United FCU Card Controls

United FCU Card Controls

by United Federal Credit Union

97 ratings
32 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • July 8, 2022
  • December 6, 2023

Features

United FCU Card Controls screenshot #1 for iPhone
United FCU Card Controls screenshot #2 for iPhone
United FCU Card Controls screenshot #3 for iPhone
United FCU Card Controls screenshot #4 for iPhone
United FCU Card Controls screenshot #5 for iPhone
🖼️Get Icon
Icons↘︎

About

Gain enhanced control and insight into your credit card activity. Manage where and when your cards are used, view detailed transaction information, and track spending trends. Easily add your card to a digital wallet for contactless payments.

Control card usage by location, merchant, and spend limits
View detailed transaction information with logos and maps
Analyze spending by category, location, and monthly trends
Add cards to digital wallets for mobile payments
Track where card information is stored for online payments
Show original description

What's New in United FCU Card Controls

23.3.0

December 6, 2023

This app update includes new features, bug fixes, and security improvements.

User reviews

Just.. Why.

Consider hiring a UX/UI designer because whoever is updating your app is sending you backwards. A member of my household lost their card and I’m dealing with this situation because you’ve overcomplicated a once simple process and they could not seem to navigate it. I once simply logged into the main app to lock the card but I’m now having to download a secondary app while our card is actively missing, what a waste of time! This is a real step backwards in technology that was already lacking. This app automatically gets 1 star for existing. Between this and the pothole at the Benton Harbor location I’m quite ready to take my primary banking elsewhere.
Show more

Terrible

Giving 1 star is too generous. Having to use a separate app for the credit card is inconvenient and with no added gain. The app itself does not show a running tally of the total. There is a balance listed at the top and the. Purchases listed are below. However, If there is more than one card holder on the account, their purchases show up under their account and you would have to log in as that person to see those purchases. Previously we could see all purchases on the card. There is no reason for this. If it’s a joint account all purchases should be visible to both parties. It’s difficult to make sure the card hasn’t been compromised and to keep track of balances this way. Not to mention it takes several steps now to pay the balance. There is no reason for it to be this hard. The only reason I haven’t left is because we have had this card for many years and it helps the credit score. Nothing good to say about this app at all. Terrible.
Show more

‘The stupidest thing I’ve ever heard’

At first when I tried this app I thought ‘you have to be kidding me’ and it only got worse. If I didn’t have my credit card there for a long time I would close out my accounts.

Why change this and make the process less user friendly, more clunky, more time consuming, and overall like a dinosaur? You’re taking steps back United.
Show more

Two massive issues

The biggest issues with this app is that it regularly applies your payment to the wrong card if you have more than one UFCU card. This has put me in a precarious situation several times and had a negative impact on my credit score by artificially inflating my utilization rate.

The second issue is that if frequently dissconects from the UFCU app and has to re-installed just to log in. You can’t count on it to work when you need it.

If the app had an internal feedback function i could have raised these issues with the dev, but alas had to come blast it in the App Store.

The implementation of this has been severely detrimental to my previously excellent UFCU experience.
Show more

Terrible

I used to really like banking with ufcu. Now it just feels like chemical or first source all over again. I’m closing my credit card account- they obviously want to make it difficult to pay so you rack up interest.

Developer apps

FAQ

What does the United FCU Card Controls app do?

This app provides users with enhanced control and insight into their credit card activity. It allows you to set usage preferences, view detailed transaction information, track spending habits, and add your card to a digital wallet for mobile payments.

How can I control where my card is used?

The app allows you to set specific controls for your card's usage. You can choose when and where your cards can be used based on factors like location, the type of merchant, and the maximum spend amounts you set.

Is the United FCU Card Controls app free to use?

Yes, the application is available for free download and use. There are no in-app purchases or subscription fees associated with its core functionality.

Can I use my card for mobile payments with this app?

Yes, the app supports adding your card to your digital wallet. This feature allows you to make contactless payments using your phone, even if you've forgotten your physical card.

How does the app help me understand my spending?

The app offers detailed insights into your card purchases. You can sort and analyze your spending by merchant category, location, and monthly trends, helping you to spend smarter and identify spending patterns.