PTOFCU vs Newrez
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PTOFCU
Manage your accounts conveniently 24/7 from your mobile device. Access account summaries, transfer funds, pay bills, and deposit checks remotely. Find nearby ATMs and branches with an integrated locator.
- Account Summary
- Fund Transfers
- Bill Payment
- Remote Deposit Capture
- ATM/Branch Locator
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The Patent and Trademark Office FCU you can now access your accounts 24/7 on the go. Features include Account Summary, Transfers, Account Information, Bill Pay, Remote Deposit Capture, ATM/Branch Locator, and more!
Newrez
Manage your mortgage loan conveniently from your mobile device. Easily view loan details, make payments, access important documents, and track your loan status securely.
- View loan balance and payment details
- Make one-time or scheduled payments
- Edit autopay settings
- View escrow breakdown
- Download tax documents (1098 form)
- Access loan statements and documents
- Track loan status
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The Newrez app allows you to make secure mortgage payments and manage your home loan anytime, anywhere. View your mortgage balance, make payments, and more. Manage your mortgage in one place: - View your current balance, escrow details, recent activity, and payment history. - Make a one-time payment, view pending payments, or schedule recurring payments. - View and download your mortgage statements and tax documents securely. - Check the status of your loan, from application through funding. About Newrez LLC Newrez is a national mortgage lender and mortgage servicer that provides home purchase loans, mortgage refinance solutions, and full-service loan servicing for homeowners across the United States. Newrez offers a customer-first journey and helps customers make smart moves throughout the lifetime of their mortgage loans. Set apart by its origination platform, the company provides customers with unparalleled lending options for purchasing and refinancing. Founded in 2008, Newrez is headquartered in Fort Washington, Pennsylvania, and is a member of the Rithm Capital family of companies. More information is available at https://www.newrez.com/ NMLS #3013. Equal Housing Lender. Licensed in all 50 states. For our complete licensing information, please visit https://www.newrez.com/licensing-disclosure-information/
Screenshots
Verdict
The clearest difference is rating: Newrez at 4.8 against PTOFCU's 3.0. Newrez also leads on ratings volume (40K vs 2) and update cadence (monthly vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Newrez holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Newrez has 40K ratings behind it against 2, so its average is the more settled of the two.
PTOFCU ships an update every 5 months, Newrez monthly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | PTOFCU | Newrez |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.8 (40K ratings) — better |
| Positive reviews | — | 25.7% of reviews |
| Number of ratings | 2 | 40K — better |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 31 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | PTO FCU | Newrez LLC |
Customer experience
PTOFCU
Newrez
Bugs and requests
PTOFCU
Not enough reviews yet to summarise bugs or requests.
Newrez
Reported bugs
4 issues- Login credentials not saved
- Inability to find/access loan information
- Frequent app crashes and errors
- Incorrect payment processing
Requested features
4 requests- Add Face ID/Touch ID login option
- Improve customer service responsiveness
- Ensure consistent user experience across platforms
- Enhance security measures
In-app purchases
PTOFCU
No in-app purchases
Newrez
No in-app purchases









