Zurp: Build Credit Get Rewards

Zurp: Build Credit Get Rewards

Get Rewards for Everyday Spend

781 ratings
37 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • March 15, 2023
  • February 8, 2024

Features

Zurp: Build Credit Get Rewards screenshot #1 for iPhone
Zurp: Build Credit Get Rewards screenshot #2 for iPhone
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Zurp: Build Credit Get Rewards screenshot #8 for iPhone
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About

This banking app helps you earn rewards on everyday spending and build credit history. It offers a high APY on your cash balance and unique redemption options for points earned. You can also get paid early with direct deposits.

Earn rewards on everyday purchases
Build credit history
5.00% APY on cash balance
Redeem points for concerts, Amazon, Starbucks
Get paid up to 2 days early
No debt or overdraft fees
Earn points on rent/mortgage payments
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What users say

See all reviews

What's New in Zurp

1.4.7

February 8, 2024

Performance improvements

User reviews

Scam, closing accounts now and nothing to spend rewards on

Waste of time. Never got a thing out of this card except a little interest I could have earned elsewhere. All the implied 8% rewards were only 8x points which means 0.8% at the rate of exchange. Wish they closed business sooner so I could have been done with them before having spent so much time accumulating points I can't use...unless I have several hundred dollars worth of points.
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Excellent Credit Score Booster!

This has boosted my credit score fast within just a few months!

Cons: the card could use a major redesign, it doesn’t seem appealing at all. I’d love to see a black Mastercard.

Great interest. Mediocre rewards.

Nice to get 5% APY although it would be better to get 5% APR bc compounding would result in a higher APY. The points system is misleading. You can get 8 points per dollar spent but the points you earn only exchange at roughly 1,000 points per dollar. At least there are numerous rewards to exchange for. Mostly gift cards. I'm going to use my 4% cash back credit card though instead of zurp bc then I can get more in points value and earn interest on my money for longer before I owe.
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Debit card

That gives points when you use the card, give you rewards

Worst company I’ve ever dealt with

I added money to my Zurp card. It’s now been 7 days and still shows pending. But it cleared my bank account. And good luck calling these scammers. As soon as 10 am hits. You call them and it has a recorded message saying that our customer service is busy right now. No other options to choose from and they disconnect the call. I’ve emailed them numerous times. And I’m still waiting for my money. As soon as it clears if it ever does I’m closing my account and sending the BBB a report. It doesn’t take this long for money to clear especially from doing it from a bank
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Response from developer

Hey! Please email us at hello@zurp.com and we'll get this sorted out ASAP. We're happy to schedule a call as well if you prefer but we don't have phone support yet.

User experience

🐞

Reported Bugs

2 issues

Pending deposits not clearing

Bug

App crashes during application process

Bug

Requested Features

3 requests

Cash back or gift card rewards

Feature

Faster deposit processing

Feature

Improved customer support

Feature

FAQ

What does Zurp do?

Zurp is a banking app that allows you to earn rewards on your everyday purchases and build your credit history. It provides a Zurp World Mastercard and a Zurp Cash account, offering a high APY on your deposited funds and unique redemption options for earned points.

How can I build credit with Zurp?

You can build credit by using your Zurp Card for everyday spending. As you use the card, which is secured by the funds in your Zurp Cash account, credit bureaus learn about your responsible card usage, helping to improve your credit history without incurring debt.

What are the costs associated with Zurp?

The app itself is free to use. There are no debt or overdraft fees. The Zurp Card is secured by the money in your Zurp Cash account, meaning you can only spend what you have deposited. There are also no ATM fees.

What kind of rewards can I earn?

You can earn points on various purchases, with up to 8x points on categories like restaurants, travel, and entertainment. These points can be redeemed for a wide range of rewards, including concert tickets, VIP events, Amazon gift cards, Starbucks credits, and more. New rewards are added monthly.

Is Zurp compatible with my devices?

While specific compatibility details are not provided in the description, Zurp is a mobile application designed for smartphones. It is generally expected to be compatible with most modern iOS and Android devices.