Zurp User Reviews

What users say

Top reviews

Scam, closing accounts now and nothing to spend rewards on

Waste of time. Never got a thing out of this card except a little interest I could have earned elsewhere. All the implied 8% rewards were only 8x points which means 0.8% at the rate of exchange. Wish they closed business sooner so I could have been done with them before having spent so much time accumulating points I can't use...unless I have several hundred dollars worth of points.
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Excellent Credit Score Booster!

This has boosted my credit score fast within just a few months!

Cons: the card could use a major redesign, it doesn’t seem appealing at all. I’d love to see a black Mastercard.

Great interest. Mediocre rewards.

Nice to get 5% APY although it would be better to get 5% APR bc compounding would result in a higher APY. The points system is misleading. You can get 8 points per dollar spent but the points you earn only exchange at roughly 1,000 points per dollar. At least there are numerous rewards to exchange for. Mostly gift cards. I'm going to use my 4% cash back credit card though instead of zurp bc then I can get more in points value and earn interest on my money for longer before I owe.
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Debit card

That gives points when you use the card, give you rewards

Worst company I’ve ever dealt with

I added money to my Zurp card. It’s now been 7 days and still shows pending. But it cleared my bank account. And good luck calling these scammers. As soon as 10 am hits. You call them and it has a recorded message saying that our customer service is busy right now. No other options to choose from and they disconnect the call. I’ve emailed them numerous times. And I’m still waiting for my money. As soon as it clears if it ever does I’m closing my account and sending the BBB a report. It doesn’t take this long for money to clear especially from doing it from a bank
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Response from developer

Hey! Please email us at hello@zurp.com and we'll get this sorted out ASAP. We're happy to schedule a call as well if you prefer but we don't have phone support yet.

Deposit takes to long

I deposited money into the Zurp account from my bank account. It’s been four days and shows pending but my bank account shows it was taken out. Once my money if it ever does I’ll be cutting there card up and closing my account. No customer service no one to call. You call the number and after a brief message they hang up on you. Horrible customer support it takes a day for a check to clear. I want my money back
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Not work for Apple Pay deposit and cash app instant deposit

Came from Enzo ,but the app is not useful .You won’t be able to link the card to Apple Pay or cash app for any instant transfer .Sorry ,I might need to close my account and switch to zeta .

Addictive ux

I find myself engaging more and more with this pre topup model for credit card usage. Convenient and incentivizes being responsible. Solid product

ZzZ

Zurp's app is so easy to use, even my dog could figure it out. Well, maybe not, but you get the point.

👍❤️

Zurp's app is so intuitive, it's like it can read my mind. I've never had a banking app this good.

Response from developer

Thank you!

Recommend

Zurp's rewards program is like a dream come true. I'm earning points faster than I can spend them!

The interface is beautiful and not monotonous, you are worth having ​   

Just got my Zurp card and it's already my favorite. I mean, who else gives you 8x points for eating out and traveling? The high-interest cash account is just icing on the cake. Plus, I'm building up my credit without even needing a credit check. It's seriously the best card ever.         

The popular software now, like one first  ​   

I can't get over how great Zurp is. It's like getting free money every time I use it. I get so many points on all my purchases, even my rent. Plus, there's no credit check, which is a huge relief. It's really helped me get smarter with my money. ‍   

Recommended everyone to download it!      ‌‌

I've been using Zurp for a little while now and it's so cool. The high-interest cash account is awesome, and I get 8x points for stuff like eating out and taking cabs. Plus, I'm earning points on my rent, which is wild. And I didn't even need a credit check!​  ‌   

ZZZ

Zurp's app is so easy to use, even my dog could figure it out. Well, maybe not, but you get the point.

I have been using it, it feels more convenient and stable, ‌​    

Zurp is the upgrade I didn't know I needed. I'm racking up points on all my purchases, especially when I eat out or catch a ride. Plus, it comes with a high-interest cash account. And the best part? They're helping me build my credit without even needing to check my credit. It's a win-win.     ‍

Awful customer service

Initial application was denied because they couldn’t verify my identity. Then they said I could reapply with a picture of myself and my ID. Then after I thought the account was open, I couldn’t transfer funds into the account. The reason? They don’t have a picture of myself and my ID. Completely ridiculous.
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Forget about my old comment lol this card is amazing

Love this credit card it works well the points rack up with ease my first direct deposit came quickly also and I’ve noticed my credit score went up fast what more anyone can asked beside the add funds from your bank that take 5 days that’s the only con I see other than that still worth getting

👍🏻👍🏻

Zurp's credit card is a lifesaver. It's helping me rebuild my credit and the rewards are bomb.

Great app

I love that Zurp offers so many ways to earn rewards. It makes banking way more fun.