Tomo Card

Tomo Card

Build Amazing Credit

92 ratings
109 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • May 12, 2020
  • May 7, 2024

Features

Tomo Card screenshot #1 for iPhone
Tomo Card screenshot #2 for iPhone
Tomo Card screenshot #3 for iPhone
๐Ÿ–ผ๏ธGet Icon
Iconsโ†˜๏ธŽ

About

Build credit history with a new credit card, even with no prior credit score. Enjoy exclusive Mastercard World Elite benefits like DoorDash credits and cellphone protection. Manage your account, track spending, and make payments easily through the app.

โœ“No credit score or history required
โœ“Mastercard World Elite Benefits
โœ“DoorDash and Lyft credits
โœ“Cellphone protection
โœ“Monitor credit score
โœ“Manage card and transactions
โœ“Make payments and redeem points
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What users say

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What's New in Tomo Card

1.6.3

May 7, 2024

Empower your credit journey with our latest update! Here's what's new: Credit Building Tools: Boost your credit score with personalized tips. Sleek UI: Provides a more streamlined way to navigate through our different products. Performance Improvements: Faster loading times and bug fixes.

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User reviews

No way to cancel subscription!

I have requested by email to cancel my subscription at the end of my subscription. This company will not cancel the subscription. They just ignore my request. I am now at the point of filing a small claims suit. I will also be contacting the Consumer Financial Protection Bureau to file a complaint. Do not sign up for this service. You will be paying forever because there is no way to cancel. They will attempt to charge every credit card they have on file until they get a monthly payment. There is no way to delete your credit card information from the account. This business is fraudulent and should be shut down.
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SCAM

I signed up for an account at the end of may, I paid for the subscription, when it wouldnโ€™t work I reached out to them with no response. Luckily the card it was linked to is a bank account that I closed not long after. Recently I have been receiving texts saying that my account will be terminated and โ€œclosing a line of creditโ€ can negatively impact my credit score when they didnโ€™t even give me a line of credit. PLEASE DO NOT USE THIS COMPANY THEY ARE A SCAM.
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Fraud Fraud fraud.

TOMO WILL KIT ALLOW YOU TI CANCEL YOUR MEMBERSHIP. THIS AI THEFT AND FRAUD. THEY HAVE THE WORST SUPPOT. THEY HAVE NO ADEQUATE SUPPORT TEAM. ITS ALL AI NO HUMANS. FALSE ADVERTISEMENT. THEY DINT TELL YOU THE TRUTH ABOUT THE SERVICE UNTIL YOU HAVE BECAME A MEMBER. I NEVER NEEDED OR WANT THE TYPE OF SERVICE THEY PROVIDE. WHEN I SEEN WHAT THEY ACTUALLY DO, Iโ€™ve been trying since May to cancel my membership. The same exact day I signed up Iโ€™ve been trying to cancel. Tomo has not assisted me in canceling and receiving a refund. The worst App company out San Francisco. Worst app. Does not help credit. The do not actually report to any credit company. They just take your money. Thee worst. They have not help me at All. With credit or cancellation of membership. Seeking legal help now.
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Con Artist and Fraudulent Company

Didnโ€™t even get the option to get a card. I spent $129 for credit boosting and monitoring and nothing reported to my credit. Then when I reached out to them to cancel, no response. They had no problem stealing my money though. If I could give them negative stars I would.

Scam - They Do Nothing

I bought a premium 12 month boost in January 2024 and after almost 5 months, they still failed to report a limit on my credit report. They refused to offer a refund and they refused to correct the problem after I reached out 7 times via email. I had to reach out via email by the way instead of Phone because they donโ€™t have an active phone number! Beyond shady practices, please donโ€™t waste your time or money.
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Developer apps

User experience

๐Ÿž

Reported Bugs

3 issues

App crashes and freezes

Bug

Inaccurate credit score updates

Bug

Issues with bank account linking

Bug
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Requested Features

4 requests

Option to change payment due date

Feature

Ability to export transaction data

Feature

In-app customer support chat

Feature

Compatibility with mobile wallets

Feature

FAQ

What is Tomo Card?

Tomo Card is a credit card designed to help you build or improve your credit history. It is accessible even if you have no existing credit score or credit history. The app allows you to manage your card, track spending, and monitor your credit score.

What are the benefits of using Tomo Card?

Upon approval, you automatically qualify for Mastercard World Elite Benefits. These include popular perks such as $60 in DoorDash credits, $60 in Lyft credits, and $1,000 in cellphone protection. You can also redeem points through the app.

Do I need a credit score to apply for Tomo Card?

No, a significant advantage of Tomo Card is that it does not require an existing credit score or credit history for approval. This makes it an ideal option for individuals starting their credit journey.

How can I manage my Tomo Card?

You can manage your Tomo Card through the dedicated Tomo Card app. The app allows you to monitor your credit score, view your transactions, make payments, and redeem rewards, providing a comprehensive tool for your credit management.

Is there a cost associated with Tomo Card?

Based on the provided information, the app itself is free to use and does not have in-app purchases or ads. The primary cost associated with a credit card is typically interest on balances carried over and potential annual fees, which are not detailed here.