Kroo Bank User Reviews

Customer Experience

Positive experience49.2% of reviews
Neutral2.8% of reviews
Negative experience48.0% of reviews

~ Based on 179 written reviews from the US App Store.

What users say

Is Kroo Bank Safe?

Kroo Bank - Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Kroo Bank is 92/100.

This assessment is based on 106 user ratings, with an App Store average of 4.8/5.

Safety Analysis

96.2% of ratings point to a safe experience
0.9% of ratings suggest some concerns
2.8% of ratings point to a risky experience

~ Based on 106 App Store ratings for Kroo Bank.

Is Kroo Bank Legit?

Kroo Bank - Mobile Banking appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Kroo Bank is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

A terrible bank. I do not recommend

These people blocked my urgent funds — £400 from a normal transfer. I urgently needed this money for a power of attorney, so my husband could take the children on holiday, because I suffer from cancer and, due to my treatment, I cannot have the children staying with me.

They blocked my funds without considering my situation and kept asking me for more and more details that had nothing to do with the reality of the situation. I confirmed that the money came from legal sources, including explaining that I had also received money from Vinted.

An employee named Camilla was not able to reopen my funds. She kept asking for more details without resolving the issue. Later, she transferred me to another person who was supposed to be able to unblock the funds.

After all this, I received a message saying that the account was being used as a business account, even though it is used for personal purchases and everyday expenses.

I do not recommend this bank under any circumstances. I am extremely disappointed with the way I was treated and with the lack of help I received during such an urgent and difficult situation.
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Trusted Bank

A bank with a very good, fast, and secured service. Highly recommend.

Glitchy slow

Doesn’t use Face ID to log in anymore app is really slow and glitches. Kroo in general is disappointing and I’ve stopped people sending money into it because they keep putting payments on hold.

TERRIBLE customer services

Admittedly I’ve never had issues with Kroo, then I’ve no idea what’s happened this year but it’s got so bad, I sent a payment to my wife, they stoped it for checks which took two days with no correspondence, then I had payment for an item I sold bring up an in app message that they need more details, senders name DOB etc then wait for a reply ( it’s been 36 hours and customer services have given no update still ) so basically if you want a bank that works like it should and communicates well with its members ……. Don’t choose Kroo
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Great

KROO is great bank I’m fully satisfied, easy to open and manage it. I have no problems with them at all and never had, I definitely recommend them.

Bank Secured and safe.

Quick and easy to use. And very secure log in.

Mr

Amazing service

Holding seeing employed payments

I invoiced a payment yesterday which I really needed a they held it for 24 hours. I had to contact them to find out they were.

And they’re holding it to “protect my account” which is a serious gas lighting. This is incoming payment not outgoing. I don’t need protecting from receiving money thanks very much.

Then it went on hold for another day before they released my money. My credit card payment defaulted as a result.

Slow, mostly automated customer service.

Like all these small banks. Fine until you need any kind of customer service. Then awful.

I’ll be closing my account.

Totally unreliable.
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Makes you send docs for moving bit of money around

Every time I try to make a small transfer, e.g. 20 K from one account to another day forced me to send documents. Absolutely ridiculous no other bank does this. Sort your triggers out.

Amazing Ban

So easy to use trouble free and all on my phone

Bad service

Had a problem with one of my transactions and they would not refund me and they would not step in - go with the legacy bank. This bank not up to par.

Service

Perfect and great services and banking

Holding my money more than 18days+

I am extremely disappointed with Kroo Bank's handling of my account and funds.

My funds have been blocked for more than 18 days, despite me providing all the information and documentation requested for their review process. Since submitting everything, I have received no meaningful updates, no explanation for the continued delay, and no indication of when this matter will be resolved.

I would like to know what is taking so long. Keeping a customer's money inaccessible for such an extended period without clear communication is unacceptable. This situation has caused significant stress and is now affecting my mental wellbeing. As a parent with responsibility for a one-year-old child, having my money withheld for what appears to be unnecessary reasons has created serious financial and personal difficulties.

The lack of transparency, communication, and urgency shown by Kroo Bank throughout this process is deeply concerning. More than 18 days have passed, yet no resolution has been achieved and I am still unable to access my own funds.

I urgently request that Kroo Bank resolve this matter without further delay and return my money immediately. Customers deserve timely reviews, clear communication, and fair access to their funds. My experience so far has fallen far below those expectations.
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OUTSTANDING BANKIN

Excellent digital banking experience and excellent customer service support provided too. Highly recommended.

Excellent

Best online banking ever. Thanks Kroo

So easy to use.

Instant transactions when ever needed.

Log in

I have Face ID set up as log in method and since updating the app last time I have to type In email address and password

Terrible Service

I applied for a loan, they agreed the terms. The app got stuck and wouldn’t refresh. They do not reply to messages or contact info. I’ve tried to close the account I set up, no reply or response only contact I’ve had is to tell me they will take the payment for the loan they haven’t given me on the 21st of June…..
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Best Bank

Simply the best digital bank

No notes

I would like to be able to write a note against each transaction and see the note in the main transaction list. This helps me remember what is spent the money on. Thanks