Comparison

Knip vs ING Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Knip

Manage your credits and view transaction history for your account. Use your account for payments at various participating locations, including sports clubs and events.

Highlights
  • Credit top-up
  • Transaction history
  • Online account management
  • Payment at partner locations
  • Event payments
Features
Read full description

You can use the KNIP app to top up your credits online on your KNIP account and you can see all of your transactions. Moreover, you can use your KNIP account at different locations of Twelve (sports club, business caterers, stadiums and events). Ask the organization if you can pay with your KNIP account.

About

ING Banking

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Highlights
  • Pay and receive money
  • Manage accounts and cards
  • Access savings, investments, and loans
  • Track spending and manage finances
  • 24/7 digital assistant support
  • Cashback offers
Features
Read full description

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

Screenshots

Knip4 screens
ING Banking4 screens

Verdict

The call

The clearest difference is review sentiment: ING Banking at 61% against Knip's 0%. ING Banking also leads on rating (4.8 vs 1.0) and ratings volume (512 vs 1). Knip's advantage is iOS requirement (11.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ING Banking holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: ING Banking has 512 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Knip's written reviews are positive against 61% of ING Banking's.

UpkeepUpdate frequency

Knip ships an update every 3 weeks, ING Banking fortnightly. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Knip versus ING Banking: the parameters behind the verdict, then further details
ParameterKnipING Banking
PriceFreeFree
Rating1.0 (1 ratings)4.8 (512 ratings) — better
Positive reviews0.0% of reviews61.3% of reviews — better
Number of ratings1512 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better16.0
Further details — not scored
Size25 MB284 MB
Age rating4+4+
DeveloperTwelve B.V.ING BELGIUM

Customer experience

Knip

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

ING Banking

All ratings512 ratings
Positive96.9%
Neutral1.0%
Negative2.1%
Written reviews300 reviews
Positive61.3%
Neutral3.3%
Negative35.3%

Bugs and requests

Knip

Not enough reviews yet to summarise bugs or requests.

ING Banking

Reported bugs

3 issues
  • Login and authentication problems
  • Inability to add or manage multiple accounts
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Ability to view account statements and transaction history
  • Option to customize app settings and layout
  • Support for international money transfers
  • Integration with other financial tools and services

In-app purchases

None

Knip

No in-app purchases

None

ING Banking

No in-app purchases

Questions

Is Knip free?
Knip is free to download, with no in-app purchases.
Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Which has better reviews, Knip or ING Banking?
ING Banking is rated higher. Knip averages 1.0 out of 5 from 1 ratings, while ING Banking averages 4.8 from 512 ratings.
Do Knip or ING Banking have ads?
Neither Knip nor ING Banking shows ads.
Which is updated more often, Knip or ING Banking?
Knip ships an update every 3 weeks, and ING Banking fortnightly. Most recently, Knip was updated on October 7, 2026 and ING Banking on October 15, 2026.

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