Comparison

BTG Pactual Investimentos vs CEX.IO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BTG Pactual Investimentos

Invest in a wide range of assets, from fixed income to variable income, including government bonds, stocks, and funds. Access expert advice and 24/7 humanized customer support for your investment needs.

Highlights
  • Fixed income investments (CDBs, Tesouro Direto)
  • Variable income trading (stocks, FIIs)
  • Investment funds (various profiles)
  • Foreign exchange services
  • Private pension plans
  • Expert investment advice
  • 24/7 customer support
Features
Read full description

Com o app BTG Pactual Investimentos, você pode ter todas as vantagens do Maior Banco de Investimentos da América Latina na palma da mão. Da renda fixa à renda variável, pode investir nos ativos que fazem mais sentido para a sua carteira, passando por papéis do Tesouro, CDBs, fundos, ações, FIIs, câmbio, previdência e outros mais. No BTG Pactual, você conta com a assessoria de nossos especialistas para fazer as melhores escolhas de investimentos e, diante de qualquer necessidade, pode acionar o atendimento humanizado disponível 24 horas por dia, 7 dias por semana. Renda fixa Invista nos melhores ativos da renda fixa como CDBs, títulos do Tesouro Direto e outros papéis atrelados a diversos indicadores, como a taxa Selic e a inflação. No BTG Pactual Investimentos, você pode compor uma carteira de investimentos em renda fixa diversificada, com vários prazos, emissores e indexadores diferentes, permitindo que aplique seu patrimônio com eficiência. Oferecemos um catálogo completo, incluindo CDBs, LCIs, LCAs, CRIs, CRAs, debêntures e outros ativos. Pode contar ainda com os nossos especialistas para escolher as melhores opções de papéis e investir on-line diretamente no app BTG Pactual Investimentos. Os investimentos em renda fixa são ideais para compor uma parcela mais segura do seu portfólio, já que os riscos de perda são mínimos em comparação com outras classes de ativos. Renda variável O BTG Pactual Investimentos oferece plataformas de negociação ideais para você fazer suas operações na Bolsa de Valores de forma descomplicada. É possível investir em renda variável por meio das carteiras recomendadas e manter um portfólio diversificado, com o suporte de nossos assessores para escolher empresas com bons fundamentos. Fundos de investimentos Os fundos de investimentos são uma excelente opção para quem não tem conhecimentos suficiente da área para escolher os próprios papéis de forma independente ou prefere a gestão de um profissional para facilitar o processo e garantir escolhas mais certeiras. Há fundos de investimentos para todos os perfis, passando por opções de renda fixa, ações, câmbio e até fundos multimercado, que agregam diversas classes de ativos no mesmo fundo, permitindo que o investidor diversifique sua carteira apenas com as cotas de um único fundo de investimento. Câmbio Realize pagamentos e recebimentos do exterior com agilidade e segurança e conte com o auxílio de um assessor do Maior Banco de Investimentos da América Latina para grandes operações. Quer proteger seu patrimônio com moedas fortes, como o dólar e o euro? O BTG Pactual Investimentos oferece toda a segurança de que você precisa para realizar suas transações tranquilamente. Previdência No BTG Pactual, a previdência privada vai muito além de um complemento para a aposentadoria. Oferecemos uma plataforma multifundos diferenciada que faz com que seu dinheiro trabalhe por você, além do suporte de assessores especializados. Essa modalidade de investimento oferece diversos benefícios e permite que você construa seu patrimônio com maior flexibilidade, pensando no médio e longo prazo. O investimento não sofre come-cotas e ainda é possível abater até 12% da sua renda bruta anual tributável na declaração do Imposto de Renda no caso de aportes em planos PGBL. Flls Os Fundos Imobiliários (FIIs) são fundos de investimento voltados ao mercado imobiliário. Eles são isentos de Imposto de Renda e negociados na Bolsa de Valores, facilitando o acesso aos principais empreendimentos imobiliários do Brasil com um valor de entrada © 2024 BTG Pactual - CNPJ 30.306.294/0002-26 Av. Brigadeiro Faria Lima, 3.477. São Paulo - SP - Brasil

About

CEX.IO

This app allows users to buy, sell, and trade over 100 cryptocurrencies instantly using various payment methods. It offers features like instant crypto purchases, selling for fiat, rapid card transactions, and a user-friendly interface for managing your crypto portfolio.

