Comparison

VCCU Mobile vs CoastHills Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VCCU Mobile

Manage your finances securely 24/7 with this mobile banking app. Access account balances, pay bills, send and receive money, and deposit checks remotely. It also offers card management, loan applications, and account updates.

Highlights
  • 24/7 account access
  • Bill payment
  • Send/receive money with Zelle®
  • Remote check deposit
  • Card management
  • Loan applications
Features
Read full description

Welcome to banking with VCCU! Ventura County Credit Union's Mobile app allows you to securely access your accounts 24/7. View your account balances and pay bills with ease, as well as: Send and receive money with Zelle® Manage your credit and debit cards in real-time Deposit paper checks with Remote Deposit Schedule one-time and automatic transfers Update account information Add Travel Notes Apply for a loan Open a new share account View eStatements and much more!

About

CoastHills Mobile

Manage your finances conveniently from your smartphone. Check balances, pay bills, transfer funds, and make remote deposits with ease. Set up alerts to stay informed about your account activity.

Highlights
  • Check account balances
  • Pay bills
  • Transfer funds
  • Set up alerts
  • Remote deposits
Features
Read full description

Our iPhone apps make mobile banking as easy as tapping your touchscreen. Use your smartphone or mobile device to stay on top of your finances - check balances, pay bills, set up alerts, transfer funds, even make remote deposits (it's as easy as taking a picture). The app is free and available at the Apple iTunes Store.

Screenshots

VCCU Mobile4 screens
CoastHills Mobile4 screens

Verdict

The call

The clearest difference is rating: CoastHills Mobile at 4.7 against VCCU Mobile's 3.9. CoastHills Mobile also leads on review sentiment (49% vs 19%) and ratings volume (4.3K vs 44). VCCU Mobile's advantage is monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CoastHills Mobile holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: CoastHills Mobile has 4.3K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 19% of VCCU Mobile's written reviews are positive against 49% of CoastHills Mobile's.

UpkeepUpdate frequency

VCCU Mobile ships an update monthly, CoastHills Mobile every 3 months. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 5 level
VCCU Mobile versus CoastHills Mobile: the parameters behind the verdict, then further details
ParameterVCCU MobileCoastHills Mobile
PriceFreeFree
Rating3.9 (44 ratings)4.7 (4.3K ratings) — better
Positive reviews18.6% of reviews48.7% of reviews — better
Number of ratings444.3K — better
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better17.0
Further details — not scored
Size128 MB122 MB
Age rating4+4+
DeveloperVentura County Credit UnionCoastHills Credit Union

Customer experience

VCCU Mobile

All ratings44 ratings
Positive72.7%
Neutral4.5%
Negative22.7%
Written reviews70 reviews
Positive18.6%
Neutral7.1%
Negative74.3%

CoastHills Mobile

All ratings4,334 ratings
Positive93.8%
Neutral2.1%
Negative4.1%
Written reviews76 reviews
Positive48.7%
Neutral2.6%
Negative48.7%

User reviews

VCCU Mobile

From 44 App Store ratings

What we love

  • ✨ Clean and easy to navigate
  • 💳 New features like credit score monitoring
  • ✅ Transfers are easy
  • 🔒 Offers ease and security
  • 💡 Easy to use upgraded app

Room to improve

  • 😠 Poorest running banking app
  • 😠 Awful app to coerce facial recognition
  • 😠 Freezes and does not work
  • 😠 Forced to login via desktop
  • 😠 Constantly trying to coerce digital ID

CoastHills Mobile

From 4.3K App Store ratings

What we love

  • 🚀 Efficient and easy to navigate
  • 👍 Excellent customer service and friendly staff
  • 👍 Sleek and modern app design
  • 👍 Easy to access accounts
  • 👍 Excellent banking experience overall

Room to improve

  • 🐛 Bill pay feature not functioning
  • 🐛 Lack of Zelle integration
  • 🐛 Inability to deposit checks after iOS 16 update
  • 🐛 Inability to see pending transactions
  • 🐛 Inability to export PDF statements

Bugs and requests

VCCU Mobile

Reported bugs

45 issues
  • App freezes
  • App does not work
  • App times out
  • App errors out
  • App is slow
Show 40 more
  • App crashes
  • App doesn't load
  • App gets stuck loading
  • App rejects deposited checks
  • App is buggy
  • App randomly signs out
  • App won't open
  • App has error loading page
  • App lags
  • App times out during remote deposit
  • App is unreliable
  • App freezes when submitting check
  • App is antiquated
  • App falls short
  • App doesn't load homepage
  • App gets stuck on loading screen
  • App shows spinning wheel of death
  • App checks sit in limbo
  • App cannot log out
  • App won't open to sign in screen
  • App is slow in evenings
  • App has server issues
  • App is inconsistent
  • App is sporadic
  • App won't pass blue loading icon
  • App has long load time
  • App doesn't work on WiFi
  • App has consistent problems
  • App freezes up
  • App requires re-login
  • App has login issues
  • App is not polished
  • App crashes on login page
  • App has slow update needed
  • App has security question delays
  • App has slow web page
  • App online services gone backwards
  • App registration process is challenging
  • App is very slow
  • App takes too long to log in

Requested features

18 requests
  • Bring back the old app
  • Add biometric login
  • Add 2 factor authentication
  • Add companion app for banking
  • Add credit score monitoring
Show 13 more
  • Add ability to edit personal information
  • Add ability to utilize credit information
  • Add push notifications for transactions
  • Add push notifications for deposits
  • Add push notifications for spending limits
  • Save username and login info
  • Add Touch ID login
  • Invest in regular updates
  • Add fingerprint login
  • Add notifications
  • Modernize the app
  • Improve server support
  • Add Zelle integration

CoastHills Mobile

Reported bugs

3 issues
  • App constantly loading or freezing
  • Inability to log in or access accounts
  • Disappearance of money from accounts without explanation

Requested features

5 requests
  • Ability to see pending transactions
  • Faster check deposit processing
  • Ability to export PDF statements
  • Integration of card controls for credit and debit cards
  • Addition of Zelle integration

In-app purchases

None

VCCU Mobile

No in-app purchases

None

CoastHills Mobile

No in-app purchases

Questions

Is VCCU Mobile free?
VCCU Mobile is free to download, with no in-app purchases.
Is CoastHills Mobile free?
CoastHills Mobile is free to download, with no in-app purchases.
Which has better reviews, VCCU Mobile or CoastHills Mobile?
CoastHills Mobile is rated higher. VCCU Mobile averages 3.9 out of 5 from 44 ratings, while CoastHills Mobile averages 4.7 from 4.3K ratings.
Do VCCU Mobile or CoastHills Mobile have ads?
Neither VCCU Mobile nor CoastHills Mobile shows ads.
Which is updated more often, VCCU Mobile or CoastHills Mobile?
VCCU Mobile ships an update monthly, and CoastHills Mobile every 3 months. Most recently, VCCU Mobile was updated on September 22, 2026 and CoastHills Mobile on September 23, 2026.

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