bunq vs Ribbon Global

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

A zero fee Hyper Personalised Carbon Neutral Financial Services Super App at your fingertips. Manage your money and financial wellbeing, all in one place. Open a personal account without any fees in a few minutes from your smartphone. Access Ribbon AI powered analytics and financial literacy tools such as Goals, Budget, and Piggy Bank. Account holders can view the carbon footprint generated by the purchases that they make from their Ribbon account, with an option to offset their carbon footprint. What more? Get rewarded with Ribbon Coins for all your transactions. A fully loaded Financial Services Super App: * No Joining or Monthly Fee * Open Current Account in Minutes * Free Contactless Debit Card * Smart Analytics * Budget Tool * CO2 Emission Tracking * Goals Set-up & Tracking * Piggy Bank for Spare Change * Split Bills * Money Transfers * Ribbon Coins * Lock and Unlock Card anytime * Easy Bank Transfers * Open Banking Integration * Link other bank accounts * AI driven Chatbot * Instant Payment Notifications * Send and Request Money Ribbon Plc (No. 119662) is authorised and regulated by the Gibraltar Financial Services Commission under Financial Services Act 2019 for issuance of electronic money and offering payment services. Registered address: 2 Irish Town, Gibraltar GX11 1AA.