Comparison

Empower ® vs Accelerate by AWM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Empower ®

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Highlights
  • Consolidated account view
  • Retirement planning
  • Budget tracking
  • Net worth tracking
  • Investment advice access
  • Financial scenario simulation
Features
Currently charting
Read full description

“The Empower Dashboard gives me a full picture of where I am financially without having to log in to all my accounts. It definitely makes my financial life clearer and easier.” – Benjamin D.*  You’re just a few taps away from downloading the app that Forbes gave 4.5/5 stars, describing its features as the “Best for Tracking Net Worth”.   According to CNBC, “If you’re looking for an app that lays out all your income and expenses while giving you access to professional investment advice, Empower may be the budgeting tool you’re looking for. **”   Get the industry-leading tools designed to help you map out your financial dreams and take the steps to reach them:  - Plan for retirement  - Adjust & compare scenarios  - Simulate recessions  - See all your accounts in one place  - Check for allocation imbalances  - Tackle debt  - Build an emergency fund   - Set & track budgets  - Secure your data with biometric and multi-factor authentication  - And more   Spend less time sorting through spreadsheets, filling out ledgers, and doublechecking individual accounts.   Experience more freedom to focus on what you enjoy. Financial clarity starts with the free Empower Dashboard.   Download today.   --  *Testimonials may not be representative of the experience of other individuals and are not a guarantee of future performance or success.  **Sources: Forbes, March 2025; CNBC, January 2025.  Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.    Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and an indirect subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. Advisory fees are calculated based upon the amount of assets being managed (as detailed further in the Empower Advisory Group, LLC Form ADV). “EMPOWER” and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America.  ©2025 Empower Annuity Insurance Company of America. All rights reserved.  RO4520594-0625

About

Accelerate by AWM

This app guides users to create and maintain a personalized financial plan. It helps identify financial gaps, set goals, and map out a path to achieve them, all within a few minutes each week. Link accounts for a more tailored experience.

Highlights
  • Personalized financial plan creation
  • Goal setting and tracking
  • Financial wellness assessment
  • Account linking for personalization
  • Weekly financial guidance
Features
Read full description

Accelerate, powered by Pocketnest, will coach you to create and stick to a comprehensive financial plan—that’s unique to you, your lifestyle and your goals. Link your accounts to get an even more complete and personalized plan. Gone are the days of sweating over spreadsheets. Use Accelerate to achieve financial wellness in just 3 minutes a week. We’ll walk you through all 10 themes of financial wellness, while identifying gaps in your plan, guiding you to set meaningful goals, and mapping a pathway to achieve them. Let's do this!

Screenshots

Empower ®4 screens
Accelerate by AWM4 screens

Verdict

The call

The clearest difference is monetization model: Accelerate by AWM at free against Empower ®'s free with in-app purchases. Accelerate by AWM also leads on rating (5.0 vs 4.8). Empower ®'s advantage is ratings volume (422K vs 13) and update cadence (fortnightly vs every 6 weeks). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Accelerate by AWM holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Empower ® has 422K ratings behind it against 13, so its average is the more settled of the two.

UpkeepUpdate frequency

Empower ® ships an update fortnightly, Accelerate by AWM every 6 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard7 real differences · 4 level
Empower ® versus Accelerate by AWM: the parameters behind the verdict, then further details
ParameterEmpower ®Accelerate by AWM
PriceFreeFree
Rating4.8 (422K ratings)5.0 (13 ratings) — better
Positive reviews17.7% of reviews—
Number of ratings422K — better13
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
Best chart rank#37 — better—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size480 MB143 MB
Age rating4+4+
DeveloperEmpower Retirement, LLCThe Accel Group LLC

Customer experience

Empower ®

All ratings418,858 ratings
Positive95.0%
Neutral2.1%
Negative2.9%
Written reviews1,607 reviews
Positive17.7%
Neutral7.0%
Negative75.2%

Accelerate by AWM

All ratings13 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Empower ®

Reported bugs

4 issues
  • Face ID/Touch ID not working consistently
  • Beneficiary information not displaying correctly
  • Crashes when trying to view balance over time
  • Unable to enter correct birth dates for beneficiaries

Requested features

5 requests
  • Ability to view investment performance history
  • Option to enter dollar amounts instead of just percentages
  • Faster and more reliable login process
  • Restore access to self-directed brokerage accounts
  • Provide a way to submit feedback and suggestions within the app

Accelerate by AWM

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Empower ®

No in-app purchases

None

Accelerate by AWM

No in-app purchases

Questions

Is Empower ® free?
Empower ® is free to download, with no in-app purchases.
Is Accelerate by AWM free?
Accelerate by AWM is free to download, with no in-app purchases.
Which has better reviews, Empower ® or Accelerate by AWM?
Accelerate by AWM is rated higher. Empower ® averages 4.8 out of 5 from 422K ratings, while Accelerate by AWM averages 5.0 from 13 ratings.
Do Empower ® or Accelerate by AWM have ads?
Neither Empower ® nor Accelerate by AWM shows ads.
Which is updated more often, Empower ® or Accelerate by AWM?
Empower ® ships an update fortnightly, and Accelerate by AWM every 6 weeks. Most recently, Empower ® was updated on October 29, 2026 and Accelerate by AWM on October 24, 2026.

Other comparisons