Comparison

Empower ® vs BeneSys Retire

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Empower ®

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Highlights
  • Consolidated account view
  • Retirement planning
  • Budget tracking
  • Net worth tracking
  • Investment advice access
  • Financial scenario simulation
Features
Currently charting
Read full description

“The Empower Dashboard gives me a full picture of where I am financially without having to log in to all my accounts. It definitely makes my financial life clearer and easier.” – Benjamin D.*  You’re just a few taps away from downloading the app that Forbes gave 4.5/5 stars, describing its features as the “Best for Tracking Net Worth”.   According to CNBC, “If you’re looking for an app that lays out all your income and expenses while giving you access to professional investment advice, Empower may be the budgeting tool you’re looking for. **”   Get the industry-leading tools designed to help you map out your financial dreams and take the steps to reach them:  - Plan for retirement  - Adjust & compare scenarios  - Simulate recessions  - See all your accounts in one place  - Check for allocation imbalances  - Tackle debt  - Build an emergency fund   - Set & track budgets  - Secure your data with biometric and multi-factor authentication  - And more   Spend less time sorting through spreadsheets, filling out ledgers, and doublechecking individual accounts.   Experience more freedom to focus on what you enjoy. Financial clarity starts with the free Empower Dashboard.   Download today.   --  *Testimonials may not be representative of the experience of other individuals and are not a guarantee of future performance or success.  **Sources: Forbes, March 2025; CNBC, January 2025.  Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.    Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and an indirect subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. Advisory fees are calculated based upon the amount of assets being managed (as detailed further in the Empower Advisory Group, LLC Form ADV). “EMPOWER” and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America.  ©2025 Empower Annuity Insurance Company of America. All rights reserved.  RO4520594-0625

About

BeneSys Retire

This app provides tools for self-administering trust fund accounts, specifically for Taft-Hartley benefit plans. It's designed for both trust fund administrators and plan participants, leveraging over 40 years of specialized experience.

Highlights
  • Taft-Hartley Trust Fund Administration
  • Participant Account Management
  • Benefit Plan Administration
  • Self-Service Tools
  • Specialized Trust Fund Software
Features
Read full description

BeneSys has provided Taft-Hartley Trust Fund Administration and I.T. services since 1979. We currently serve over 220 clients representing over 480 Trust Funds across the United States with participants in almost every state of the US & Canada. BeneSys is a team of dedicated Taft-Hartley Trust Fund Specialists. We have served Taft-Hartley Trust Funds and their plan participants for over 40 years and understand the nuances of Taft-Hartley benefit plans. We are experienced and accustomed to programming and administering plans that have unusual benefit plan parameters. Our software system, BenefitDriven, is dedicated to providing our clients and their plan participants with the most efficient tools for self-administering trust fund accounts. We are service leaders constantly innovating for you.

Screenshots

Empower ®4 screens
BeneSys Retire4 screens

Verdict

The call

The clearest difference is rating: Empower ® at 4.8 against BeneSys Retire's 2.0. Empower ® also leads on update cadence (fortnightly vs every 38 months) and ratings volume (426K vs 4). BeneSys Retire's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Empower ® holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: Empower ® has 426K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 18% of Empower ®'s written reviews are positive against 0% of BeneSys Retire's.

UpkeepUpdate frequency

Empower ® ships an update fortnightly, BeneSys Retire every 38 months. The most recent releases landed on November 13, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 4 level
Empower ® versus BeneSys Retire: the parameters behind the verdict, then further details
ParameterEmpower ®BeneSys Retire
PriceFreeFree
Rating4.8 (426K ratings) — better2.0 (4 ratings)
Positive reviews18.0% of reviews — better0.0% of reviews
Number of ratings426K — better4
Update frequencyFortnightly — betterEvery 38 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
Best chart rank#58 — better—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size480 MB15 MB
Age rating4+4+
DeveloperEmpower Retirement, LLCBeneSys, Inc

Customer experience

Empower ®

All ratings418,858 ratings
Positive95.0%
Neutral2.1%
Negative2.9%
Written reviews1,639 reviews
Positive18.0%
Neutral7.0%
Negative75.0%

BeneSys Retire

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Empower ®

Reported bugs

4 issues
  • Face ID/Touch ID not working consistently
  • Beneficiary information not displaying correctly
  • Crashes when trying to view balance over time
  • Unable to enter correct birth dates for beneficiaries

Requested features

5 requests
  • Ability to view investment performance history
  • Option to enter dollar amounts instead of just percentages
  • Faster and more reliable login process
  • Restore access to self-directed brokerage accounts
  • Provide a way to submit feedback and suggestions within the app

BeneSys Retire

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Empower ®

No in-app purchases

None

BeneSys Retire

No in-app purchases

Questions

Is Empower ® free?
Empower ® is free to download, with no in-app purchases.
Is BeneSys Retire free?
BeneSys Retire is free to download, with no in-app purchases.
Which has better reviews, Empower ® or BeneSys Retire?
Empower ® is rated higher. Empower ® averages 4.8 out of 5 from 426K ratings, while BeneSys Retire averages 2.0 from 4 ratings.
Do Empower ® or BeneSys Retire have ads?
Neither Empower ® nor BeneSys Retire shows ads.
Which is updated more often, Empower ® or BeneSys Retire?
Empower ® ships an update fortnightly, and BeneSys Retire every 38 months. Most recently, Empower ® was updated on November 13, 2026 and BeneSys Retire on November 3, 2026.

Other comparisons