Free

Details

  • Released
  • Updated
  • August 3, 2018
  • August 3, 2026
Kroo Bank - Mobile Banking screenshot #1 for iPhone
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Kroo Bank - Mobile Banking screenshot #8 for iPhone
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About

Manage your money with an intuitive banking app offering real-time spending insights and categorization. Enjoy fee-free spending abroad and earn interest on your current account balance. Securely manage your funds with advanced authentication and UK-based support.

Real-time spending insights and categorization
No monthly fees for current account
Zero fees for spending abroad
Earn interest on current account balance
FSCS deposit protection
Freeze/unfreeze card
Apple Pay integration
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What users say

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What's New in Kroo Bank

3.94

August 3, 2026

We’ve made some updates to make your Kroo experience even smoother.

User reviews

A terrible bank. I do not recommend

These people blocked my urgent funds — £400 from a normal transfer. I urgently needed this money for a power of attorney, so my husband could take the children on holiday, because I suffer from cancer and, due to my treatment, I cannot have the children staying with me.

They blocked my funds without considering my situation and kept asking me for more and more details that had nothing to do with the reality of the situation. I confirmed that the money came from legal sources, including explaining that I had also received money from Vinted.

An employee named Camilla was not able to reopen my funds. She kept asking for more details without resolving the issue. Later, she transferred me to another person who was supposed to be able to unblock the funds.

After all this, I received a message saying that the account was being used as a business account, even though it is used for personal purchases and everyday expenses.

I do not recommend this bank under any circumstances. I am extremely disappointed with the way I was treated and with the lack of help I received during such an urgent and difficult situation.
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Trusted Bank

A bank with a very good, fast, and secured service. Highly recommend.

Glitchy slow

Doesn’t use Face ID to log in anymore app is really slow and glitches. Kroo in general is disappointing and I’ve stopped people sending money into it because they keep putting payments on hold.

TERRIBLE customer services

Admittedly I’ve never had issues with Kroo, then I’ve no idea what’s happened this year but it’s got so bad, I sent a payment to my wife, they stoped it for checks which took two days with no correspondence, then I had payment for an item I sold bring up an in app message that they need more details, senders name DOB etc then wait for a reply ( it’s been 36 hours and customer services have given no update still ) so basically if you want a bank that works like it should and communicates well with its members ……. Don’t choose Kroo
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Great

KROO is great bank I’m fully satisfied, easy to open and manage it. I have no problems with them at all and never had, I definitely recommend them.

User experience

🐞

Reported Bugs

3 issues

Face ID/biometrics not working

Bug

Inability to close account within app

Bug

Inconsistent app performance

Bug

Requested Features

5 requests

Pots or savings features

Feature

Customizable categories for spending

Feature

Roundup savings

Feature

Referral program

Feature

Paid premium features

Feature

FAQ

What does the Kroo Bank app do?

The app provides a comprehensive mobile banking experience. It allows you to manage your money, track spending with real-time insights and categorization, and offers fee-free transactions both domestically and abroad. You can also manage a current account that earns interest and a flexible Cash ISA.

Are there any fees associated with using Kroo Bank?

Kroo Bank offers a current account that is free to open with no monthly fees. They also provide zero fees for spending using your debit card at home and abroad where Visa is accepted. While they do not charge for overseas ATM use, individual ATM providers may impose their own fees.

How secure is the Kroo Bank app?

The app prioritizes security with features like Face ID and Touch ID for login, multi-factor authentication, and the ability to freeze and unfreeze your card instantly. Your deposits are also protected by FSCS deposit protection up to £120,000 per customer.

What are the benefits of the Kroo current account?

The Kroo current account is free to open and has no monthly fees. It offers real-time spending insights, fee-free spending abroad, and you can earn interest at 1.10% below the Bank of England base rate on balances up to £500,000, paid monthly. An overdraft facility is also available, subject to status and invitation.

Is Kroo Bank available in the UK?

Yes, Kroo Bank is a fully licensed UK bank, authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. Current account applications and management are conducted exclusively through the app.