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Vital Card

Vital Card

The credit card worth sharing

18 ratings
5 reviews
💰 Finance

Archived App (Last seen on 10 Jul 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • May 11, 2022
  • January 10, 2025

Features

Developer

VITAL Card Inc
✨Promote your app ✨
Vital Card screenshot #1 for iPhone
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iphone
ipad
⭐5
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This credit card offers a luxury experience with a cash-reward model, allowing users to earn rewards for referrals and credit score improvements. It provides tools to track spending, manage your account, and monitor your credit score.

✓Earn cash rewards for referrals
✓Cash rewards for credit score gains
✓Unlimited 1.5-3% cash back
✓Track spending by week, month, or year
✓Monitor credit score and behavior insights
✓Freeze card anytime
✓Schedule payments
Show original description

What's New in Vital Card

3.0.3

January 10, 2025

We have fixed several performance related issues and bugs to make your experience better. We hope you enjoy the updates to the application.

User reviews

Most RecentHighest RatedLowest Rated

Great Card & Easy App

Super easy signup & love having cash back and metal card.
The app shows me my entire credit history, it’s like a free credit monitoring app too!
Matt MandellMatt Mandell

Love it! Unbelievably smooth experience!

I typically don't write reviews, but I feel compelled to give credit where it's due. Every aspect of my experience with this app and company has been incredibly seamless. They've gone above and beyond, leaving no stone unturned. It's evident that a tremendous amount of effort has gone into making this a top-notch experience especially knowing that it is still in beta!
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AurelusMagnusAurelusMagnus

Nothing

Still not allowing people to apply but still soliciting referrals that you send out to your friends for them, what’s the point your friends can’t apply either.
skittermouseskittermouse

This is a dud

I downloaded the app. Near the bottom of the app it says I” want a card”. I clicked it and nothing happens. So I deleted the app and reinstalled it. The same thing nothing. I have other apps that offer the same benefits as this. Try those. This is a dud
209NDG209NDG

Response from developer

Hi there - thank you for your feedback. We are sorry to hear you had issues linking to the credit application. If you would like to apply for the card, you can join the waitlist from our website: https://www.vitalcard.com/ Please note that we are in still in beta; there is a lot that goes into starting a credit card company and we are doing our best to make it available to everyone as soon as possible. If you join the waitlist, you will receive an invitation to apply as soon as applications open.

This is what a banking app should be!

Wow! Beautiful design. Love the credit gamification. Easy to use. Brilliant- this is the number one credit card app I’ve ever seen!
IamETIamET

FAQ

What is Vital Card?

Vital Card is a World Elite Mastercard that rewards users for responsible spending and referrals. It offers a luxury experience with accessible perks and a cash-reward model, allowing users to earn cash back and improve their credit score.

How can I earn cash rewards with Vital Card?

You can earn cash rewards through several methods: referral rewards for inviting friends, credit health rewards for improving your credit score, and unlimited 1.5% cash back on all purchases. You can also earn up to 3% cash back on purchases for limited periods based on referrals.

Is Vital Card secure?

Yes, Vital Card offers robust security features. It includes ID theft protection with World Elite Mastercard and allows you to freeze your card anytime directly through the Vital Card App for added peace of mind.

What financial tracking features does Vital Card offer?

The Vital Card App provides comprehensive financial tracking. You can monitor your spending in real-time by week, month, or year, track monthly updates to your credit score, and view new insights into your credit behavior.

What devices is the Vital Card App available on?

The Vital Card App is available for iPhone, iPad, and iPod devices, indicated by its support for iOS devices.

How often is the Vital Card App updated?

The Vital Card App was last updated on January 10, 2025, with version 3.0.3. This indicates a commitment to regular updates and improvements.

What are the requirements to receive referral rewards with Vital Card?

To be eligible for referral rewards, Vital cardholders must spend at least $250 per month and maintain their account in good standing. More details on rewards can be found at https://vitalusers.vitalcard.com/en/collections/3208855-top-questions.

Does Vital Card have ads?

No, the Vital Card app does not contain advertisements. It is a free application focused on providing financial management tools without ad interruptions.