UOB TMRW vs DBS digibank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UOB TMRW
Manage all your banking and financial needs with personalized insights and recommendations. Grow your wealth, enjoy exclusive rewards, and make easy daily payments. Access cardless ATM withdrawals and competitive foreign exchange rates.
- Personalized money insights
- Wealth management and growth
- Rewards program with exclusive deals
- Easy daily payments (PayNow, Scan to pay)
- Cardless ATM withdrawals
- Competitive foreign exchange rates
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Meet UOB TMRW, the all-in-one app for all your financial needs. It’s banking made simple, easy and personal for you: Personalised money insights – Bank smarter with personalised alerts, reminders, and spending and saving recommendations. Grow and manage your money – You’ll find everything you need to grow your finances in the Wealth section. You can also convert foreign currencies and get competitive rates for all of your investing, online shopping and travel needs. Rewards+ – Enjoy Singapore's newest and biggest rewards programme on the UOB TMRW app. Get personalised, exclusive deals on dining, shopping, travel and more, and track and use your cashback and rewards points. Easy daily payments – Pay using PayNow and Scan to pay directly from the login screen. Withdraw cash using your phone – Select your withdrawal amount on the app, and tap your phone to enjoy cardless withdrawals at selected UOB ATMs.
DBS digibank
Manage your finances with this comprehensive banking app. Open accounts, transfer money internationally with no fees, and track your investments and net worth. Get personalized insights and financial advice to help you achieve your goals.
- Quick account setup
- Overseas money transfers with no fees
- Investment management
- Personalized financial insights
- Bill payment and cashflow tracking
- Digital token for secure transactions
- Sustainability tracking and green deals
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SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!
Screenshots
Verdict
The clearest difference is monetization model: UOB TMRW at free against DBS digibank's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UOB TMRW holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 2.7K and 4.7K respectively. Written reviews complicate that: 40% of UOB TMRW's written reviews are positive against 42% of DBS digibank's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 7, 2026 and November 11, 2026 respectively.
| Parameter | UOB TMRW | DBS digibank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.7K ratings) — better | 4.6 (4.7K ratings) |
| Positive reviews | 40.5% of reviews | 42.4% of reviews — better |
| Number of ratings | 2.7K | 4.7K — better |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 480 MB | 403 MB |
| Age rating | 4+ | 4+ |
| Developer | United Overseas Bank Limited Co. | DBS Bank Ltd. |
Customer experience
UOB TMRW
DBS digibank
User reviews
UOB TMRW
From 2.7K App Store ratingsWhat we love
- 🚀 Fast and easy to use
- 👍 Intuitive and user-friendly interface
- 💡 Convenient mobile banking experience
Room to improve
- 🐛 Frequent crashes and bugs
- 🔒 Security issues with digital token setup
- 📤 Unreliable push notifications and OTP delivery
- 🔄 Inconsistent app behavior after updates
- 🕰️ Slow performance and long loading times
DBS digibank
From 4.7K App Store ratingsWhat we love
- 🚀 Excellent app
- 👍 Easy to use
- 🔒 Secure
- 🚀 Convenient
- 🚀 Efficient
Room to improve
- 🐛 Glitchy
- 🐛 Crashes frequently
- 🐛 Buggy
- 🐛 Unreliable
- 🐛 Unstable
Bugs and requests
UOB TMRW
Reported bugs
5 issues- App crashing on launch or during use
- Login issues and inability to receive OTP
- Mighty Secure token not working as expected
- Contactless ATM function not functioning properly
- Inconsistent behavior across iOS versions
Requested features
5 requests- Ability to disable unwanted product ads
- Option to turn off marketing push notifications
- Support for iPad and landscape mode
- Improved transaction history and account management
- Seamless integration with other banking features
DBS digibank
Reported bugs
6 issues- Unable to set up digital token
- Incorrect account balance display
- Incompatibility with newer iOS versions
- Difficulty transferring funds to overseas accounts
- Inability to update personal details
Show 1 moreShow fewer
- Constant session timeouts
Requested features
7 requests- Allow multiple device logins
- Improve transaction history range
- Add budget planning tools
- Implement Face ID/Touch ID login
- Provide language options
Show 2 moreShow fewer
- Streamline account update process
- Enhance notification management
In-app purchases
UOB TMRW
No in-app purchases
DBS digibank
No in-app purchases








