first direct vs Ribbon Global

Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.

A zero fee Hyper Personalised Carbon Neutral Financial Services Super App at your fingertips. Manage your money and financial wellbeing, all in one place. Open a personal account without any fees in a few minutes from your smartphone. Access Ribbon AI powered analytics and financial literacy tools such as Goals, Budget, and Piggy Bank. Account holders can view the carbon footprint generated by the purchases that they make from their Ribbon account, with an option to offset their carbon footprint. What more? Get rewarded with Ribbon Coins for all your transactions. A fully loaded Financial Services Super App: * No Joining or Monthly Fee * Open Current Account in Minutes * Free Contactless Debit Card * Smart Analytics * Budget Tool * CO2 Emission Tracking * Goals Set-up & Tracking * Piggy Bank for Spare Change * Split Bills * Money Transfers * Ribbon Coins * Lock and Unlock Card anytime * Easy Bank Transfers * Open Banking Integration * Link other bank accounts * AI driven Chatbot * Instant Payment Notifications * Send and Request Money Ribbon Plc (No. 119662) is authorised and regulated by the Gibraltar Financial Services Commission under Financial Services Act 2019 for issuance of electronic money and offering payment services. Registered address: 2 Irish Town, Gibraltar GX11 1AA.