Best XCel App. alternatives: apps like XCel App.

10+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated October 2026

XCel App. is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to XCel App.

Nexdi - Send Money Globally#1

Nexdi - Send Money Globally by Nexdi LTD

One account move money better
Editor's Choice
πŸ’° Finance
0.0(0 ratings)
Free
Nexdi - Send Money Globally screenshot 1
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Nexdi - Send Money Globally screenshot 6

Easily send money to over 180 countries in 35 currencies with live exchange rates. This secure and fast service is ideal for travelers, freelancers, and organizations, offering competitive rates compared to traditional banks.

3.8😞(147 ratings)
FreeAds
SC Mobile Ghana screenshot 1
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SC Mobile Ghana screenshot 5

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

What We Love

  • πŸ”₯ Smooth performance (Stephen Asamoah)
  • πŸš€ Innovation in digital banking (vhtmusah)
  • πŸ’‘ Great banking assistant (K. Agyeman)
  • πŸ‘ Easy to use (Robert, Apam-Ghana)
  • ✨ App is getting better (kinggquarshie)

Room to Improve

  • ❌ App constantly crashing (π•Ύπ–™π–Žπ–‹π–‘π–Šπ–—, Dddnnydd, ricgard0987, Saigon 4pf)
  • ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
  • ❌ International transfers declining (realmecollins, Elorms)
  • ❌ Difficulty receiving OTP (Ajbounce94)
  • ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)
  • ❌ Login issues after updates (KKB12op, Apachepapa, k_dokyi)
  • ❌ Debit card not received (kingcosby, young lamar, Every1 Wants the DarkMode)
  • ❌ Customer service unhelpful (realmecollins, Elorms, L O W K E Y πŸ₯Ά)
  • ❌ Inconsistent functionality (xfhufjkjgu)
  • ❌ App not working on specific devices (xfhufjkjgu)
  • ❌ Issues with biometric login (Kdoadjei, Jquashiesam, ekwaffo, yao b)
  • ❌ Time zone issues affecting statements (Braa Akpaa)
  • ❌ Cannot buy airtime (Kingaye1z)
  • ❌ App doesn't connect (Dajovany)
Ampere Mobile Business Account#3

Ampere Mobile Business Account by NOVO WORLD LTD

Money Transfer and Online Pay
Worth Considering
πŸ’° Finance
4.8(57 ratings)
Free
Ampere Mobile Business Account screenshot 1
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Open a business bank account in minutes with a comprehensive banking solution. Send and receive money internationally, manage multiple currencies, and utilize a free corporate debit card. Includes tools for online payments and invoice management.

More apps like XCel App.

4
ZMobile Ghana
ZMobile Ghana
ZMobile Ghana
by Zenith Bank PLC
Free

This mobile banking app offers a streamlined and convenient way to manage your finances. It allows for secure login, payment scheduling, and data purchases, simplifying your banking experience.

Biometric login (fingerprint, facial recognition)Schedule paymentsBuy data
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5
FNB Ghana Personal
FNB Ghana Personal
FNB Ghana Personal
by FirstRand Bank Limited
Free

Manage your finances conveniently with this banking application. It offers a user-friendly interface for easy navigation, seamless account switching, and real-time access to statements. Perform local payments and transfers with the integrated RTGS feature.

Easy navigationSwitch between multiple accounts/profilesReal-time statement access
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6
Kroo Bank - Mobile Banking
Kroo Bank - Mobile Banking
Kroo Bank - Mobile Banking
Where your money works for you
Free

Manage your money with an intuitive banking app offering real-time spending insights and categorization. Enjoy fee-free spending abroad and earn interest on your current account balance. Securely manage your funds with advanced authentication and UK-based support.

Real-time spending insights and categorizationNo monthly fees for current accountZero fees for spending abroad
πŸ’° Finance
(107)
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7
FNB Ghana Business
FNB Ghana Business
FNB Ghana Business
by FirstRand Bank Limited
Free

Manage your business finances on the go with this banking application. It offers a user-friendly interface for easy navigation, seamless switching between accounts, and secure real-time transaction capabilities. Access your financial statements instantly for better financial oversight.

Simple navigationSwitch between multiple accounts/profilesReal Time Gross Settlement (RTGS) transactions
πŸ’° Finance
(4)
free
8
DT&T
DT&T
DT&T
by DT & T Corporation Limited
Free

Send money internationally from your smartphone with this convenient and low-cost remittance service. Track transactions, estimate fees, and manage your account easily. Transfers are often same-day and funds are received via bank deposit.

International money transfersTransaction trackingFee estimation
πŸ’° Finance
(1)
free
9
First Atlantic Ghana Mobile
First Atlantic Ghana Mobile
First Atlantic Ghana Mobile
by First Atlantic Bank LTD
Free

Manage your bank accounts and perform various financial transactions conveniently from your mobile device. Transfer funds, pay bills, top up airtime, and access account statements. Discover branch locations and request services like cheque books and debit cards.

Intra-bank and Inter-bank money transfersMobile Money transfersAirtime and Data top ups
πŸ’° Finance
(1)
ad-supported
10
Payaza Notifier
Payaza Notifier
Payaza Notifier
by BLAAIZ INNOVATIONS TECHNOLOGY LTD
Free

Receive instant payment confirmations for all transactions made via the Payaza platform. This official notification app ensures you are always aware of your financial activity.

Instant payment confirmationsOfficial Payaza notificationsReal-time transaction alerts
πŸ’° Finance
(2)
free