Free

Details

  • Released
  • Updated
  • August 19, 2014
  • June 9, 2026

Features

VCCU Mobile screenshot #1 for iPhone
VCCU Mobile screenshot #2 for iPhone
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VCCU Mobile screenshot #5 for iPhone
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About

Manage your finances securely 24/7 with this mobile banking app. Access account balances, pay bills, send and receive money, and deposit checks remotely. It also offers card management, loan applications, and account updates.

24/7 account access
Bill payment
Send/receive money with Zelle®
Remote check deposit
Card management
Loan applications
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What's New in VCCU Mobile

4021.1.3

June 9, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Poorest running banking app I’ve used

There is no other banking app that is more incompetent than this one. Try to have a good time using this pos

Awful app to coerce facial recognition

Awful bank app that freezes and does not work 35% of the time so I am forced to login via my desktop. The bank app is also constantly trying to coerce members into creating a digital id with facial recognition which feels dark and creepy. My desktop transactions can only be completed if I have my mobile phone near me to receive and input a verification code. If I do not have my phone accessible, then I cannot tend to what I need to do. Awful.
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Loan payments

Will not let me pay towards my principal on my loans even in the 3 day period after payment

Only works sometimes

Great when it works, unfortunately I have been unable to access it during some crucial times and it cost me money when it won’t let me in to pay certain bills

Amazing & Clean

I am so happy with this new application. What a huge improvement! This new application really launched VCCU into the 21st century. It’s clean, easy to use and to navigate, and has so many available features and functions. It has enhanced my digital banking experience, which is a plus for me since I moved out of the county and no longer have access to a physical branch. My absolute favorite new feature is what I think is called My Credit Score. This new service allows me to easily monitor my credit, receive alerts, and it even suggests products and services that would help me to either save money or improve my credit history and score. I love it!
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Developer apps

FAQ

What can I do with the VCCU Mobile app?

The app allows you to securely access your accounts 24/7. You can view balances, pay bills, send and receive money with Zelle®, manage credit and debit cards, deposit checks remotely, schedule transfers, update account information, apply for loans, and open new accounts.

Is the VCCU Mobile app free to use?

Yes, the VCCU Mobile app is free to download and use. There are no subscription fees or in-app purchases mentioned for accessing its core banking features.

How do I deposit a check using the app?

The app features 'Remote Deposit' which allows you to deposit paper checks by taking photos of the front and back of the check directly through the app. This eliminates the need to visit a branch or ATM.

Can I send money to friends with this app?

Yes, the app integrates with Zelle®, enabling you to securely send and receive money with friends and family directly from your account. This is a convenient way to split bills or pay back individuals.

What are the benefits of using the mobile app for banking?

The mobile app provides convenient 24/7 access to your accounts from anywhere. It streamlines common banking tasks like checking balances, paying bills, depositing checks, and managing your cards, saving you time and effort.