YNAB vs Budget Bestie

Have you ever worried about money? You are not alone. Download YNAB, get good at money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free 30-day trial and stop feeling like you’re bad at money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and grow with like-minded getting-good-at-money people The first step of never worrying about money again is starting a free 30-day trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to your Apple Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent. Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated U.S. State Privacy Notice: https://www.ynab.com/privacy-policy/state-privacy-notice?isolated

hey bestie, ready to make budgeting effortless? with budget bestie, you can take full control of your money on your own terms—whether you get paid weekly, biweekly, twice a month, or monthly, we’ve got you covered. using the cash stuffing method, you’ll say goodbye to stress and hello to a budgeting approach that fits your life perfectly. okay but what’s cash stuffing? 1. create envelopes – create an envelope for each expense category like food, eating out, rent 2. stuff your envelopes – put all of your cash into envelopes based on how much you’ll spend before you get paid again 3. spend your money – this is the fun part - don’t feel guilty for spending your hard earned money. when you buy something, use the cash from the corresponding envelope 4. get paid, repeat - record your income (cha-ching) and go back to step 2, stuff your envelopes how budget bestie works - no need to carry cash - we’ve taken this 100+ year old proven technique and put it in your iPhone - say bye to math and spreadsheets - we’ll recommend how much to stuff into each envelope based on previous spending habits and upcoming bills - avoid late fees by getting reminded - we’ll send you a notification when you haven’t recorded paying a recurring expense - hit your savings goals - create savings envelopes and we’ll make sure you’re on track to hit your goals - budget on your schedule - whether it’s weekly, biweekly, twice a month, or monthly, you can budget based on what works for you what our besties are saying: “First full month of the app and it's so simple. I've not had to dip into my emergency fund or sinking fund or use overdraft. I've even managed to put some money towards debt and not reuse it” - @Nicola Disney Pomeranian Mummy "Been using budget bestie for a month!The monthly recap made me realize I spend so much on little things (like buying to go lunch everyday) since it's in budget, but never seen how much it adds up" – @Julia "This app is great I have been searching for a budgeting app that lets me budget per check and this is it” - @Chy6699 “Definitely helped me the last two weeks. Can't wait to see how much money I can save.” - @Erin Backes subscription details: before your free trial begins, you’ll choose between a monthly or annual subscription. subscriptions are billed and managed directly by Apple. you can manage or cancel your subscription anytime within your iPhone settings app. terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/