Wally: Smart Personal Finance

Wally: Smart Personal Finance

Track Spending & Budgets

1.7K ratings
53 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • December 9, 2016
  • August 31, 2023

Features

Wally: Smart Personal Finance screenshot #1 for iPhone
Wally: Smart Personal Finance screenshot #2 for iPhone
Wally: Smart Personal Finance screenshot #3 for iPhone
Wally: Smart Personal Finance screenshot #4 for iPhone
Wally: Smart Personal Finance screenshot #5 for iPhone
Wally: Smart Personal Finance screenshot #6 for iPhone
Wally: Smart Personal Finance screenshot #7 for iPhone
Wally: Smart Personal Finance screenshot #8 for iPhone
Wally: Smart Personal Finance screenshot #9 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

This personal finance app uses AI to provide personalized financial insights, track spending, and set budgets. Securely connect your bank accounts to view all your finances in one place and get customized advice for your financial goals.

AI-powered financial analysis
Automated bank account connection
Customizable budgeting
Spending pattern charts
Goal planning and savings plans
Financial literacy education
Show original description

What users say

See all reviews

What's New in Wally

4.0.3

August 31, 2023

New WallyGPT Features: - Actions: now you can tell WallyGPT to add transactions, accounts, and help you create budgets. - Thoughts: get contextualized feedback across the app from WallyGPT - Personalized Questions: get the conversation started with personalized questions based on your data. - Follow-Ups: WallyGPT can recommend follow-up questions that help you dig deeper - Chat History: access your chat history and get the conversation restarted. - New redesign And of course, a lot of bug fixing!

More

Subscription plans

Unlimited Teams

Turn any Group into a Team for Joint Account management and Auto-syncing

$9.991 Year
How to cancel Wally subscription ⁉️
10

In-App Purchases

$99.99

Wally Gold - Lifetime

All Premium Features by Wally for Life

User reviews

Horrible update

I’ve been using Wally for a few years now and have appreciated it, until now! With the update I don’t think I lost transactions, but I did loose all of my notes in the transactions. I actually used those & referred to some of them monthly. I now only have my prior merchants A-B. All of the others are gone. I have to “add” a merchant almost every time because it doesn’t remember the “new” merchants I add. I’m not sure how many Safeway merchants have been added. I don’t want to add my bank accounts, I want to track my individual expenditures monthly. I can log into my bank accounts to see my balances. I also don’t trust the AI to not track me, not keep my bank info, ect. If you check the reviews, the only good ones are from years ago. I’m having problems similar to those who have written recent reviews. I don’t find any of the “update” notes to be true. At this point the app seems to be ruined.
Show more

Small app that used to be useful

I use this app to track my kids’ expenses and credits. For awhile it was a blast, and it was a huge improvement over a spreadsheet I was using. But over time the app has been changed so much and then went from small handy app to something else. The features that I use became less accessible, as the developer shifts visual elements around, and now the balance, the thing I need the most, is way lower on the list than ChatGPT (that I can not care less about), so as the product I like it as it was two years ago, not as it is now. It is still free and somewhat useful, but this morning I entered two transactions and they did not registered, which moved it to a category of app I will not use
Show more

Ongoing bugs and looks like things just got worse.

So, I’ve been using this app for about 3 years now and it seems the more the app had updates the more bugs I faced, however I’m at a breaking point with the most recent update. Seeing a new welcome screen and an entire remodel of the app would’ve made me think the Wally team finally squashed most of the bugs I faced, and yeah, there’s a smoother session. HOWEVER, upon re logging back in, somehow all of my information never loaded as if there was a gap in the data from a time period im unaware of. On top of that, the annoyance of being logged back out every other session is a nuisance. Now the worst thing? The fact the new update is so confusing. I can’t easily select my sub category without fighting with the menus and I used to have the default payment method up, now it resets to one I rarely use each time. But the fact I had transactions reappear that I deleted months ago is also confusing. This is how I’ve chosen to budget but I can’t keep going this route if the app is going to be an inconvenience .
Show more

Major flaws

I loved this app in the beginning as it was so great to see all my accounts in one place and set my budgets. BUT, the app is tracking each pending payment and then again when it hits, meaning my budget gets hit twice! It’s really flawed, and totally defeats the purpose of using this app. It also tracks every little 1 aed verification transaction. On top of that, it keeps getting locked out of my HSBC account and doesn’t pick up my HSBC credit cards - only my bank accounts. I have sent in feedback over the last couple of months, and never got a response. Disappointing as I see the potential!
Show more

Needs a lot more improvement

So the app does what it says.
However, it constantly has an issue with the connection to your bank (I had synced to Emirates NBD in UAE) you need to keep reconnecting every once in a while.
Been using it for about 4 months and given the constant need to reconnect, your tracking is not up to date as expected. Furthermore, when it syncs your accounts it always has a 3 day lag. Ie: what you spent today will appear on the tracker 3 days later.
Can’t say I would recommend this app
Show more

User experience

🐞

Reported Bugs

4 issues

Transactions not syncing accurately

Bug

Inability to change transaction dates

Bug

Accounts disappearing or not loading properly

Bug

Recurring payments not carrying over

Bug

Requested Features

4 requests

Ability to manually edit/delete transactions

Feature

Option to view account balances at a glance

Feature

Improved syncing and data migration from old version

Feature

Better customer support and communication

Feature

FAQ

What does Wally: Smart Personal Finance do?

This app acts as a personal finance AI assistant. It helps you track your spending, set and monitor daily budgets, and provides personalized insights and advice through conversational AI. You can securely connect your bank accounts to see all your financial information in one place.

What are the key features of Wally: Smart Personal Finance?

Key features include AI-powered conversational financial analysis, goal planning with personalized budgets and savings plans, automated connection to over 15,000 banks worldwide, simple spending charts, and customizable daily budget tracking. It also offers features to improve financial literacy.

Is Wally: Smart Personal Finance free to use?

The application is described as a freemium model, meaning there is a free version with core functionalities and likely a premium version (Wally Pro) that unlocks advanced features or removes limitations. Specific pricing details for Pro are not provided in the description.

What devices is Wally: Smart Personal Finance compatible with?

The application is designed for mobile use, as indicated by its nature as a mobile application. It supports secure connections to banks from 70 countries, suggesting broad international compatibility for users with accounts in those regions.

How does Wally: Smart Personal Finance ensure privacy and security?

The app emphasizes 100% safety, security, and privacy. It does not collect or store card information or login credentials, cannot make transfers or payments, and uses end-to-end encryption. It is PCI compliant, ISO 27001 certified, GDPR compliant, and promises never to share or sell user data.