This mobile payment service allows users to easily pay for purchases directly from their bank account without needing a credit card or cash. It offers free personal transfers and bill payments via QR code, simplifying cashless transactions.
2.1.13
August 29, 2026
軽微な修正を実施しました。
Registration is simple and takes about 5 minutes. After downloading the app, follow the on-screen instructions to enter your name, account number, and cash card PIN. You can then start using it at participating stores immediately.
The YOKA!Pay app is free to use. While most payments are free of charge, there may be a small settlement fee for certain bill payments made via payment slips. For detailed information, please visit the Juhachi-Shinwa Bank website.
Transactions are available on weekdays from 0:00 to 24:00, Saturdays from 0:00 to 21:00, and Sundays from 7:00 to 24:00. Please note that public holidays and specific dates like May 3rd-5th and December 31st-January 3rd follow the hours of the corresponding day of the week. System maintenance may also cause temporary service interruptions.
Yes, YOKA!Pay supports the Kotora service, allowing for free small personal transfers between individuals. This feature makes it easy to split bills or send money to friends and family.
YOKA!Pay is compatible with iOS 8 and later versions. It is designed to work on iPhones, iPads, and iPods. The developer may update supported devices and features in the future without prior notice.
Users are advised to manage their login passwords and transaction PINs carefully, avoiding easily guessable numbers like birthdates or phone numbers. It is also recommended to avoid using the same password for extended periods and to install security software on your smartphone to protect against viruses and malware.
The latest version available is 2.1.1, last updated on May 22, 2023. While specific update frequency is not detailed, users are notified of service interruptions due to system maintenance through the app screen.
YOKA!Pay offers a direct link to your bank account, eliminating the need for credit cards or pre-paid balances. This helps prevent overspending as transactions are debited immediately, contributing to better household budget management.
