Comparison

PTOFCU vs Newrez

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PTOFCU

Manage your accounts conveniently 24/7 from your mobile device. Access account summaries, transfer funds, pay bills, and deposit checks remotely. Find nearby ATMs and branches with an integrated locator.

Highlights
  • Account Summary
  • Fund Transfers
  • Bill Payment
  • Remote Deposit Capture
  • ATM/Branch Locator
Features
Read full description

The Patent and Trademark Office FCU you can now access your accounts 24/7 on the go. Features include Account Summary, Transfers, Account Information, Bill Pay, Remote Deposit Capture, ATM/Branch Locator, and more!

About

Newrez

Manage your mortgage loan conveniently from your mobile device. Easily view loan details, make payments, access important documents, and track your loan status securely.

Highlights
  • View loan balance and payment details
  • Make one-time or scheduled payments
  • Edit autopay settings
  • View escrow breakdown
  • Download tax documents (1098 form)
  • Access loan statements and documents
  • Track loan status
Features
Read full description

The Newrez app allows you to make secure mortgage payments and manage your home loan anytime, anywhere. View your mortgage balance, make payments, and more. Manage your mortgage in one place: - View your current balance, escrow details, recent activity, and payment history. - Make a one-time payment, view pending payments, or schedule recurring payments. - View and download your mortgage statements and tax documents securely. - Check the status of your loan, from application through funding. About Newrez LLC Newrez is a national mortgage lender and mortgage servicer that provides home purchase loans, mortgage refinance solutions, and full-service loan servicing for homeowners across the United States. Newrez offers a customer-first journey and helps customers make smart moves throughout the lifetime of their mortgage loans. Set apart by its origination platform, the company provides customers with unparalleled lending options for purchasing and refinancing. Founded in 2008, Newrez is headquartered in Fort Washington, Pennsylvania, and is a member of the Rithm Capital family of companies. More information is available at https://www.newrez.com/ NMLS #3013. Equal Housing Lender. Licensed in all 50 states. For our complete licensing information, please visit https://www.newrez.com/licensing-disclosure-information/

Screenshots

PTOFCU4 screens
Newrez4 screens

Verdict

The call

The clearest difference is rating: Newrez at 4.8 against PTOFCU's 3.0. Newrez also leads on ratings volume (40K vs 2) and update cadence (monthly vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Newrez holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Newrez has 40K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

PTOFCU ships an update every 5 months, Newrez monthly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
PTOFCU versus Newrez: the parameters behind the verdict, then further details
ParameterPTOFCUNewrez
PriceFreeFree
Rating3.0 (2 ratings)4.8 (40K ratings) — better
Positive reviews—25.7% of reviews
Number of ratings240K — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size31 MB73 MB
Age rating4+4+
DeveloperPTO FCUNewrez LLC

Customer experience

PTOFCU

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Newrez

All ratings39,992 ratings
Positive97.2%
Neutral1.4%
Negative1.3%
Written reviews202 reviews
Positive25.7%
Neutral5.9%
Negative68.3%

Bugs and requests

PTOFCU

Not enough reviews yet to summarise bugs or requests.

Newrez

Reported bugs

4 issues
  • Login credentials not saved
  • Inability to find/access loan information
  • Frequent app crashes and errors
  • Incorrect payment processing

Requested features

4 requests
  • Add Face ID/Touch ID login option
  • Improve customer service responsiveness
  • Ensure consistent user experience across platforms
  • Enhance security measures

In-app purchases

None

PTOFCU

No in-app purchases

None

Newrez

No in-app purchases

Questions

Is PTOFCU free?
PTOFCU is free to download, with no in-app purchases.
Is Newrez free?
Newrez is free to download, with no in-app purchases.
Which has better reviews, PTOFCU or Newrez?
Newrez is rated higher. PTOFCU averages 3.0 out of 5 from 2 ratings, while Newrez averages 4.8 from 40K ratings.
Do PTOFCU or Newrez have ads?
Neither PTOFCU nor Newrez shows ads.
Which is updated more often, PTOFCU or Newrez?
PTOFCU ships an update every 5 months, and Newrez monthly. Most recently, PTOFCU was updated on October 24, 2026 and Newrez on October 28, 2026.

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