Free

Details

  • Released
  • Updated
  • August 19, 2014
  • August 18, 2026

Features

VCCU Mobile screenshot #1 for iPhone
VCCU Mobile screenshot #2 for iPhone
VCCU Mobile screenshot #3 for iPhone
VCCU Mobile screenshot #4 for iPhone
VCCU Mobile screenshot #5 for iPhone
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About

Manage your finances securely 24/7 with this mobile banking app. Access account balances, pay bills, send and receive money, and deposit checks remotely. It also offers card management, loan applications, and account updates.

โœ“24/7 account access
โœ“Bill payment
โœ“Send/receive money with Zelleยฎ
โœ“Remote check deposit
โœ“Card management
โœ“Loan applications
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What users say

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What's New in VCCU Mobile

4022.1.1

August 18, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Poorest running banking app Iโ€™ve used

There is no other banking app that is more incompetent than this one. Try to have a good time using this pos

Awful app to coerce facial recognition

Awful bank app that freezes and does not work 35% of the time so I am forced to login via my desktop. The bank app is also constantly trying to coerce members into creating a digital id with facial recognition which feels dark and creepy. My desktop transactions can only be completed if I have my mobile phone near me to receive and input a verification code. If I do not have my phone accessible, then I cannot tend to what I need to do. Awful.
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Loan payments

Will not let me pay towards my principal on my loans even in the 3 day period after payment

Only works sometimes

Great when it works, unfortunately I have been unable to access it during some crucial times and it cost me money when it wonโ€™t let me in to pay certain bills

Amazing & Clean

I am so happy with this new application. What a huge improvement! This new application really launched VCCU into the 21st century. Itโ€™s clean, easy to use and to navigate, and has so many available features and functions. It has enhanced my digital banking experience, which is a plus for me since I moved out of the county and no longer have access to a physical branch. My absolute favorite new feature is what I think is called My Credit Score. This new service allows me to easily monitor my credit, receive alerts, and it even suggests products and services that would help me to either save money or improve my credit history and score. I love it!
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Developer apps

User experience

๐Ÿž

Reported Bugs

45 issues

App freezes

Bug

App does not work

Bug

App times out

Bug

App errors out

Bug

App is slow

Bug

App crashes

Bug

App doesn't load

Bug

App gets stuck loading

Bug

App rejects deposited checks

Bug

App is buggy

Bug

App randomly signs out

Bug

App won't open

Bug

App has error loading page

Bug

App lags

Bug

App times out during remote deposit

Bug

App is unreliable

Bug

App freezes when submitting check

Bug

App is antiquated

Bug

App falls short

Bug

App doesn't load homepage

Bug

App gets stuck on loading screen

Bug

App shows spinning wheel of death

Bug

App checks sit in limbo

Bug

App cannot log out

Bug

App won't open to sign in screen

Bug

App is slow in evenings

Bug

App has server issues

Bug

App is inconsistent

Bug

App is sporadic

Bug

App won't pass blue loading icon

Bug

App has long load time

Bug

App doesn't work on WiFi

Bug

App has consistent problems

Bug

App freezes up

Bug

App requires re-login

Bug

App has login issues

Bug

App is not polished

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App crashes on login page

Bug

App has slow update needed

Bug

App has security question delays

Bug

App has slow web page

Bug

App online services gone backwards

Bug

App registration process is challenging

Bug

App is very slow

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App takes too long to log in

Bug
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Requested Features

18 requests

Bring back the old app

Feature

Add biometric login

Feature

Add 2 factor authentication

Feature

Add companion app for banking

Feature

Add credit score monitoring

Feature

Add ability to edit personal information

Feature

Add ability to utilize credit information

Feature

Add push notifications for transactions

Feature

Add push notifications for deposits

Feature

Add push notifications for spending limits

Feature

Save username and login info

Feature

Add Touch ID login

Feature

Invest in regular updates

Feature

Add fingerprint login

Feature

Add notifications

Feature

Modernize the app

Feature

Improve server support

Feature

Add Zelle integration

Feature

FAQ

What can I do with the VCCU Mobile app?

The app allows you to securely access your accounts 24/7. You can view balances, pay bills, send and receive money with Zelleยฎ, manage credit and debit cards, deposit checks remotely, schedule transfers, update account information, apply for loans, and open new accounts.

Is the VCCU Mobile app free to use?

Yes, the VCCU Mobile app is free to download and use. There are no subscription fees or in-app purchases mentioned for accessing its core banking features.

How do I deposit a check using the app?

The app features 'Remote Deposit' which allows you to deposit paper checks by taking photos of the front and back of the check directly through the app. This eliminates the need to visit a branch or ATM.

Can I send money to friends with this app?

Yes, the app integrates with Zelleยฎ, enabling you to securely send and receive money with friends and family directly from your account. This is a convenient way to split bills or pay back individuals.

What are the benefits of using the mobile app for banking?

The mobile app provides convenient 24/7 access to your accounts from anywhere. It streamlines common banking tasks like checking balances, paying bills, depositing checks, and managing your cards, saving you time and effort.