Highlights
  • Buy and sell Bitcoin and other cryptocurrencies
  • Support for 100+ digital assets and 300+ markets
  • Instant crypto purchases with debit/credit card, Apple Pay, PayPal
  • Rapid card deposits and withdrawals
  • Crypto savings accounts with daily rewards
  • Multichain support for sending digital assets
  • Beginner-friendly Convert feature for swapping currencies
Features
Read full description

The CEX.IO App provides the ultimate crypto experience, with a variety of services in the palm of your hand. Our app empowers you to trade, sell, and buy Bitcoin and other cryptocurrencies instantly, anytime, and anywhere. Spend less than a minute to buy Ethereum and other digital assets using a debit/credit card, Apple Pay, bank transfers, and/or PayPal*. In addition, with the CEX.IO App, you have access to 300+ markets wherever you go. Using the funding method that suits you best, you can instantly buy or sell the following assets via the CEX.IO App: Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Polygon (MATIC), Litecoin (LTC), Ripple (XRP), Stellar (XLM), Cosmos (ATOM), Dogecoin (DOGE), Shiba Inu (SHIB), Cardano (ADA), USD Coin (USDC), Tether (USDT), Polkadot (DOT), Uniswap (UNI), Zilliqa (ZIL), SushiSwap (SUSHI), and Solana (SOL). These are just a few of the 100+ supported digital assets! And we’re constantly expanding our listings. The CEX.IO App opens access to the entire universe of crypto services. Apart from your own Bitcoin wallet, other attractive features include: • Instant crypto purchases. Buy crypto in a few taps, using the funding method that best suits your needs. • Instant Sell option. Convert your crypto into fiat, and immediately send funds to your payment card. • Rapid card deposits and withdrawals. Deposit funds to your CEX.IO balance, or transfer fiat to your debit/credit card in minutes. • Multichain support. Send Bitcoin and other digital assets using 40+ blockchain networks. • Beginner-friendly Convert feature. No need to figure out trading strategies. Just swap crypto and fiat currencies in a few taps. • Crypto savings accounts**. Accumulate daily crypto rewards in Bitcoin, Ethereum, and other digital assets, with no lock-up periods. • Deep liquidity. Trade 300+ markets with narrow spreads, and minimal price slippage. • Sub-accounts for trading. Improve risk management of your trading strategy and better organize your finances, taking advantage of up to five sub-accounts. • Save your favorite markets. Select preferred currency pairs for quick access and decision-making. • Monitor your portfolio performance. Track the slightest changes in your crypto wallet and trading balances. • User-friendly interface. Purchase, sell, exchange, and store crypto, enjoying intuitive app navigation. • Fast card-linking. Add your payment card to buy cryptocurrency in a matter of minutes. • Detailed order and transaction history. Stay informed of your crypto exchange operations, with clear explanations of all fees and commissions. • Passionate Support Team, which is eager to provide professional assistance throughout your crypto journey. With CEX.IO’s cryptocurrency exchange, you can take advantage of a wide array of currency pairs, deep liquidity, and an advanced order-matching mechanism. With this crypto app, we combined the best CEX.IO ecosystem features, and packed them into a straightforward interface. Our cryptocurrency trading platform empowers you to achieve fast execution of your trades, while our Savings** service provides you with the opportunity to earn crypto effortlessly. Want to buy or sell crypto, in a matter of minutes? You can do it with the CEX.IO App. Want to build your own trading strategy, and track its performance? This app is the one for which you’ve been looking. Enjoy these and many other features our crypto exchange has to offer, by downloading the CEX.IO App *Payment methods available depend on the user's country of residence. **Availability of the CEX.IO Savings service depends on the user’s jurisdiction. Disclaimer: Not investment or financial advice. Seek professional advice. Digital assets involve risk. Do your own research

Screenshots

BTG Pactual Investimentos4 screens
CEX.IO4 screens

Verdict

The call

The clearest difference is ads: BTG Pactual Investimentos at none against CEX.IO's shown. BTG Pactual Investimentos also leads on rating (4.8 vs 4.4) and monetization model (free vs free with in-app purchases). CEX.IO's advantage is review sentiment (74% vs 42%) and ratings volume (13K vs 3K). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BTG Pactual Investimentos holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 3K and 13K respectively. Written reviews complicate that: 42% of BTG Pactual Investimentos's written reviews are positive against 74% of CEX.IO's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BTG Pactual Investimentos ships an update fortnightly, CEX.IO weekly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard6 real differences · 4 level
BTG Pactual Investimentos versus CEX.IO: the parameters behind the verdict, then further details
ParameterBTG Pactual InvestimentosCEX.IO
PriceFreeFree
Rating4.8 (3K ratings) — better4.4 (13K ratings)
Positive reviews42.2% of reviews74.2% of reviews — better
Number of ratings3K13K — better
Update frequencyFortnightlyWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size747 MB428 MB
Age rating4+17+
DeveloperBTG PactualCEX.IO LTD

Customer experience

BTG Pactual Investimentos

All ratings2,993 ratings
Positive96.2%
Neutral1.4%
Negative2.5%
Written reviews116 reviews
Positive42.2%
Neutral10.3%
Negative47.4%

CEX.IO

All ratings12,875 ratings
Positive85.2%
Neutral5.9%
Negative8.9%
Written reviews1,324 reviews
Positive74.2%
Neutral4.1%
Negative21.7%

User reviews

BTG Pactual Investimentos

From 3K App Store ratings

What we love

  • 💻 Ease of use
  • 💰 Facilitated investing
  • 🤖 Reliable notifications
  • 🔍 Comprehensive portfolio tracking

Room to improve

  • 🐢 Slow and unresponsive app
  • 🔍 Confusing portfolio and account management
  • 🚫 Lack of customer support
  • 🔒 Security and authentication issues

CEX.IO

From 13K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 👍 User-friendly interface
  • 🔒 Robust security measures
  • 💰 Opportunity to earn free crypto
  • 🤑 Potential for profitable investments

Room to improve

  • 🐛 Verification issues and delays
  • 💸 High fees and commissions
  • 🚫 Inability to withdraw funds
  • 🤖 Poor customer support and unresponsive
  • ⚠️ Concerns about legitimacy and potential scams

Bugs and requests

BTG Pactual Investimentos

Reported bugs

4 issues
  • Frequent app crashes
  • Incorrect investment performance calculations
  • Delayed order execution and account updates
  • Incompatibility with newer iOS versions

Requested features

4 requests
  • Dark mode option
  • Improved portfolio analytics and reporting
  • Seamless multi-device support
  • Enhanced search and filtering capabilities

CEX.IO

Reported bugs

4 issues
  • Accounts being frozen or locked
  • Transactions failing or getting stuck
  • App crashes and freezes
  • Inconsistent or missing features

Requested features

5 requests
  • More payment and withdrawal options
  • Improved customer support and communication
  • Expansion of supported cryptocurrencies
  • Streamlined verification process
  • Transparent fee structure

In-app purchases

None

BTG Pactual Investimentos

No in-app purchases

None

CEX.IO

No in-app purchases

Questions

Is BTG Pactual Investimentos free?
BTG Pactual Investimentos is free to download, with no in-app purchases.
Is CEX.IO free?
CEX.IO is free to download, with no in-app purchases.
Which has better reviews, BTG Pactual Investimentos or CEX.IO?
BTG Pactual Investimentos is rated higher. BTG Pactual Investimentos averages 4.8 out of 5 from 3K ratings, while CEX.IO averages 4.4 from 13K ratings.
Do BTG Pactual Investimentos or CEX.IO have ads?
CEX.IO shows ads; BTG Pactual Investimentos does not.
Which is updated more often, BTG Pactual Investimentos or CEX.IO?
BTG Pactual Investimentos ships an update fortnightly, and CEX.IO weekly. Most recently, BTG Pactual Investimentos was updated on September 24, 2026 and CEX.IO on September 23, 2026.

Other comparisons